 Late Payment? |
| My insurance was supposed to have been paid for by aug. 15. But i ended up not being able to pay it. I know have the money but lost the bill. But i wanted to change my payment plan to monthly instead.... |
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 My home was broken into and I had a ton of items stolen. ? |
| I need ideas, besides the obvious craigslist, ebay and pawnshops, of where to look for them. The police that responded to my call basically told me it was on me to find everything since they didn'... |
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 My uncle had a chainsaw stolen; the insurance company paid him for his loss. Then, after he replaced it..? |
He returned it immediately and kept the money.. As he didn't want that machine any longer.
Is this in any way illegal, or does he have to keep it, because the insurance company paid for it&#... |
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 What company provides a good low cost life insurance policy for older people? |
| My father just retired, but he is stubborn and against getting a life insurance policy. I would like one to cover expenses he may leave behind and to take care of his wife, but he just doesn't ... |
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 What is a good health insurance for the self-employed? |
| I own a real estate investing business and I want to get health insurance for me and my family. Do you know of any good insur. companies for the self-employed?... |
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 I've been rear ended. Will my insurance go up? |
A year and a half ago I rear-ended someone. 100% my fault.
A week later, in my new car, I got rear ended. 100% their fault.
My insurance rate went up and I don't know if it was due ... |
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 Are you liable for a medical bill even if the name is completely wrong on it? |
Additional Details
i got a bill and my name is spelled wrong on it, will i still be liable for it?... |
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 If I cancel my health insurance can my doctor refuse to treat me? |
| My husband is self-employed so our health ins is very expensive. I am thinking of going without it.... |
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 What can I do if my insurance company is rescinding my past health insurance coverage? |
| When I sent in my application for my health insurance, I forgot to note that I have obstructive sleep apnea. Stupid mistake, but I hadn't had insurance since I was 20 years old and paid of my OS... |
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 Do insurance companies know if you have been to see a doctor already/? |
| If you wanted to get health insurance, but have already been to see a doctor about a problem, would the insuarnce company be able to find out? Cos they say if it is a "pre-condition" they ... |
|
 Can you collect workman's comp if you are a full time college student? |
| I cracked my skull when I fell off a loading dock. I am trying to collect workmans comp and was told that I could not because I am a full time college student. I am taking four courses and go to ... |
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 Will my insurance go up from a speeding ticket? |
got pulled over.
not my first ticket.
im 18
its a no point ticket. and he marked it for 5 over
i don't want my parents to find out, so will they see an increase in insurace? <... |
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 Why do insurance companies ask if you have any other types of insurance? |
| i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask ... |
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 How to get insurance quotes in the most efficient way? |
| So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons,... |
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Lora | If I let someone drive my car and they rear end someone but no ticket issued, will my insurance go up? |
A car in front of us had a tire fall off and they were in the road with a tire off and the car directly in front of us slammed on their brakes, my friend rear ended the car in front of us causing a lot of damage. No injuries. Then the car that we rear ended took off. The car with the tire problem stayed and gave their name and address. No tickets or citations issued but if the other car is found they will give him a ticket for felony leaving an accident. I was not driving but it was my car. Will my insurance increase? |
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danuitti
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Did you want your car fixed? Are you assuming the responsibility of the other person's car? Were there any injuries? Do you anticipate that someone will come forward and claim an injury.
Ask the person that you lent it too, to give you HIS/HER insurance information and file the claim through that. If you "phony this thing up", so your insurance pays, then YES, your insurance will certainly increase.
This was very foolish to NOT get the police involved. At this point, anything goes, and you could turn out to be the LOSER. |
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slider728
 |
Like people said, it depends on the company.
The rule of thumb I've learned, if the insurance company has to pay money that it won't recover, expect your rates to go up. The only exception I know of this is if it is not your fault and there was nothing you could do to avoid it (act of nature, a stone hitting the winshield, someone backed into your car in the parking lot, etc..)
I was in an accident once in Puerto Rico with a rental car. The accident was at least partially my fault if not completely my fault. I had insurance through work and the rental car agency. When I told my personal insurance company, they just told me that as long as they didn't have to pay, they didn't care.
Insurance is a funny thing. |
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mamatohaley+1
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Anytime you have a claim on your policy and the person driving your vehicle is negligent there will be a rate review on your policy. It does not matter that she did not get a ticket |
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Majestic
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i dont think so. But it may depend on what state you live in and what you insurance covers. All i can say it just look into more. |
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DeltaForce
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Depends on the company. There's no one answer to this. |
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Spork
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Yes it will. Fault is based on more than a lack of tickets. if your insurance company is paying for the damage to the other person's vehicle, than your rates will go up. Insurance travels with the vehicle, not the person, so it does not matter who was driving.
I am sorry, but this is the way it works 99times out of 100. The only way it would not work that way is if your insurance denies the other persons claim saying that your friend was not at fault. |
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dcgirl
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If you file a claim and your own insurance has to cover the cost of repairing your car, there's a pretty good chance that your insurance will go up, no matter who was driving. If another driver's insurance is going to cover the cost of fixing your car, your own insurance company doesn't even need to know it happened. Usually, when your insurance company has to write a check, unless you are very lucky or have an awesome agent, your rates go up. |
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brad
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all i can say is good luck or pay for a good lawyer |
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mbrcatz
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If your insurance policy pays out, your insurance will go up.
Tickets issued are not relevant to accidents - they can only work against you, ie, NOT having a ticket with your acciden't DOESN'T mean you're not at fault.
Your friend was CLEARLY at fault for this accident. If they have their own policy, your company will likely NOT insist on them being added to yours; however, if they do NOT, then your company probably WILL want them added to your policy, and you'll have to pay their points for the accident.
If they DO have a policy, their policy will pick up the points for the accident, but yours will lose any "loss free" discount that was on it, and might be "downrated" to a less preferential rate tier. |
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Jim R
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as a general rule, if it gets filed on your C.L.U.E report it will go up. If it doesn't it wont. |
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Loollea
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I don't think so, this is clearly a not at fault accident and you have the other car as a witness. Your insurance company might hassel you about who your driver was and if he needs to be added to your policy and whether you make it a habit to let other people drive your car. |
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