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 Is your morgage and home insurance added together and you pay one monthy bill?
First time buyer....


 If i kill myself can my family clame life insurence?
...


 Why life insurance is so cheap ?
are they really going to pay after death ???...


 Do you normally get paid for covering someone elses shift??
i am doing work placement at a care home, and i really like it and someone was saying do part time and cover for other peoples shift's??? does that mean i get paid for covering other that ...


 How can the poor get the medical care they need?
How can people who can't afford health insurance get the medical care they need? My dad was afraid to go to the doctor because he was afraid he can't afford it. He doesn't have ...


 Who pay's for theft?
my car got broken into today at my work and i lost 1500 dollars of goods no signs are posted that say there not resonsibly for autos. it was on there property and im there worker should my work ...


 If i quit my job to get medical treatment can i get unemployment?
I have been treated here in NY for a medical condition (it does not prevent me from working but if i do not get treated it can have consequences) but i have not seen any progress. I want to quit my ...


 I am thinking of offering my employees health insurance, some of them smoke, will this affect the cost?
How much more can I expect to pay for the smokers?...


 Was fired, couldn't pay insurance premium, had my baby..now how to pay hospital bills?
I was fired 3 weeks before I had my baby. My employer had been paying the insurance premiums and since our income was cut in half, we couldn't afford it on our own. Now that I have had the baby, ...


 Can my car insurance be cancelled for a late payment?
My car insurance payment is due the 9th of every month for $116. I am a little short on cash right now. I may not be able to pay it until like the 25th. Can they and will they cancel my policy for ...


 Is pre paid legal a scam?
...


 Is there a way to add my parents to my health insurance I get from my employer?
...


 Would I get a better auto insurance rate if I combine my car with my parents current policy?
Only catch is I'm 28 years old going on 29. I wasn't sure if there were any age restrictions on combining policies with my parents who are senior citizens. I'm simply looking for a ...


 If your car is stolen out of the parking lot at work is your employer responsible?
...


 What is the best insurance find for a first time driver?
I mean who will provide the best n cheapest quote....


 I propose to create a website on Insurance.?
Can anybody help me in this? What will be the cost involved?...


 What are important things to know when buying a life insurance?
What questions should I ask about a policy in order to pick the best company and benefits?...


 Ive lost my fone!!!! it got stolen in a club what can i do?!?
...


 COBRA insurance?
I was wrongfully termed from my job on 3/2/07 and have yet rec'd anything regarding COBRA insurance or any termination paperwork. Is this legal for the company to not do either of this?
T...


 My partner got stopped sunday for no insurance unaware it had cancelled!!?
my partner got stopped on sunday for driving uninsured, according to ther police the aa had stopped it in june without giving us any correspondence what so ever, still got certificate and everything.<...



DC
I would like to sign up for life insurance im 26. I have it already but i would like more coverage.?
Can anyone tell me a good life insurance. Right now i have term accidental death life insurance through my employer.
                     
 




Richie Rich
The answer above stating term is worthless, knows nothing. They apparently never read a Universal Life policy where it states the coverage is a TERM policy.

Moving on, no one here can give you a full answer, you need to talk with a local financial person, not an insurance agent. Someone who works with several aspects can give you a better recommendation based on your situation.

Also, drop an "accidental" coverage you have. It pays out less than 17% of legitimate claims. For example, if you get into an accident, and die on the scene, it would pay. If you die en route or at the hospital, it wont pay. You died because of complications related to the accident, not because of the accident.

That being said, if it's offered truly free (no gimmicks, like return of premium), take it.


cancuksfan
Rating
one question, are you married, do you have kids, if know one relies on you, and know one will suffer financially if you die you don't need life insurance. If not freedom 55 is a good bet


Emma F
Rating
Zander Insurance, they shop everyone for you!


Insurance Pickle.com
Rating
Use the tool on my site to quote ~150 companies. It requires no personal information to use.

http://www.InsurancePickle.com/life-insurance/


David C
Rating
I am a licensed agent in Michigan with Farmers Insurance Group and we have many to choose from depending on your situation. It is always good to own your own policy in case your employer ever shuts its doors or out-sources your department then you are not trying to buy a policy at the older age.


Michael M
Rating
I always encourage people to obtain their own life insurance policy. The life insurance you get from your employer is usually not portable when you leave your job and you don't want something to happen while you are between jobs or if your next employer does not offer any benefits. Also with accidental coverage you only covering a small portion of your risk. I would strongly encourage you to get a policy that covers death from all causes. A regular 20 or 30 term life insurance product from a highly rated company usually provides the affordable protection that most families need, but I would encourage you to do a little more research on your specific needs before purchasing additional insurance.


src50
Rating
See an independent insurance agent and ask for quotes. Forget the on-line insurers - they'll "low ball" you with a low "preliminary" quote that changes when the policy is issued.


Gefilte Girl
Rating
Term isn't worth anything, you need a universal policy.


Tamara A
sun life financial


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