 What to do if you can't afford health insurance? |
| I cannot get health insurance at my work so I have been paying out of pocket for an individual PPO Policy with Blue Cross. Every year the premium goes up so I raise my deductible. I now have a high ... |
|
 Is over-funding life insurance a practical means to "self-fund" the costs of future major purchases? |
| I learned about a concept today where a person borrows overfunded cash value from a policy to make a mojor purchase. It is claimed this use (and subsequent return) of funds does not effect the policy&... |
|
 Where can I get health insurance for one month? |
So I've looked at einsurance.com and and I can't find where you can buy only one month. help?
I need to be insured when I attend a class I'm taking in the summer. from mid july ... |
|
 How do you start a computer and the enternet? |
| becuase my big brotter tried it and it did not work ... |
|
 How do insurance work? |
Additional Details
Like how do they calculate premiums and sum assured etc? The ones that i am interested in is investment linked policies. And is there any software online that do such ... |
|
 Should your health insurance premium be cheaper if you don't make claims against it and keep your health? |
Or is that just because your were lucky and you should be willing to help others who were not so lucky?
I pay $4000 a year for the plan Hillary wants to give to the American people!... |
|
 I need some information on insurance...? |
| I am currently 9 weeks pregnant and not on any type of insurance, does anyone know of any type of good insurance you can get on while pregnant. I have called around and many companies wont allow it ... |
|
 Insurance Company job questions.? |
im 18, and i want to know everything about getting a job at a insurance company. ( account executive ) or other job positions. Maybe even to work my way up?
- college courses... etc.
<... |
|
 Where can I find sample copies of Homeowners insurance policies to study? |
| I would like to see some real copies(no personal information) so that i can study them.... |
|
 Insurance for my business? |
| I am starting my own event and wedding business does anyone know what kind of insurance would need to cover this business. Also is there a company I have to register with?... |
|
 Health Insurance for unemployed? |
I got laid off a couple weeks ago and I have Cobra to continue my insurance but it's a little pricey.
Do you know any other options? I don't have health ... |
|
 What can insurance company do to you? |
| Right...First of, I have had my labtop insured by this insurance company, Endsleigh Insurance Services. My labtop was damaged on the day I had an insurance with them and so I called them to ask for a ... |
|
 How much does public liability insurance cost? |
| Just for a new start up business providing a database of inforamtion via the internet, not a very risky business really... i guess the biggest risk is i get sued for providing inacurate information. H... |
|
| How hard is it to start your own insurance company? |
| how much capital do you need or are there companysthat will front the ... |
|
|  |
Derek | If I get married will I lose my health insurance? |
I'm a full time student and am currently covered by my parents health insurance plan because of this. If I were to get married, would I lose that coverage? |
 |
 
sarah314
|
If you get married, you would no longer qualify as a dependent under your parents insurance plan. (It would be an exceptionally rare case that would allow a married child to remain on a parent's plan....so rare that I can't recall ever seeing an example of one.)
I've worked on dependent audits for group benefit plans, and if your parents were to be audited they would have to provide evidence that you qualify under their benefits. (For example, showing copies of current tax returns showing that they are still claiming you as a dependent, etc.) Once you're married and on your own, you wouldn't qualify. |
|
AZBlue
|
It is most likely that you will lose coverage, as most plans stipulate, "unmarried, dependent children," of a certain age. Contact your insurance company and ask if it is possible to simply switch to a standard individual plan. The coverage would most likely be nearly identical to what you have now, if not the same. It is important to ask if it would be less expensive for you to simply start over, that is, purchase an individual plan as though you were never insured with them. The downside to this will be that pre-existing conditions may be waived, or a waiting period may apply.
In any case, assuming that you are in generally good health, obtaining your own coverage should be inexpensive so long as you take a high deductible plan such as an HSA, (Health Savings Account,) qualified plan. If you are planning on having children, these HSA's are an excellent way to save money for that day, paying for the maternity care with tax-free monies. |
|
wartz
 |
Probably you will be dropped because policies generally cover unmarried children under 18 or children under 22 or 23 who are full time students. |
|
aintlifegrand
|
Yes, you would lose it. You are considered a dependant of parents under there health insurance. You will need to get insurance through your college instead. Problem is if you don't say anything you could get away with it unless something serious happened to you and they WILL find out and drop you. It is best to get your own. |
|
Expert Realtor
 |
Yes, I can tell you with 100% certainty you will.
Once you get married, you are a dependent of your spouse (or vice versa) and not your parents.
That is why alot of students put off getting married until the graduate from college. |
|
stephenweinstein
 |
Probably, but you may be able to got coverage through your new spouse's employer once you marry. |
|
elizabeth_davis28
|
If they drop you ,of course you will use it |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 12 minutes(s) ago
| | | |
7 | 40 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
8 | 5 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 3 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
8 | 1 week(s) ago
| | | |
7 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
