 Litigation? |
| Had a wreck. The offer came back and is too little. It would leave me in the whole, a 2500 bill becasue someone else hurt me. He was ticketed. They paid for the car. Now, my lawyer wants to go ... |
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 VUL or EIUL? |
| I need some help here, I'm looking to buy life insurance and two different people I know are trying to sell me on VUL and EIUL. My Q: is which one is better, I have two daughters and will need ... |
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 How do i find a insurance company online? |
| I'm looking for Imperial Fire and Casuality Insurance located in Tallulah, LA... |
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 Any other homebuyers having trouble getting insurance policy? |
| I'd like to know if other homebuyers especially of fixer-uppers are having trouble getting the property they are going to buy insured. How did you get the mortgage and close on the property? I�... |
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 All insurance is based on a principle called? |
A. premium earnings.
B. investment premiums.
C. division of risk.
D. cash value ... |
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 If Hillary Clinton died today, who would replace her on the campaign trail? |
Just a thought. Did you know, that Hil's waistline has grown 5 inches in the past year--too much stress!
I think Chelsea Clinton should bump up her smoking hot bod and seize the old ... |
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| Epidurals.......did your insurance company cover it? |
| I know the best source of information to call my insurance company but I am just curious if your insurance companies covered the epidural. I thought I saw somewhere that some companies do not ... |
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 Life insurance direct..NO AGENTS!!!? |
| I am trying to get life insurance..... it seems that all the online quotes really do is get my infoover to an agent and then we go from there. It seems that I could cut thru the noise if I could deal ... |
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 Whats 2+2=??? |
| I need help with my homework?... |
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 Would it be a good idea to be a beneficiary of a life insurance policy? |
| My best friend just asked me if he can add my name (with DOD and SSN) as a beneficiary on his life insurance at work because he does not have any relatives here in U.S. I am not sure if it is a good ... |
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| My husband was on his way to work on Sunday morning and was broadsided by a newspaper truck.? |
| It clearly is not his fault but our insurance agent wants us to file a claim against our own policy. He will not help us unless we do. So we are not sure how to proceed. He did go and get 2 repair ... |
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 Pregnant with no insurance? |
| First of all, please no criticisms. I am six weeks pregnant and have no health insurance. This past year my fiance (this is his account that's why the avatar is a guy) claimed me on his taxes as ... |
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 Is it better to cancel health insurance when it reaches $1700/Month for a young family of four? |
Additional Details
I'm a 35 Yr. old smoker, but what worrys the insurance is that they put out $15,000 for my 5 yr. old son on an MRI and an EEG to diagnose seizure activity (he ... |
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 If the Rapture occurs just any time, without us being able to predict it, why do so many Christians worry? |
| These are the same Christians who pass hours worrying about investing, whether in IRAs or CDs, and what is the market like, and whether their children will "do well." What's the big ... |
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 Does homeowner's insurance cover renters? |
I'll be renting my house soon and I was wondering if my homeowner's insurance will still be effective? Some concerns are:
1. Is HO insurance still active if the house is no ... |
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Jeannie | If I cash out my universal life insurance policy will I have to pay taxes on the money? |
I have purchased a term life policy. My universal life policy is raising each year therefore eating up my cash value unless I pay higher rates. The term life policy rate is frozen for 10 years and is worth more than the univesal policy. I want to cash out the univerasl policy and cancel the policy. |
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mbrcatz
 |
Only if you get back more than you've paid in, in premiums. It's possible, but not likely. You only pay on the net GAIN. |
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nurse ratchet
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Not unless you have gained money. I suggest you "borrow" the cash value. There is never taxes paid on a loan, you do not have to pay it back, and you will still have the life insurance if something happens to you, minus the amount you borrowed against it. That's a "win, win" situation in my opinion. The life policy will expire/cancel if you don't continue to pay the premiums, however. But it sounds like that is what you want, anyway. |
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Fatty
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Always talk to your agent before canceling life insurance, but you should be able to get that money tax-free. You definitely want to check with the agent and the company before you do anything. |
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aaron p
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I get the impression that you don't hate having a UL, but the increasing costs are bugging you. There might be a different way to structure this. Talk to an agent (independent agent) who will pay attention to you because the current fellow doesn't seem to be doing it.
Any agent worthwhile should be able to answer your question about the taxability after they see your surrender value and your cost basis. |
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jazzviolin
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who cares if you have to pay taxes on it - Universal life is a rip off. You should promptly invest in good, solid term life insurance! |
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