 National Insurance Number? |
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 Insurance question? I need help? |
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 What is a good auto insurance company to apply to for coverage online? |
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 My family has health insurance in Connecticut and I am thinking of switching insurance companies. My son has? |
| mild Hemophelia, my dauhgter had cancer when she was younger and gets a yearly check-up for it. Can We be denied coverage for these pre-existing conditions if we attempt to change insurers?... |
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 Is it legal for my employer to make me take an individual health insurance policy instead of company policy? |
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 In order to qualify for the CHIP health insurance program do my kids need social sec numbers? We have just? |
arrived in the US from the Philippines. My husband works, but at the moment he cannot afford health insurance for us.
Additional Details
I am a citizen paying my due amount in taxes, so I... |
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 My mortgage provider is telling me he legally has to advise me on insurance is this true? |
| I am currently going through the re-mortgage process, my advisor told me he legally has to meet up with me and advise me on buildings and contents and life insurance as per FSA guidelines. I work for ... |
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 Will insurance Co. pay for new roof if they can't match the shingles? |
Area of shingles damaged and can't be matched. Will the Insurance company pay for new roof? The area is about 5" X 3" and on the front slope of the house.
Additional Details... |
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 How do I say no to relative trying to sell me insurance? |
| Relative is trying to sell me insurance and I'm not interested. I want to tell him no without feelings getting hurt. Any suggestions?... |
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I want to start my own business hiring guys to do demolition, construction and stuff of that nature. Where could I get state farm insurance quotes?
I need also workers comp.
could some one ... |
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 A friend got ran over? |
| at a store my friend got ran over and the person that5 ran over her foot was parked at a no parkin zone at lowes grocery store is lowes responsible and negligent for not stopping people from parking ... |
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| Where is the best place for life insurance? My dad got turned down..AGAIN! help!? |
| we've tried globe & farmers .. turned down on both! the questions he had a to answer werent faulty , i dont understand... does anyone know of a place that WON'T turn him down?... |
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 Whole life insurance question? |
| Hey all....well I'm studying for my life insurance agent exam and I have a question. Well, if a person takes out a whole life policy, then when they die their beneficiaries won't receive ... |
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 Health Insurance question? |
| My father has hepatitis B, and the medicine costs alot of money which we cannot afford. So he was denied from medicaid and I was wondering if anybody know any health insurance out there who can pay ... |
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L A | If I go on unemployment, does my company pay health insurance? |
My company has laid me off and is going to pay me unemployment. Does my company have to continue my health insurance, or will I be dropped automatically? If so is there anything I can do other than Cobra for a month until my husband's insurance starts? |
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Lori S
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Chances are, you won't even get the premium notice for COBRA for 30 days after your last day. The employer has 30 days to notify the insurance company of your lay-off, then the COBRA Administrator has 14 days to get the notice to you. Once you receive it you will have 60 days to decide if you want it. So if something happens in that 30 days that you are uninsured, you will be able to get that covered by COBRA. If nothing happens, decline COBRA. |
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AZkarisma
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Your company is not required to pay your health insurance beyond the severance agreement (typically the last day of the last month when you actually worked). You can elect to pay for COBRA until your husband's insurance kicks in. If you cannot afford COBRA, you could try to apply for Medicaid in your state. You might also want to look into buying a short-term policy that only covers catastrophic illness, so if you had to be hospitalized in between coverage you wouldn't be out of pocket more than the deductible. |
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bud68
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No, they do not. And the state pays unemployment, not the employer directly. You may be able to continue it through COBRA but you have to pay the full premium. Contact the employer's H.R. function. |
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R E Pond
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Your company will not continue your insurance. It will last through the end of the month in which you left the company (ex: if you left on Jun 10th - you'd be covered through Jun 30). By law, they have to offer COBRA to you, but will have to pay the full cost of the insurance (the employer will no longer contribute towards the premium). However, if you only need insurance for a month, you may want to consider buying a temporary/short term policy (try www.ehealthinsurance.com or assurant). There you can purchase a policy for coverage, and since there is a limit on the length of coverage and benefits offered, the cost is often cheaper than paying COBRA. However, if you have any special needs or ongoing conditions, you will probably want to choose COBRA until you can be added to your spouse's plan as individual plans will exlude pre-existing conditions. Good luck! |
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gamafoo
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it depends on the company you work for but most non union jobs will not pay for any insurance while you are laid off you need to check with the comnpanys hr person to be sure. additionally you might be eligible for state medical assistance for that month |
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katiesquilts
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The good news first: as long as your break in coverage is not longer than 63 days, you will not be subject to any pre-existing clauses. And, since you have 60 days to elect Cobra coverage, you have a little bit of wiggle room. I know it's not the best advice, but if you have to seek medical care in the time between your coverage ending and your husband's beginning, you will have the time to weigh the benefits: is it less expensive for you to pay the claim, or less expensive for you to pay the one month of Cobra? Just be aware that, while your medical claims can be pended until they receive your cobra election, your prescription coverage will more than likely be terminated as of your last day of coverage.
Depending on your plan, your coverage may end the last day of the month in which you were no longer eligible, or it may end the day you are no longer eligible. The administrators for the health plan have a maximum time limit of 44 days from date of termination (that's 30 days for your employer to notify them, and 14 days for them) to send out your cobra packet). If your employer has already notified the administrator of your termination, say June 2, and your coverage continues until June 30, then the administrator will probably wait until July 1 to send your packet.
Good luck! |
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mbrcatz
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Your company does NOT pay for your health insurance - OR your unemployment checks.
You can talk to a local agent, about getting some kind of temporary medical policy, or you can do Cobra. |
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kapn
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Nope.......your on your own..........cobra......expensive but it will work.........just pay it........ |
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