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 Can I expect my insurance to pay for a new kitchen?
My kitchen floor was wrecked by a leaking dishwasher. The kitchen units have to be removed to replace the floor, can I expect a new kitchen as part of the settlement as the old kitchen will not fit ...


 Can someone whos already pregnant get on health insurance?
I've been meaning to get health insurance but now i think im pregnant and im kicking myself because i didnt get it earlier. Will an insurance agent accept me if I tell him/her im already ...


 What does this mean?
Explain 100/300 bodily injury coverage....


 Which Term insurance is best in india?
I like to take pure term insurance plan (as suggested by http://www.outlookmoney. .

Which company term insurance is good and better.

SBI, LIC , Birla sunlife or any other ...


 Did someone actually get a great quote for car insurance online? where?
i saw that insurance companies ask for some personal information when it comes to giving an online quote, so i'm trying not to give it to all of the weird companies that come up in a general ...


 I need to purchase private medical insurance for both myself and my husband any suggestions?
My employer just raised the price of our health insurance to $450.00 per month for both my husband and I.....I want to see if I can get coverage somewhere else for less. Any suggestions on companies? ...


 Do people that sell life insurance make good money?
I just need to get my license to get the job, everything is allready done...but it is a hard thing to do? im sort of a shy person at first but then when i know the person i start to be me...would ...


 What to do if you can't afford health insurance?
I cannot get health insurance at my work so I have been paying out of pocket for an individual PPO Policy with Blue Cross. Every year the premium goes up so I raise my deductible. I now have a high ...


 If a homeowner invites friends to his home for a fireworks display and there is an injury, policy cover?
if there are claims will ho policy cover ...


 Is over-funding life insurance a practical means to "self-fund" the costs of future major purchases?
I learned about a concept today where a person borrows overfunded cash value from a policy to make a mojor purchase. It is claimed this use (and subsequent return) of funds does not effect the policy&...


 Where can I get health insurance for one month?
So I've looked at einsurance.com and and I can't find where you can buy only one month. help?
I need to be insured when I attend a class I'm taking in the summer. from mid july ...


 How can my health insurance company change my address with out my consent?
...


 How do you start a computer and the enternet?
becuase my big brotter tried it and it did not work ...


 How do insurance work?

Additional Details
Like how do they calculate premiums and sum assured etc? The ones that i am interested in is investment linked policies. And is there any software online that do such ...


 Should your health insurance premium be cheaper if you don't make claims against it and keep your health?
Or is that just because your were lucky and you should be willing to help others who were not so lucky?

I pay $4000 a year for the plan Hillary wants to give to the American people!...


 I need some information on insurance...?
I am currently 9 weeks pregnant and not on any type of insurance, does anyone know of any type of good insurance you can get on while pregnant. I have called around and many companies wont allow it ...


 Insurance Company job questions.?
im 18, and i want to know everything about getting a job at a insurance company. ( account executive ) or other job positions. Maybe even to work my way up?

- college courses... etc.
<...


 Where can I find sample copies of Homeowners insurance policies to study?
I would like to see some real copies(no personal information) so that i can study them....


 Insurance for my business?
I am starting my own event and wedding business does anyone know what kind of insurance would need to cover this business. Also is there a company I have to register with?...


 I am 23 years old and looking for car insurance. Who has the best rates for a reasonable price?
...



JERSEY SHORE
If a company is sold will the employees lose ther medical insurance?
                     
 




mkulda
Rating
This totally depends on the new company.

There is no law that requires a purchasing company to continue to offer any benefits to the employees of the old company.

It is totally up to the new company to either keep the same insurance in place, switch plans or drop coverage altogether.

Normally large companies (those over 50 employees) do something called "self-insurance" meaning they pay for the health costs of their employers under a law called ERISA.

When a large company takes over another large company, they normally roll over the 'new' employees onto the successor company's self insured ERISA plan.


Buffalo
I work at a large insurance company as a supervisor. In most cases, the company that purchases the company picks up the insurance.

In the event this doesn't happen, there's usually what's called a run-out period. This is a period of time after the account closes that the carrier will continue to pay claims.

HOWEVER, be aware that there's no law that says this has to happen. You most likely pay your premiums out of your check on a bi-weekly basis, so your company only has a legal obligation to keep you on a plan for the time period you've already paid into.

Nonetheless, you will by law be given the option to elect COBRA coverage. COBRA is your exact same current policy but instead of just paying your portion of the premium, you'll start paying your portion and the employer's portion (this usually ends up being about 4 times as much, if not more). You will be able to carry this for 18 months.


Bistro
see HIPAA on google.com for more information.


President, www.HSAInside.com
Several factors will effect the portability (or continuation) of the health insurance plan from an Co. which has been sold. As a Health Insurance broker in Ca. recently I have experienced companies closing shop and or selling off. Every single one has a different outcome, first in the event that the company closes its doors. The employee may or may not be eligible for cobra benefits, please consult with your broker or contact your local Department of employment. I have witnessed a company that was recently purchased, which most of the prior staff was terminated. Cobra was offered to the terminated employees.


zippythejessi
Rating
Probably not, unless the company closes it's doors. You may have a change in insurance, but not lose it.


?
Rating
no


mbrcatz
Rating
It depends. Sometimes if the business is to be discontinued, then yes; but cobra will be offered. If the business is to be rolled into another business, then the new insurance may carry over.


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