 Why do people push Annuities? |
I'm currently trying to save for retirement and sales people are always trying to push annuities. Why is that?
Pros vs. C... |
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 Can a 21 yr old get insured on a 2ltr car in the uk for a reasonable price anymore? |
| Has the system changed or something where you have to be older to get insured, i got quoted last yr as if i was 21 on a mits fto and it was £1200-1300, this year its seems to have changed to £2200-Â... |
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 How much does it cost to give birth with insurance? |
| Can you please tell me how much it cost to have a baby with insurance?? school project!... |
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 If I opt for ind. provider of healthcare ins. rather than employee plan, will they have to pick up my wife? |
| I need her covered, but she is the one who doesn't do so hot in getting accepted. And my Employer's plan is outrageous; $124/mo. for me, $682 for me + spouse. Sounds like it must be a ... |
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 What is the name of the person that calculates statistics for insurance companies? |
| And how do u go about taking the tests that they have to take before they get that job. Im a math major and im lookin for that info...... |
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 Advisors for health insurance...? |
| I was wondering - are there people out there who will help you find the best HEALTH insurance plan like car insurance brokers do? I work for a small start up company with no HR department and I just ... |
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 Plastic surgery? |
| hello. im looking to have rhinoplasty done. some say that i may have my insurance cover it and some say no. what are some cases that it is covered? thanks ... |
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 Health insurance.....? |
| my place of work just change our insurance to a PPO...what is that..is it like an HMO?...god i hope not...... |
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 What is a good individual health insurance? |
| Mine sucks and I work for a hospital! I'm looking for reasonably priced, low copays and deductibles, and great medical care. Please list details. I'm probably not going to find such a fairy ... |
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 Will I pass my insurance exam? |
| will I pass my insurance exam to become an insurance ... |
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 Any insurance company to recommed? |
| I'm intending to buy insurance poilcy for my baby, 3 months old. Can anyone advice me which insurance company to use and what kind of policy to take? Roughly what's the minimum sum to pay/... |
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 Anyone know how I can go about canceling my Gerber LIfe Insurance? |
| Hi when my daughter was born I applie for a Life Insurance company called the "Gerber Life Insurance" policy. I've been paying it for about 2 years now but would like to cancel it. D... |
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 If you are a pay as you go? |
| customer what is the best sim card option?... |
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rstarre | IS There A legal Way To Protect Your Assests Against Lawsuits & Judgements? |
I friend of mine had a stroke. His insurance was payed a limited amount and his personal and business assests were virtually wiped out. I want to protect myself from a situation like this. I am a real estate developer and own lots of property. Is there anyway to protect these from the hospital form they make you sign that they can go after any assests you have? |
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mbrcatz
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Well, the best way is to carry health insurance, disability coverage, and long term care coverage.
You could try to transfer the assets out of your name - but then they aren't yours any more.
Bottom line - you're asking, how you can get services and not pay for them? How, maybe, you can get all the honest taxpayers to pay for YOUR care, because you don't want to? Dude. Money is there to take care of you and your family. That's the only purpose it has. You want to cheat the hospital out of payment. That's not honest, it's a form of stealing. |
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Matt
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Don't sign it OR give someone in a country (like Canada), possibly a relative legal ownership of all of your properties. However, you'll end up paying quite a bit on legal fees to transfer the ownership. |
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Scott B
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Many people establish a combination of revocable living trusts and LLCs or L.P.s to provide such protection. These are legal entities that are not "you". Therefore, the hospital or other creditors have many difficult barriers to go through in order to seize those assets. If you are of high net worth, I highly recommend you see an attorney to help you establish these entities and transfer some of all of your ownership interests into them. If the attorney is any good, he'll have a creative way to structure your assets in such a way as to adequately protect you from these problems. |
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Sandra T
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Incorporate. Most tax attorneys charge between $150.00-300.00 to make you a corporation. That way you are not liable beyond the assets of your company. This also separates you from the company. The hospital would then make you sign for your personal assets, but the company cannot be touched. Another way is to have a life policy which would protect the company in the event of your death. Have the policy assigned to your partner. There are many ways to achieve this. Any good agent would be happy to give you a free consultation. |
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aaron p
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Talk to your accountant and attorney about corporate protections. From an insurance standpoint, you should consider disability income protection and health insurance with an unlimited lifetime benefit instead of just $1mm. Depending on how long you've been developing, disability might be hard to come by, so find an insurance broker who specializes in this. |
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