 Is there any insurance chepaer than geico? |
Additional Details
please give me some web sites,... |
|
 Borrowing on a life insurance policy? |
| If a life insurance policy was created more than 2 years ago and it's worth $100,000. How much would you be allowed to borrow from it today.... |
|
 When should you increase insurance policies? |
| My husband and I have insurance policies through his work. We have no kids at this point but would like to have kids in the next few years. If I got pregnant, and heaven forbid anything were to ... |
|
 How should i word a letter to a customer about a new product we're offering? |
| I work at an insurance company and we now offer life and health insurance. we also offer lower rates for auto insurance.... |
|
 Life insurance question.? |
| can your family collect it if someone commits suicide. for instance,when i shoot myself in the head and die,will my family get anything for it? honest answers only.... |
|
 Adding "step-children" to insurance policy? |
| i have a daughter from a previous relationship who is 7. I just recently had my second child, who is 4 weeks old. Her father is adding her to his insurance and we were wondering if he can add my ... |
|
 Is it her own fault? |
| During the hosepipe ban, my mother has been struggling round the flowers with a two gallon watering can and it's pulled her tripes out. Can she sue the water company?... |
|
 Pregnant with no health insurance? |
| My homegirl is pregnant and this retard just told me she has no health insurance and hasn't been to see a doctor. She is 12 weeks pregnant. She does have a job, but only makes 12.00 and says she ... |
|
 Help! about getting into a health insurance? |
Hi. I have a problem with my intestine and the doctor said that i needed an insurance in order to look into my intestine by an exam because it will cost too much.
So, to get an insurance, would ... |
|
 Other than building insurance and car insurance is it worth having any other insurance? |
in this throw away culture we live in. I mean the access you have to pay is almost as much as going out and buying new?
My husband ACCIDENTLY dropped our expensive TV and we have been ... |
|
 Will my car insurance payment get there on time? |
| I mailed my payment today and it's due 12:01am, Sunday, 9/16, Philadelphia. Do you think it'll get there on time? What if the office is closed on Saturday?... |
|
 Is car insurance in uk one big fraud ? Was your car insurer ok when u made a claim ? |
i know that the cheapest one is tesco, i know there is confused.com etc, but the cheapest is not the best, i need reliable insurer
i read scary reviews on car insurers in uk(www.dooyoo.co.... |
|
| What is that thing mean in those life insurance commercials? |
| They keep saying your benefits will never decrease and your premium never increase?... |
|
| Looking for health insurance? |
| i have just been removed from my dad's insurance. i am a 19 year old student and i am attending hair school. i am un-employed at the moment, but i am looking for a job. he says that they are ... |
|
|  |
ken | I was reading that, unlike in the movies, life insurance agencies do pay out claims in suicide cases. T or F? |
I want to know if the beneficiaries of a life insurance policy would receive a settlement if the title holder commited suicide. |
 |
 
emucompboy
 |
Check your policy. I think mine wouldn't pay out if I commit suicide within two years of initiating the policy.
My policy is really funny. It will pay out $15K if I die, but will pay out $5K for each amputated limb or eye. I've told my next-of-kin that if I keel over dead, they should immediately saw off all my limbs and poke out my eyes -- $30K, or twice what they'd get if they just left the poor corpse intact. |
|
Wendy S
 |
Most policies will pay out for suicide after the policy is in force for two years.
You should read the policy or call the insurance company to be sure.
But generally, the answer is yes - after two years.
And Emu...you made me LOL. But just so you know, generally you have to be alive to collect under the dismemberment endorsement of a policy. |
|
acermill
 |
Quite possibly a payout would occur, but not if the deceased had taken out the policy fairly recently. Many life insurers have a two year or more exclusion on payout from suicide caused deaths. |
|
Hadley
|
The life insurance agency does not pay out the claim, the life insurance company pays the claim.
In the case of Suicide, if the policy has been in effect for two or more years (in most states, One Year in Colorado) then the life insurance company would pay the claim if the insured person died as a result of Suicide.
Review the section in your life insurance policy called "Suicide Clause" - It is a limitation in all life insurance policies to the effect that no death payment will be made if the insured commits suicide within the first two years that the policy is in force.
This clause protects the company against Adverse Selection - that is, purchase of a life insurance policy in contemplation of planned death in order for a beneficiary to collect the proceeds.
Basically, the life insurance company won't pay the claim due to suicide if the suicide occurs within two years (One Year in Colorado) of buying the life insurance policy.
I hope that helps! Best of luck to you. |
|
baby ostrich head face
|
The deal is this. Most companies have the first two years of the policy where if in case of a suicide they won't pay. "Rights of Recission". After the two years they will pay for a suicide. |
|
Rick B
|
No. Not based on most policies. |
|
mbrcatz
|
Agencies pay nothing. The COMPANIES pay.
Yes, most policies will pay out in the case of a suicide, if the policy has been in force long enough. That period usually varies by state, between 2 - 3 years. |
|
solutionsforme
|
TRUE>
Most policies have a 2 year non pay period for suicides. After that, most will pay. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 15 minutes(s) ago
| | | |
8 | 25 minutes(s) ago
| | | |
8 | 3 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
8 | 4 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
8 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
