 Should I own my own life insurance policy? |
| Right now, my husband has insured my life and I've insured his, thinking this would eliminate any insurance getting tied up in escrow. Is it the best way, or should I actually be the one ... |
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 In order to qualify for the CHIP health insurance program do my kids need social sec numbers? We have just? |
arrived in the US from the Philippines. My husband works, but at the moment he cannot afford health insurance for us.
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I am a citizen paying my due amount in taxes, so I... |
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 My mortgage provider is telling me he legally has to advise me on insurance is this true? |
| I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for ... |
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 Will insurance Co. pay for new roof if they can't match the shingles? |
Area of shingles damaged and can't be matched. Will the Insurance company pay for new roof? The area is about 5" X 3" and on the front slope of the house.
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 How do I say no to relative trying to sell me insurance? |
| Relative is trying to sell me insurance and I'm not interested. I want to tell him no without feelings getting hurt. Any suggestions?... |
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 I need to get quotes a commericial business? |
I want to start my own business hiring guys to do demolition, construction and stuff of that nature. Where could I get state farm insurance quotes?
I need also workers comp.
could some one ... |
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 A friend got ran over? |
| at a store my friend got ran over and the person that5 ran over her foot was parked at a no parkin zone at lowes grocery store is lowes responsible and negligent for not stopping people from parking ... |
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| Where is the best place for life insurance? My dad got turned down..AGAIN! help!? |
| we've tried globe & farmers .. turned down on both! the questions he had a to answer werent faulty , i dont understand... does anyone know of a place that WON'T turn him down?... |
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 Whole life insurance question? |
| Hey all....well I'm studying for my life insurance agent exam and I have a question. Well, if a person takes out a whole life policy, then when they die their beneficiaries won't receive ... |
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 Health Insurance question? |
| My father has hepatitis B, and the medicine costs alot of money which we cannot afford. So he was denied from medicaid and I was wondering if anybody know any health insurance out there who can pay ... |
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 Claiming on house contents insurance? |
Hi all,
I'm hoping someone can help me out here. I have lost a piece of expensive jewellery that was handed to me around a year ago. I am wondering if I can claim for this on my house ... |
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 Health Insurance? |
Hi
At the present time I'm on a cobra converstion plan with one major carrier that is very expensive. I just applied and got accepted to a private insurance plan that is very good ... |
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 How do we get company insurance for a private 18 wheeler washing company? |
| I might be creating a buisiness with 2 other people washing 18 wheelers, but we want/need to get insurance (in case of damage to a truck, since we all know accidents to happen) how and where fo we go?... |
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| Health insurance for self employed? |
| I am self employed, and I need health insurance for my children and I. I have checked many companies...but some I have never heard of...I am also getting ready to hire people and make it a company...... |
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 Cancellation of health insurance due to work-related injury, is that legal? |
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My employer claims that I did not work enough hours while I was out of work on worker' comp.....even when I do go back to work I have to wait for a year for the ... |
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 Telling whole truth to insurance co? |
| My hubby is getting life insurance however to get best prices I dont know if i should tell everything,for instance they ask on application if he EVER smoked he did for like 10 years 15 years ago,But ... |
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Zipper | I was over-reimbursed!!? |
My private medical insurance co. over-reimbursed my credit card for medical services I received. Then, my credit card company deposited this over-payment into my personal bank account! Now, I am sitting on $25,000 OF MONEY THAT'S NOT "MINE"!
Legally, I am probably liable & bound to notify & return it, right?! Can someone give me my OTHER options??
I live in Japan, & the private company is based out of Australia.
HELP!!
Additional Details
Thank you to all that have answered my question thus far. However, all answers are requiring me to DO SOMETHING. I am an extremely busy business person who did nothing more than file my claim according to the insurance company's standards. They are negligent in making this mistake. I WILL contact them, but shouldn't I be asking for some restitution for inconveniencing myself?Not to mention my honesty in this matter?! Am I legally able to ask for it? |
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MR HENRY S
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You are exactly right! It would seem the money WAS an overpayment and to knowingly keep it would be actionable theft. Contact the insurance company claims department IN WRITING, REGISTERED MAIL, RETURN RECEIPT REQUESTED!!!
Tell them the circumstances and ask why the apparent overpayment was made. Are you entitled to it, and, if so, why? Request an answer IN WRITING!!
If they require restitution, have them spell out how much and the exact procedure to be followed.Keep copies of ALL correspondense.
Send any restitution remittance by check only, registered mail, return receipt requested.
I, personally, would commend you for your honesty. Others might have kept it hoping no one would notice. |
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acermill
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This is almost funny. No, you don't deserve to keep their money for a specified period of time, and no, you don't get a reward for being honest, or any other such silly thing. An error was made, and you need to correct it. If they discover the error on their own, the money will be extracted from you as quickly as it was given to you.
Inconvenienced ? That's even funnier yet. |
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§ ☼ JLG ☼ §
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Are you kidding? They made a mistake - and you think because you need to take 5 minutes (ok, maybe 15) to let them know, you should be entitled to keep the money and pay it back over time? That is just ridiculous - have you never made a mistake?
One option you DO have is to do nothing - if you spend (or invest) it, it may be considered theft - but the company will eventually realize their mistake - and come after you for it. |
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JJ
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Call them and settle this. If they paid you through electronic means, they probably have the ability (and right) to reverse the money. You probably signed something at one point that allowed them to make the payments automatically to your account. What you didn't know is that it also authorizes them to take money out of the account if they need to. In short, this means that some day you will write a check against the account and they will have sucked out the over-paid money and it will be deemed your fault when your checks start bouncing.
I have seen it happen with many different types of automated payments. They will not leave the money there to "work for you"; insurance companies are very smart investors and will invest every dollar they can for themselves. |
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eringobraghless
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I'd call or email right away, as insurance companies have no sense of humor when it comes to money they see as theirs. You sure don't want them either cancelling your coverage, or filing an action against you.
Good luck. |
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Insuranceman
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I lived in Japan (Misawa) many years ago, and if memory serves me correctly....isn't there a "custom" that rewards the finder of property or am I confusing this with some other country I have lived?
Tell them that they owe you 10% as a "finder's fee" or I would at LEAST ask for what is known as an "Explanation of Benefits." You should receive one of these for each claim you turn in to the insurance company. Then look over what they paid you and to others and then you may find that they owed you the money to begin with!
Now...perhaps you have a particular type of coverage that pays you a LUMP SUM benefit for serious diseases like cancer, leukemia and other serious life threatening diseases.
Good luck and I hope this helps! |
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kevin h
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call the company immediately. |
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mbrcatz
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OK, you want other options that don't require you to DO SOMETHING.
DO NOTHING. Eventually this will catch up with you, and you'll have to pay them back. |
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