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Additional Details
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Additional Details
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Additional Details
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 If I bought Life insurance for myself today and I died tomorrow, would my family receive the Insurance money? |
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JB | If I died would my family have to pay my debt even though I'm the only name on any of the loans and accounts? |
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Sjean
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Nope.
If you leave an estate the debts would be paid from that. |
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Emperor Norton II
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If you are married, yes.
If you mean your children, then no. Unless you have an estate (property) in which case your estate lawyer should answer your questions.
Don't have a lawyer or a will?
Then you are leaving a problem for someone else to fix, and you likely do not want that. |
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TheDiciple
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Yes and no.... Yes if you own property or anything in your name that may be passed on to your kids..... IF you own nothing but credit debt or anyother debt, so the creditors cannot attach a lein on any of your assetts then no, you dont have to pay anything, and the creditors have insurance that they collect from. |
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I know, I know!!!!
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Your estate (belongings: car, home, etc. ) could have a lien placed against it and possibly be taken away from your surviving family. |
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mkulda
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If you leave whatever money you have to an estate and you have bills, those creditors will be able to make claims and get paid from the estate.
If you leave your money to named persons, then the creditors will not be able to make claims against them and will thus write off the debt. |
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ekleinert
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definitely NO |
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deep5223
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This is not just a yes or no question. There are a lot of "ifs" like some of the others have mentioned. If you have a wife or executor of your estate, the first thing they are responsible for is paying your debts. If you have anything that can be sold, it will be sold to pay the debt before anything can pass to your heirs. If you are single, don't own anything that can be sold and don't have it covered with insurance, then probably the answer is no. Just don't take this as no one is responsible, because your debtors will always try to find someone to pay the debt. |
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Luis G
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Only if your estate has assets. If you die broke or put the money in a trust they do not have to pay anything but the taxes. |
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mbrcatz
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No. Debt is not inheiritable.
However, before your family could inherit any assets (car, jewelry, house, etc) all the assets would have to be sold, and any debt paid off from the procedes.
If you own nothing but debt, then tough luck for the debtors. |
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strawberrycrush
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No. It would be paid from your "estate" if you had assets at the time of death. |
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jcresnick
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yes |
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Emily L
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Do you have life insurance to leave your family? Most people buy a life insurance to look after family.
If you don't leave a will, you know who will take your property? Don't be too concerned about your debt there is options of life insurance on your loans right? |
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tim2honorgod
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Reiterating a the answer:
"Your estate would have a lean for money owed."
Also, your spouse wold owe any money you owe. The US sees a marraige as the union of 1 man and 1 woman into 1 person. I do suggest life insurance if you are married. |
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KSL
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Actuall the answer is no!
Only the person that applies for probate, will inherit the debts, meaning the person, that takes on the legal right to administer your estate, in accordance to any wills or testaments. If nobody applies, then your assets & liabilities, will probably go to the state. |
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