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 Isn't all cash value policies are term insurance?
Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value.

At the beginning, ...


 I want to take a loan ....and would like to find the surrender value of my parents policy..?
we are paying a premium of Rs7015 from past 9 year(starting from 1998) and still we hav to pay this amt of premium till 2012.the maturity value will be 100000Rs,so kindly get me the surrender ...


 What insurance do i need when temporality disabled and pays me during disability?
...


 IF you could get anything for under 1000, what would it be?
As a teenager....


 How much are COBRA payments through my company?
...


 How to calculate insurance quotations?
i want to know how insurance quotations are prepared?is there any software to prepare such quotations?what are the factors to be taken into account to prepare such quotations?...


 Is a $500,000 life insurance policy enough?
so yeah im 16 but i was jw this has nothing to do with me i just saw an ad on this website advertising a $500,000 life savings plan. would you feel comfortable leaving a spouse and 2 young kids ...


 What happens to people with insurance policies if their insurance company goes under? especially those?
policies with a cash value like a split dollar policy? if you had one through met life, for example, and they went under, what would happen?...


 Car Insurance company is sending check attorney states Medical lien is larger then payout, what are my options
7 months ago my wife was in a near fatal car accident. She is healing, but will have pretty serious complications for the rest of her life.

This was a one car crash, my wife was cut off by ...


 If I,m employed under PAYE and if the company has no work for me to do is it right they don,t have to pay me?
I,m employed as a HGV driver on the paye scheme and if the firm has no work for me and I have to wait for work, is it right that I,m not entitled to any pay for my forced time off....


 If I take out a private policy health insurance today, how long does it take before it goes into effect?
like until i have coverage and it pays?...


 Is sitting in a bank and selling other companies insurance product called bankassurance.what is te term called?
...


 How do I cash a check addressed to me and a lien holder?
My mother died four years ago and we were sent a check for damages to the car and sent on to Nissan. We received a letter in the mail today saying that they sent another check which was never cashed ...


 How do I settle with an insurance company for injuries in a car wreck without using an attorney?
I was involved in an auto accident last October and have been released from the care of my doctors. I have all of the documentation that I need to submit to the insurance company, but I do not want ...


 Typically, when does your health insurance coverage end after losing or quitting your job?
I am trying to get in touch with my husband's former employer (surprise surprise they're not answering my messages) to find out how long our coverage will last. But in the meantime I was ...


 Auto Insurance?
I had a period of one week in this year 2006 where I did not have car Insurance. Becoz my mail got lost and I could not renew it on time. How is this going to affect my history, If I go to get a auto ...


 Who are the major Insurance Carriers?
...


 Do I still have health insurance?
Is there a period that you still have insurance after you quit the job that was sponsering it. I was paying about three thousnd a year....


 I want to buy life insurance for my 83 yr. old mother. Is this possible and where do I look?
...


 I have 2 health insurance policies. How is it decided which one is responsible for covering a claim?
...



Mommy...LT
If a life insurance agent works solely on commission and they sell to a customer a term policy .....?
and they sell a term policy to a customer that's about 600K, how much would that agent make off of that sale?
                     
 




mvm
Rating
Not nearly as much as you might think.

It will vary a great deal, depending on the company you bought the policy through, and whether the agent is independent, or works for an agency or financial planning/advisory firm (in which case he/she is sharing his/her commission).

Generally, the agent is not paid a lump commission up front on term policies, but gets a small commission each time you pay your premium. A policy that size? Likely a few dollars a month.


LifeInsuranceAgent
Rating
Typical commission would be 80-115% of the first year premium you pay.


Mark S
I only receive compensation for the first year. Pay depends on where you are: 25%, 35%,50%,60%,70%, and 95%. We receive 75% of the amount and the last 25% is spread out over the last three months of the first year.

To get paid again, I need to get a new client the next year.


Barry M
Rating
The important thing is that you get proper insurance and trust your agent as a competent and caring one.

If you think about it, everybody works for some kind of a financial reward.


str8putter
depends on the monthly premium and the commission level


mbrcatz
Rating
Depends on what the premium is. You usually get about 95% of the premium for the first year's commission, and 5% of every year after that.


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