 Medical bill no SSN? |
A month ago I went to emergency in South Carolina. My hands were burned by hot peppers so they applied an anesthetic cream and wrapped my both hands. I spent 30-40mins in there.
I am a ... |
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| I have some questions in regards to starting up a financial consulting business? |
I want to start up a financial consulting business. I have 3 questions.
1) Does anyone know of a broker dealer who will sponser me, along with a ball park estimate of fees I would have to ... |
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 How do you go to the dr. without insurance? i don't think i qualify for govt. benefits!? |
| i feel like crying all the time. or i feel extremely emotional. my job pays too much too qualify for benefits but i don't work enough hours to qualiy for insurance. i can't afford ... |
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 I don't mean to sound stupid hear, but I need some advice on health insurance? |
| I'm looking to buy some health insurance, but I don't know what everything is. So a few questions, plain english answers please. 1. I know that a deductible is the portion an insurance ... |
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 Insurance eligibility question? |
| My 21 year old son will loose his health insurance the first of the year. (he is covered under my employers plan). I can only list him under my family plan if he is a full time student. He dropped ... |
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 SUEING 16 YR OLD!!! IM 13!? |
| okay im 13. the girl im sueing is 16. well she asked me to use my camera. i said yes. its been about 5 months now. when i asked for it back she said she don't know where it is. ive waited and ... |
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 Medical Health Insurance Florida: COBRA Coverage? |
| When seeking Medical Health Insurance in Florida, how can I compare the cost of my COBRA coverage to individual Family Health Insurance Plans?... |
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 How to become an auto insurance agent? |
Additional Details
does anyone know anything about online classes for p&c license? btw, i really appreciate all of you spending your quality time to answer my questions!... |
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| Can enployer who provides free health insurance as a benefit for working night start charging you? |
| I have worked for a company for 5 years and Always had free health insurance for working nights when I started it was considered a bennefit now I have to pay can they do tht under ... |
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 Going to have a baby. how much will the insurance cover ? please advice. thank you.? |
we are single income family, and make around $50,000/year. we have nearly $20,000 in debt right now. we are expecting a baby in january.
we are insured by united healthcare.
i need the ... |
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 I sat outside my insurance agents office waiting for my agent yesterday. Do you consider that stalking? |
Additional Details
He was gone about an hour and a half and I waited for him the entire time he was gone.... |
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 Is it possible to put my mom on my health insurance? |
| Are there any jobs out there in which I can have a parent covered on my health insurance or is it only covered for your own children? What type of insurance (if any) would cover for that type of ... |
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 I have full coverage insurance and does that normally cover me on any vehicle i drive? |
| i bought a new car and the dealership let me drive it off the lot without having that car listed on my insurance card, my finance company is trying to bill me 300 dollars for not having it insured. ... |
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 Iam thinking of starting a prestige car hire company here in the UK, where can i go to get insurance? |
| I already have 5 cars availiable to me which are owned by family members & are insured individually, I also have 3 cars of my own, are there any company that will insure all the cars together ... |
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 What should I do?A hospital lied that they are contracted w/my insurance..but NOT! Now they are asking me $$$$ |
| I had a surgery last year. When I went there, they told me the surgery will cost $3000. I asked them if they are contracted w/ my insurance. They told me " Yes we're contracted, and the ... |
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The Mollusk | I went to an interview with NY Life and felt more like I was being sold something. What's up with that? |
My senses tell me that I'm being duped. What's the real downlow on NY Life? |
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Insurance Made Easy.biz
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You already had some great advice just let me add this, 80-90% of new agents fail inthe first year. I started at NYL amd I am the only one from 25 agents that was still in business 2 years later.
Most of these sales managers will make a prospective agent feel like they are the best recruit the manager has seen in years. You were being sold, use your instinct if you start off with a bad feeling it will only get worse. |
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Zarnev
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The recruiter has to sell you on the idea of being an agent. Some can make it sound like the best thing on earth. They do this because if they told the truth, that 95% of new agents quit the first year and half of those remaining quit the second year, they would get very few people to sign up. They also don't tell you that working 80 - 100 hours per week when you first start is the norm for agents that succeed.
Being an agent can be great, but if you're just starting out you need to have at least 2 years living expenses saved up so you can put your commission income back into the business. |
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Cool Chic
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NY Life has one of the best traing programs in the nation. If you make it you will make good money with a reputable comapny. Look around the office what do you see.
I started at NYL and about 1 of 15 made it and it was a great place to start. I was one of the one of course. I worked hard, did what they told me and I was rewarded as they said. I was never lied to. |
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aaron p
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The break even point on the long term value of the clients you bring them is pretty low. So most new relationships are pretty advantageous to them. If you don't disrupt the culture, they will probably make money on you.
Also, they want you to hear the stuff about why mutual companies and why NYLIC so that you can repeat it easily later on. Any company will try to convince you their company is the best (without saying that of course), that IS part of selling. I kind of have a hard time with the career company model, but as hard as it is to start there, it is next to impossible to start on the brokerage side. |
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The Rabbi
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It depends on the individual. NYL agents do very well if they have the talent. Their failure rate is the same as everyone else starting in business for themself. That's why most people have jobs. If you took the presentation negatively, then I would suggest you work for some small local agency that will give you leads and get you making money right away if you have selling skills. NYL is a major commitment and it depends on who you know already that can help you by being clients or referring. After all, you are with NYL. Look for something lighter like working with seniors if NYL isn't right. |
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Good♥Gyrl
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They are selling you something: the idea of a career making unlimited money. Agency training programs often fail. Also the recruiters and managing partners are always so busy because for every 10 people they recruit, only two will make it in the business! If you're going to go into the insurance industry, focus on a company with a strong Property & Casualty presence ... not just a life insurance company. You will find it very hard to eat on the commissions ... and their so-called programs that they used to help you where they give you money: you typically have to pay it back or meet high minimums (high for new agents) to get it, so don't let them make you think everyone is getting this "help" money. I would avoid NYL, and look at an Allstate or State Farm, or a Nationwide ... someone with a strong agency training, and again ... P&C. P&C is the bread and butter of the business because people NEED it ... they may always need financial products or life insurance, but they typically put it LAST on their list of priorities and where to spend their money. Good luck. |
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mcmoehring@sbcglobal.net
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Insurance companies are pretty low. They will "train" you. The training is to sell insurance to your family. |
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