 Identity question? |
i went to the bank with my mom to deposit my check. suddenly, i couldn't find my state ID and social security card. i probably dropped it by accident. is my identity at risk?
i am 16.... |
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 What sort of damage could someone do with your name & social security #, anything? |
Additional Details
If they buy things, get loans, etc. won't the police (or whomever) nail them with the address they gave?... |
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 Health Insurance options? |
| I have just graduated college and I am about to start a job that offers health insurance. However, I am clueless about what type of coverage I need. My company has plans with United Health and Blue C... |
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 Can I buy back my vehicle fom my insurance company - after it is totaled? |
If so, how much will they sell it to me for? (assuming they paid me $2,000) What if it had a value of $6,000? Is there some kind of 'formula' they use?
Additional Details
I ... |
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 Has your Bank/Credit Card company tried to sell you the ID theft assistance insurance yet? |
| What a bleeding liberty a they are the ones who leave our statements in bin bags out the back! You couldn't make it up!... |
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 I'm making payments, am I "Required" to have Full-Coverage Insurance? |
| I live in Southern California, and am making payments on a 2000 Toyota Tacoma through HSBC Bank. My insurance payments are $344.00 a month (more than my truck payment!) since I have two speeding ... |
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 I don't have insurance and need to go to the doctor. What do I do? |
| Hey all. This is my problem. I am a full-time student living at home. I am completely dependent and have no source of income. At 22 I was kicked off my mother's insurance. So for a couple of ... |
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 Life Insurance Policies? |
My partner and I need to re-look at our life policies and have a will drawn up (we are not married).
We have a house together with a joint mortgage and we each have two children from our ... |
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 I will die. I know this. Does life insurance change that fact? |
I pay less than $100 a month for life insurance.
When I die, my beneficiary receives $100,000.
So if I live for 1000 months, its a break even deal.
And 1000 months is about 83 ... |
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 I had a flood and it was my fault because of my dog. What am I responsible for? |
| My apartment was flooded by my dog chewing on a water pipe in the bathroom when i was at work. I came home and my apartment had been flooded as well as the one beneath me. The neighbor below me lost ... |
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Erik L | If I was in someone elses car, and I FELL off of it, will their insurance rate go up if I make a claim? |
How I Fell: I leaned towards the door, n It wasn't closed right so I fell out. |
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efrankdeniro
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For sure |
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Rexy
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An auto policy does cover anyone getting into, out of, on top of, and under a vehicle. The coverage would come under the medical payments or Personal Injury Protection (PIP) coverage on the policy. Depending on what state this incident occurred will depend on who's policy pays. Some states you would actually file this under your own insurance, and some states would file this under your friend's policy. If you have sustained any injuries and have seeked medical help, then this should be filed under the auto policy, and yes... it will increase the rates of whomever's policy this falls under. |
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Mrs. Strain
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Somethings sounds screwy about this. I would be examining this one very carefully if I were the claims adjuster. Be prepared to go under the microscope if you proceed against their insurance company. |
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Joe Man
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Listaen to ljn she is right. |
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themeindzeye
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Why would you even make a claim for something so miniscule? That's a little petty isn't it? |
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Ouros
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I wonder how it is possible to asl a question like this without laughing. |
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myothernewname
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Probably, now days they dint need much to make the rates go up for the insured. But the owner of the car is responsible for the accident |
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mbrcatz
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You might not be able to. In some states, medical payments must always be paid out of your OWN auto policy, or the policy of a household member, before it can pay out of someone else's policy.
How badly were you injured?? There isn't any liability there, if you closed the door yourself, so you won't get any "pain and suffering" because they didn't cause your injury!! |
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just visiting
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Yes - the rates will probably go up, this is how the insurance industry prices it's products.
You see - when insurance is sold, the actual cost is not known.
The insurance company can only give an educated guess (made by the Actuary Dept) as to the ultimate cost of any risk.
When the insured has an insured loss, it adds to the experience of the insurance company and this information is used (along with other factors) to set rates. |
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T
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In Oregon you would get a ticket for no safty belt and the driver would go to jail for not making sure everyone was belted.
the persons insurance will go up and they might even get a ticket. |
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XUSAAAgent
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The insurance company will only pay if the driver of the car was negligent or at fault. If it was a properly working door and you simply did not fully shut it, they will be reluctant to pay. If the door is known to be working incorrectly, they may well pay up (especially if the owner has medical expenses) just to make it go away and then possibly cancel the owners insurance. If you have health insurance, use that. As a nice gesture the owner of the car could offer to pay the copay or perhaps make a smart remark about closing the door everytime you are in the car. |
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