 When buying life insurance what is the best affordable option? |
I am 37 with 2 kids I currently have term life on me for 250,000.00 and 100,000.00 on each of the kids.
Now there are tons of different life insurances out here is one really better than the ... |
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 Can you take out life insurance policy on someone AFTER they've died?? |
| One of my best friends passed away in July, I just learened that her husband (who is VERY obsessed with money),took out a policy right AFTER she passed away & collected more than $500,000. He ... |
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 I hit a basketball hoop with my truck, the guy says it's worth $450. What now? |
| I hit a basketball hoop in a back street with my commercial truck. The owner contacted me and says its worth $450. Should I go give him $450 or contact my insurance. I am an LLC if I pay him, he ... |
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 I'll send you $100 if you can prove to me you're a good person? |
Take a test to see, if you pass the test I (on my honor) will send you $100.
Additional Details
1. Have you ever told a lie?
2. Have you ever stolen anything no matter the value?
... |
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 Will this be covered in my home contents insurance? |
I have recently taken up contents insurance through Direct line.
A few days ago, I was taking my washing from the machine, and realised I had left my MP3 Player in my pocket.
I ... |
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| Is there a way I can fight hospital bills? And will not paying my hospital bills affect my credit? |
| I have BlueCross Blueshield as a Health provider and i had a baby recently in a hospital that is in the network of my health provider but the doctor that performed anethsia on me and my newborns ... |
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 Can't find my Birth certificate? |
I need it to collect some money so how can I get a new one?
And does it cost anything?
And will it take long will it take to get it or is it a case of walking in and walking out with it?
... |
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 What's the reason for life insurance? Should a single person who is not married buy it? |
| What is the real reason for life insurance? if you are single should you buy it? What is it used for? Does it have a purpose in people's lives?Why do you have to pay for it each month for? Can ... |
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 Why you would be better off buying a 20 year term life insurance policy at age 25......? |
| Why you would be better off buying a 20 year term life insurance policy at age 25 rather that buying a one-year renewable policy?... |
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 Why do people who's unisured homes were damaged in the floods think they have the right to the same help as... |
those with insurance?
Isn't the whole point of home insurance to help you in incidents like these?
Additional Details
(I'm talking about the recent floods that hit ... |
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 A dumptruck kicked up a rock and cracked my windshield. Can they be held responsible to pay for the repair? |
| I have the license number, and day and time of where it happened. it's the second time in 3 months this has happened and I don't think it's fair I should have to keep paying for this.... |
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 Should I get private term life insurance? |
I'm 39 and have life insurance through my employer. I could probably obtain private life insurance for the same rate.
Is it wise to get non-employer term life insurance now (before ... |
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 If you think you have cancer but have not been diagnosed, is it possible to get life insurance without an exam |
| Call me stupid, but I would really like to have life insurance before I embark on the cancer journey - just in case things don't go my way. If I obtained one of the no exam, online policies ... |
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jessica.p | If I am on my parents health insurance policy, will they know why I went to the doctor? |
THe doctor diagnosed me with an std, will my parents find this out if I am on their health insurance policy?
Additional Details
fth106, i'm a 20 y.o. thanks everyone for ur answers! |
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Crystal
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Tell your parents now. Get it over with and get on with your life. All you're going to do by not telling them now is stress about the moment when they're going to find out or when your conditions worsens and you have to tell them. Get the hard part out of the way ASAP.
If you really can not speak with your parents about this, then trying going to a free clinic for while just to get you through the shock of it all. At the same time, you have to find someone else to talk to about this. Do not lock it up inside and pretend like because the doctors can fix it then everything is alright. The worse thing you can do to yourself mentally is pretend like everything is okay when it's not. |
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Uncle Dud
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They will if they can understand the codes! Most insurance company's send a explanation of benefits with a diagnosis code. |
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mbrcatz
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No. If you have an HMO plan, they won't even know you went to the doctor. If it's a PPO, they'll find out you went, but they won't find out WHY. |
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fth106
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Before attempting to answer this question, I wanted to find out a little more about you. I had hoped I could get a feel for your age, interests, etc. by looking at your previous questions, answers, etc. What I found was that you keep everything private! Is that part of your personality?
I'm making the assumption that you are a young female. I base that on your avatar. If that is correct then you should open up a little to your parents. If they are even remotely typical, they love you and want what is best for you. They might be disappointed by your actions, but they won't stop loving you. They would have more respect for you and see this as a step toward your maturity.
Now to answer the question. No, they probably won't find out--at least not from the insurance company. Explanation of Benefits (EOB) only show what was billed for, such as an office visit or lab work. They NEVER show a diagnosis. That would violate HIPAA (Heath Insurance Portability and Accountability Act).
And to some of the people who have already attempted to answer this question, I have a question for you. Why are encouraging a (presumably) young lady to lie and deceive her parents? Tell this this, tell them that. Tell them anything BUT the truth. Shame on you! |
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zippythejessi
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They will know you went to the doctor on a certain date. They will NOT know the diagnosis. If there were any tests done, those will show up on the bill - but usually as "diagnostic testing". Your parents can ask why you went to the doctor, but unless YOU tell them (if they're really on your back, tell 'em it was a UTI to get 'em to leave you alone.) they can not find out anything specific. That's because of the HIPAA privacy laws - and in most states, even if you're under 18, your parents don't need to know. Since you're over 18, you have to give them written authorization to have any access to your information. |
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sublime
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They will get a noticed sent to them about the doctor billing the insurance company. It won't say what you went for, though. Another option is to go to planned parenthood or something. |
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lacesd
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yes they will get the itemized bill in the mail. |
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sofie
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no the wont wont find out....everything is kept confidential and if they find out because the doctor told them you can sew them......it wont come out on the insurance either....its only in your records that only you are allowed to see. |
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BoBo
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NO, not unless your parents are nosey and call the Dr's office and ask. If you are over 18, they can not give them the info. Your parents will now know just by the invoice they get though. It will just show up as lab tests ot lab work. |
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Pink P
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They shouldn't it would be a HIPPA violation. However, if you are going for something other than a normal check-up which I'm assuming you are, it may be a good idea to reach out to a planned parenthood or other "free" facility for young women. |
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Topex N
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seems, that a lot of insurance now sending statements or doctor sending bill, if insurance did not pay full amount. |
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DJ
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Yes, they will eventually know that you went to the doctor. I usually recieve a copy of the claim that the Dr. submitted to the Ins Co within a month. Unless your parents are in the medical field then they should not find out what it is that you were tested for or diagnosed with. If your parents call the Dr to try to inquire they should not tell them BUT depending on the inicial forms that are filled with the Dr. and your age the Dr might have a right to tell your parents. You should call the Dr's office to inquire about your rights and if possible request that they do not tell that info to your parents. You should tell them that you went because you didn't feel well but the doc gave you samples for _________ and you feel much better. |
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Cheri S
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No, but the visit will be on there. If the doctor or insurance company tells them the nature of your business then (after you have been yelled at by your parents) can legally sue them, which will make you feel better.
You still have doctor/patient confidentiality. Talk to your doctor if it makes you nervous he WILL understand, don't worry about that. |
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Sweets
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NO they def. will not. Your privacy between the doctor is exactly that..between you and your dr. If I were you, I'd just let your parents know that you had a yeast infection or something like that so they won't be surprised that you went. |
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