 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
|
 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
|
 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
|
 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
|
 My 21 yr old son has racked up about $4200.00 in medical debt this yr that I have to pay out of pocket? |
My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting ... |
|
 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
|
 Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
|
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage? |
| My neighbors patio umbrella blew into my house during a storm - is he required to pay for the damage?... |
|
 Can i insure my car in england with a insurance co in bulgaria to save money? |
| ive heard that people in england are using insurance companies in bulgaria to insure there cars here at home as it is supposed to be a lot,lot cheaper? and if so does anyone know of these companys?... |
|
 I'm interested in getting life insurance? |
| I have 2 kids both under 2 yrs old, I'm 26 yrs old, I have no health problems. 2 of my grandparents died of heart attack, and so did 3 of their parents. I don't smoke. I am aspiring to ... |
|
 My Homeowners Insurance cancelled me because I have a Pit bull? |
| My Dog is sweet as ever and wouldn't hurt anyone, why do Insurance do this to homeowners?... |
|
 Why does the premium drop when you add home insurance to an auto insurance? |
| When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto ... |
|
 Question for people without med insurance? |
| if u have everbeen injured can u tell me wht kind of injury it was and how much u were ... |
|
 If you know about term life insurance this question is for you . . I am 40 years old? |
| and am replacing a couple of short term policies with a 20 year 500,000$ policy. House, auto and these policies are with state farm. My quote for preferred was about $70 per month - super preferred ... |
|
 What can happen if I already cashed the check? |
| I cancelled my auto insurance after renewing, I did an electronic transfer but changed my mind on the contract and stopped payment on 2/05 (i did not know I could have just cancelled within 72hrs ... |
|
 Do I HAVE to have homeowners insurance? |
I am a first time buyer in the housing market, and I am looking to pay for a home in all cash, no house payments.
I have put in a bid on a large modular home that is located in a "... |
|
 What type of life insurance is right for me? |
| Hello i am seriously thinking about getting life insurance i am 18 and have an 8 month old baby boy god forbid that anything happened to me but if it did i want my son to be fully protected but I... |
|
|  |
Mary K | If I cancel my health insurance can my doctor refuse to treat me? |
My husband is self-employed so our health ins is very expensive. I am thinking of going without it. |
 |
 
mbrcatz
|
He can refuse to treat you, unless you present yourself to him with a life threatening emergency, then he has to treat you. |
|
zippythejessi
|
Morally, doctors can not turn away a sick patient. But, for routine care, they can. As long as you pay for your visits (or make your payments to the practice if they're larger bills.) he can not refuse to treat you. |
|
Casey
|
Yes. There are clinics that take patients without insurance. |
|
Pantherempress
|
You will have to pay full price and that is very expensive, keep the insurance, you never know. Doctor's if they already have you as a patient can still refuse treatment. Check with your local laws. |
|
Cindy
|
Hi there, I would hope he/she wouldn't refuse you, as long as you agreed to pay them their fee.
However, you do have some excellent options! I noticed someone mentioned having a higher deductable to lower your monthly rate, which you can do and use a health benefits plan with it, which has a hospital advocay program through the Karis group (they negotiate with the hospitals & doctors to get the lowest rate and help you work out a payment plan in the event of something catastrophic). Plus, it's even better if you have an HSA (health savings/spending account). All 3 can work together beautifully.
Or, depending on your finances, you can have the health benefits only and still have access to hospital advocacy, x-rays, blood work, check-ups, dental, vision, etc. I have it and it is really affordable http://www.youdeservehealthcare.com |
|
IVONNE
 |
Yes your doctor may refuse treatment. I work in a Hospital and deal with insurance. Your insurance is still good after 30 to 60 days depending on your benefits. Insurance states if you have copays, deductables and max oop once you met max out of pocket expence per calendar year you are covered 100%. Make sure you met deductable then if covers either 80/20 some include deductable with maximum out of pocket depends on insurance benefits so I suggest you call your insurance company before you cancel or ask for a self pay or private pay price It is problably cheaper to go that way on a case by case basis ask for private pay first then calculate if its cheaper to go w/ insurance, its up to you call your insurance you may already be covered 100% |
|
gb
 |
I work for a physician and your question has a complicated answer. If you go to a hospital they cannot refuse you no matter what your circumstances are. If you go to a physician that is affiliated with a hospital then most likely they cannot refuse you either. But, if you choose to go to an idependent physician. Which would be a doctor that has his/her own practice (self employed) they can refuse you if you are unable to pay. Most of the time they will tell you up front that if you don't have insurance coverage that you have to pay in full at the time of service. If unable to pay you can reschedule until you have the funds to pay.
My personal answer to you is that you should never ever go without health insurance. Health Insurance is your key to survival today. With out it you could be denied treatment or discharged from a hospital too soon due to the hospital not wanting to get stuck with your bill.
If your insurance premium is too costly then you should seriously consider downgrading your policy to a larger deductible that would make your monthly premium smaller. Or changing to a different Insurance. But don't cancel your policy until you are covered by a new one. If you do then you will fall under a pre-existing clause. If you have any type of chronic illness your new insurance company doesn't have to pay for any claims associated with that for a period of time that they decide. Ususally 6 months to 1 year. |
|
bostonianinmo
|
For routine issues, yes. For life-threatening issues, no. They only need to provide sufficient care to stabilize your condition.
Actually that's the rule for hospitals. Doctors aren't under any obligation to treat anyone but if they're affiliated with a hospital they're umbrellaed under the same rule. |
|
not telling you!!!
|
I think it depends on the state or the county your in and what laws they have. There is a hospital I used to work for in my area and they used to take anyone insurence or not, they changed cause they wern't making money and now you have to show proof of insurence before they will treat you. I think if you pay our right before you get treated they won't mind. |
|
Paul B
 |
As far as regular stuff...perhaps. However, where I live they do not even take insurance stuff until after your ER visit at least. I asked about it and they said that way it doesn't provide a bias in treatment. So, some times yes....have you considered having at least some health insurance...like a $5000 deductable...that way your monthly payments are very low...and if you did get some horrible disease or in an accident you would only have a bill of $5,000 not hundreds of thousands of dollars if you have no coverage at all? |
|
Jake G
|
He can treat you if you will pay for private care.
If not, yes, he can refuse treatement, unless it's life or death. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 24 minutes(s) ago
| | | |
11 | 37 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
10 | 1 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
