 Health Insurance Question/Fraud? |
| Hey everybody. I have a friend who is trying to get health insurance but has run into a roadblock. This friend has never had insurance and has therefore paid for any doctors visits with cash. She ... |
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 Health Insurance for Seniors in the U.S.A but I'm Canadian? |
I'm 26, A Canadian that is going to buy a U.S small business.(in California) Can anyone suggest a good heath insurance plan.
I also would like to know can I get a plan for my parents ... |
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 Oral office said "yes" they were part of our insurance plan and now I find out they're not. Are we liable? |
Additional Details
My son needed wisdom teeth removed and I called the oral office who said "yes they were part of our plan". However, after insurance paid them, comes to ... |
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 My wife and i are insured to drive our car on fully comp? |
| insurance, we also pay extra to have our learner driver daughter on same insurance !!! now the problem !! we know ther man next door is fully comp on his insurance and can drive our car upon request ... |
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 Health insurance plan with high deductible and health savings plan? |
| i am looking into getting a plan with a high deductible for my family ($5000-10000) and a health savings account. does anyone know how this works? I understan the high deductible insrance but not ... |
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 Why would a prescription not be covered? |
| My husband is trying to quit smoking. He got a prescription for Chantix, and our insurance will not cover it. I guess I am a bit confused as to why an insurance company would not cover something that ... |
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 I had an heart attack while on the job working for a rental furniture company 2 years ago.Never recieved comp. |
| I was on a delivery with a guy while deliverying a 65 inch tv and started having chest pain. Went and sat in truck. Passed out and had heart attack.Recieved by pass operation. Was fired for missing ... |
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 Where is the best place to compare travel insurance products and find the best value? |
| I am interested in worldwide travel insurance to cover multi activity, baby and US travel. But I want to get the most for my money, not just the ... |
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 Just want to know, Can my employer take my whole week paycheck? ? |
| they took my whole paycheck to pay for my insurance premium health. no money left for food is that legal?... |
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 I am 55yrs old and have been caring for my disabled husband.? |
| Sadly he as died and i was wondering if i should get a pension,i am going back to work in 4 weeks (full time).i really don't know if i'm entitled to anything?... |
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 Should I have a higher or lower car insurance deductible? ? |
| 2 cars one year we were quoted 1049 w a 500 dollar deductible. To save some money we can do a 1000 deductible and its 824. we have money in the bank and usually do not use any insurance. I just ... |
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 Can the insurance company give the court/police the information? |
| Over two years ago I was pulled over (in my now EX boyfriends) suv... he didnt have his new insurance card in the vehicle but the suv WAS insured. After this incident (just my luck) I broke up with ... |
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 If you get fired, how long is health insurance from the company available? |
if/ when some one gets fired, or laid off, how long is the health and dental insurance available?
I do believe there is a difference between getting laid off and being fired...
I... |
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 I know nothing about health insurance. Is this a decent plan? |
| Okay, I just quit my job and started freelancing. I have a four year old and we both need insurance. What's important to me is that we can bot get our yearly exams and see a doctor if one of ... |
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 Expatriates - What Kind of International Health Insurance do You Have? |
| I've been living abroad for 20 years now, and have depended on local national insurance. But now I'm looking for more comprehensive health and life insurance (got married, finally, a ... |
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 Is medicare part B insurance required if you are working and have group health insurance? |
| group health insurance? I was told Medicare is primary other group insurance is secondary. please give information I can understand and pass on to those 65 and older and the insurance representative. ... |
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david d | If I start paying for life insurance now & I die in 6 months (i'm perfectly healthy), does insurance pay off? |
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Steve S
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under a normal death the payout would be made to your beneficiary. There is a legal contract between you and the insurance company. As for reasons they wouldn't look at exclusions. Suicide clause excetera. Hope that helps. |
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rayt721
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The stipulations are written in your contract so you'll have to read it. Most will have clauses as to what's covered and what's not... ie suicide and certain terms and conditions with every policy being different. Pricewise and valuewise, look into term insurance. It's cheaper and the difference in payments will let you contribute money of our own into your own long term savings/401K or other vehicle that can end up earning you more and costing you less than other kinds of insurance, especially if you are younger.
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Mrs.Tiffany
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Under 2 years, your policy is considered "contestable" which means that they investigate your. They call your doctors, friends, family.. to make sure that you were not "sick" before you passed. I once had a claim that was under investigation for 1 year!. If everything passes then yes they pay.
If its over the 2 years, they don't even questions! |
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mbrcatz
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Maybe. Some policies, the "guaranteed issue" ones, you know, with no medical exam, say you have to live at least two years for them to pay out.
Standard policies, have a clause in it, that if you die within the first two years, they will review your medical records and application to see if you lied on the application - which would void the policy. Even if you "forgot".
But, if you didn't lie on the application, and you don't commit suicide, on a standard policy it would pay out even if you die the day AFTER it goes into force. |
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Doctor Deth
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they may investigate, especially if the circumstances of the death are suspicious or pay limited benefits |
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Insurance Pickle.com
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If the policy starts today and you die later today it pays off...UNLESS you kill yourself (you have to wait two years to do that).
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