 Lightly Rear-ended at stoplight, had kid's carseats in car do I need to replace them |
| I was hit by a driver going only about 10 miles an hour, no damage done to the back of my car, but I did have my kid's car seats in my car (they were in them) and I cannot find on the net if the ... |
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 Cobra insurance? |
| I left my job several months ago on 5/8/07 because of personal problems with the owner of the business. I told my former employer I wanted to have cobra insurance after I left 2 weeks before my last ... |
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 Insurance Question: What type of life insurance policy should I get? |
| I'm 22 y/o single male with about $100K debt between school loans, car payments and general credit card debt. I make about only about $50K/ yr as of now but I want some sort of policy for my ... |
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 Why don't people have their loan/account number when calling Customer Service? |
| I have worked in customer service for 5 years on the phone. When people call in, they never have their account numbers. They are always on their cell phones driving with their windows down, yelling ... |
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 Starting insurance business? |
| I want to start selling P&C and life insurance but dont know which companies should i work for. Can someone tell me teh pros and cons? and should i be a broker?... |
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 Will this grandchild be covered when it's born in the Kaiser hospital? |
| My daughter is pregnant and is covered under Kaiser through my plan at work. If I assume grandchildren are not covered by my plan at work (I don't want to tell them just yet), will this ... |
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 Wt about jevan anand policy? |
| I want 2 take jevan anand policy i m 24 yr old is it right choice 4 me?... |
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 Who has the cheapest motorcycle insurance? |
| This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to ... |
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 Does a person who is diagnosed with epilepsy automatically go on high risk auto insurance? |
| My nephew was diagnosed at age 12, but is on medication. His father was diagnosed at age 38, and is now put on high risk insurance, even though he can't drive for at least 6 months. Will my ... |
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 All Agents and Brokers....? |
| How do my fellow insurance agents and brokers feel about people using the term "agent" to refer to any insurance sales person? Is this 'no big deal' or is it a 'wrong that ... |
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 What is the best web site off of which to buy life insurance? |
| I don't want an agent. Just a website, to buy a term life insurance policy. The sites I visit demand I contact an agent. I'm not interested in paying for an agent's services.... |
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 I was hit while driving by another driver who failed to yield. he was cited for this. How much $ can i get.? |
| Because of this accident i have developed pain in my back, i've missed several days of work, and my car was totaled.... |
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 What is the best auto insurence comepeny? |
We have a
1997 chevrolet C3500 pick up truck
2001 Mercedes-B E320
and a
2005 Toyota Corrola Ce/Le/s 4 door
three drives:
dad 34 years of driving insurence
... |
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 UPS smashed my shipped plasma tv. How can i sue without using UPS insurance? |
| I always send plasma tv's from my retail store through UPS with no problems. This time, when a plasma arrived, the entire package was messed up. I am not talking about just the plasma, but the ... |
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 Can I own two life insurance policies in the same time? |
Do I get payment from both insurance companies depending on how many I insured or it will end up no one pays the bill?
Currently I have a life insurance and long-term disable policy from ... |
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 Home insurance claim??? |
Does anyone know if you can claim on your house insurance for lost jewellery? My boyfriend has lost my engagement ring!!!! Just wondering if the home insurance covers it?
Many thanks!!... |
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animallover_traveler | If I got fired from my job, how long would my health insurance be in effect? |
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magoo&me
 |
Normally until the end of the month in which premiums were paid. You are allowed to keep your insurance under COBRA law for 18 months; however, you will be responsible for the premiums and they will be quite expensive. If you or any dependents you have covered under your plan have a chronic illness then COBRA is a good option until you obtain coverage elsewhere because otherwise you or them will be considered uninsurable with anyone else. Your former employer by law will be mailing you information about your insurance plan premiums, COBRA, and a letter of credible coverage. If you have not received these documents in a reasonable amount of time, then contact your benefits administrator immediately, you only have 45 days to let them know if you wish to continue your health insurance under COBRA, and to send your payment in. Good Luck, I hope you find other suitable employment with benefits real soon. |
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Thacker Agency
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As everyone has said, you will be offered COBRA for a certain amount of time. Depending on the size of the company it will be either 18 months or 24 months. This means you will get to keep the same coverage that you had, but you will have to pay for the entire amount.
Most people are shocked when they realize how much their insurance that the employer was paying for costs each month. Many people opt for less coverage that costs less through short term health insurance plans until they can get a job with benefits again.
Temporary insurance plans are COBRA alternatives because they give you major medical coverage in the event of an emergency, but it costs a fraction of co payment plans. You can get many different quotes and apply online in minutes at reputable companies from websites like this one http://www.short-termhealthinsurance.com
I talk to people in your situation every day. Good luck in finding a new job that offers benefits quickly. But in the meantime you can bridge the gap with temporary insurance if you can't afford the COBRA coverage. I hope this helps. |
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disabilitylady
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Good question. Usually, your health insurance benefits continue through until the end of the month within which you were fired. At that point you are eligible for COBRA benefits.
However, COBRA benefits are often high. If you do not have pre-existing conditions, you might want to consider getting what is called "gap" insurance that can cover you and your family until you become health benefit eligible within a new job.
To find this type of insurance, use any Internet search engine and type: your state, gap health insurance.
Good luck! |
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Anne R
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If you are in the U.S. your health insurance is usually in effect until the end of the month in which your employment was terminated. Then, you will be given the opportunity to continue your coverage under the COBRA laws for up to 18 months but you will be paying for it entirely yourself. |
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mbrcatz
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It depends on how your employer set it up. Normally, it's either until the day after you were fired, or the last day of the month that you were fired.
If your employer was subject to COBRA, they would then OFFER to let you pay for your own health coverage - the FULL COST, though, they wouldn't kick in anything, and you'd have to pay an extra 2% for administrative costs. You could keep that for up to 18 months. |
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ibdastevie
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You have to call your insurance provider. There is usually an option to continue privately, but it is guaranteed to be more expensive than what you feel is reasonable to pay. If you get fired, you really need to focus on getting work as soon as possible. You may need to choose your new job based on how fast you can get it, and how good the insurance is. Once you have this job, you can start looking for something you like better. |
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Dorena S
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i believe 3-6 months |
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