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 If you kill yourself.......?
does your family still get the insurance money ?even if it's a car wreck ?
Additional Details
what about a fatal car accident???...


 Have you faked your flood damage to defraud the insurance company ?

Additional Details
Not me - too honest, and I didnt get flooded....


 Would my life insurance company think i was weird if i asked them..?
whether my policy included payment in the event of suicide? they previously said i have no exclusions (its a terminal illness cover & covers u upon death) but i find it hard to believe they would ...


 Can a female partner of 10 years be covered on male partner's health insurance?
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 Would beer damage be covered under my homeowner's insurance policy?
Last night some friends and I got pretty ripped and started shaking up our beer bottles and spraying them all over the place in my basement. Before too long, my basement walls were soaked and the ...


 Anyone know the best company to go to for life insurance?
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 Hi friends i am in need of a short term loan and i have bad record pls hlp?
...


 Can my employer just up and cut my health benefits because he doesn't have the money?
When I was hired in, I was told that my health benefits would be paid for after 90 days. Two years ago, there was an increase on the blue cross, so we started to pay $20 a paycheck to help cover the ...


 How much does car insurance usually cost?
...


 Health insurance?
im a 19 year old college student and I want to know where I can apply for free health insurance. I have no parents and I live on my own. I tried to apply for medicaid but I don't qualify because ...


 Whats the cheapest health insurance?
I recently lost my job and need insurance to cover my prescriptions. Im desperate as the meds Im on cause bad withdrawl if I run out and are very expensive. Im looking for a plan that wont break my ...


 Is a career in Insurance sales a good decision?
My husband currently works in restaurant management. Good pay,but he works every other day for 16 hrs. on his feet. The company just hired a new district manager & is now trying to show his ...


 If i cancel a 12 month car insurance policy after only 3 months am i entitled to a refund?
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 Why buy life insurance when you can save and invest the difference?
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 Is life insurance on children a good idea?
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 Does renters insurance cover my car?
How can I cover my car from damage aside from my car insurance. I only have liability there and was wondering if I could get coverage through renters insurance or another form without changing myh ...


 Granny in nursing home, money runs out, keep private room with Medicaid?
My grandmother is in a nursing home. She is in a private room for $ 6,000 a month. She has long term care insurance, which pays just a little bit. She pays the rest with her pension and savings. Her ...


 I want to decide between AllState, Nationwide and StateFarm for 30-year Life Term Insurance. Please help.?
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 Buying insurance AFTER a vehicle was stolen / in an accident?
We all know that collision and comprehensive coverages demand high premiums these days. I also know that if your vehicle is financed and you don't provide a lender with adequate insurance or ...


 Car Crash Help?
I was in a taxi this morning and he crashed into another car I was thrown from the back seat. The taxi driver was very rude with me and the lady from the other car involved. Does anyone know if I can ...



Shybruh
If a person committs suicide, does his/her spouse have to pay off their bills?
                     
 




Le Asp
If the bills are in both names, the spouse is just as liable.

In some states debts incurred during a marriage by one partner are the responsibility of the living spouse. (Community Property)

If the bills are in the deceased name only (and there is a will), his/her estate is responsible. The executor/executrix of the will works with the creditors.

PER ESTATES: In the wills in which I have been a part of, the standard is for the Executor/Executrix of the will to be directed to FIRST "pay off" the bills of the deceased from the deceased's estate BEFORE the survivor(s) get a penny.

When there is no will, the State steps in as Executor.

The estate = ALL the assets of the deceased.


swenjj
i wouldnt say debt goes to the closest relative, it goes to the spouse because they are married, if my brother died i wouldnt get his bills, if my wife died i would have to pay the bills,because they are actually OUR bills,we are married


kittycat lover
Yes I believe they do, check your with state though.


D S
Rating
Yes, for better or worse.


mkulda
Rating
It depends on whether or not the debt is in the dead person's name alone or if the spouse is also listed as a debtor.

If there are debts incurred by the dead person solely and the dead person left money to a named beneficiary (and not an estate), then the surviving spouse may be able to escape the obligation to pay off the dead person's debts.

By the way, the manner of death has no bearing on the need not to repay the debt.


six
Yes, in most cases this will be taken to court and the court may decide to set up a affordable payment program for you, the only way out is if the spouse had insurance. Or if the bills were acquired before marriage.


dwm5_62
Rating
yep, so don't think about doing it, tear up your credit cards, pay off your debt and move on.


cesare214
yes


zebra
Rating
i believe so depends on state


Antonio M
Yes, unless and until an Insurance covers this clause of bill payment as well.


prettybird
yes if they arent paid the other one has to pay them off


Atlanta, GA
Yes, that is one of the reasons we have bankruptcy laws.


professorminh
Rating
yes, debt transfers to the closest relative.


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