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 Need help about liability insurance?
Our boat was being kept at a boat yard where it was having work done on it as we had only just bought it days before. In passing, the owners of the boatyard offered to get us insurance through their ...


 Health Savings Account, worth it?
Just started a new job, and I am thinking about getting health care that allows me to start a HSA (never had a HSA before). Basically is it worth it? My insurance premiums would be cheaper, and I ...


 ULIP Insurance Details and its worth........?
Which is better insurance company for ULIP type of insurance?
1. State Bank of India
2. Max New York
3. ICICI
4. Any others please specify...

Kindly give comparison ...


 Travel insurance?....is it all a big con?...do they pay you out?. I have designer clothes and sunglases?
and loads of other 'good' stuff, like a music phone etc....

My friend said i shouldnt take them abroad as they are not covered by insurance,,,,,,
is there a insurance that ...


 Road Tax renewal?
I need to renew my cr tax this month what do i need to take with me to the post office?
Additional Details
*Thats car lol sorry!...


 Are children at risk for identity theft?
I've noticed that even infants and toddlers have social security numbers. Are they at risk for identity theft?...


 Health insurance for mother and daughter?
My best friend lost her husband in a car crash 3 yrs ago and now its just her and her daughter. She owns her own home,works full time. Her job doesn't offer health care and she went to CDPHP ...


 How can i make quick money at home without using the computer?
i need money, and i want to earn it from home, Not stupid answers please....


 Should obese people be blamed for the rising cost of health insurance?
http://viviansjustice.bl Read it and see what you ...


 Have life insurance on myself & spouse,would like to know is there away to get half of the funds now?
...


 What are the basic categories of insurance policies ? which pvt sector insurance policy is better than LIC ?
I'm planning to have a insuracne policy but seeing various pvt / gvt companies & diff kind of policies available, I'm just confused. I agree all these policis are basis on our ...


 Can my insurance policy be terminated if I have had it for 28 years an always make payments , just because I?
Can my life insurance be terminated by the carrier just because I now have a terminal illness? I have had this insurance for over 28 years and have always made my payments on time. The insurance ...


 I am shipping a 20foot container of household goods to Cyprus value £20000 stirling. Where for insurance?.?
...


 Do think you the auto industry should have bailout money?
Am thinking it would be a good chance for Obama's government to loan them money & make it a requirement to produce vehicles with alternative fuels.
...


 What percentage do lawyers make from a settlement of about 8 grand?
...


 An insurer sent me a check for my homeowners claim. Should I cash it?
I had some frozen pipes that broke above my garage and elsewhere and did some damage. I'm having contractors fix things right now, so some of the repair costs are known, but some are not yet. I...


 Why won't insurance companys help pay for the new "stop smoking" pills?
...


 When hiring contractors to do work at home, do you ask for a Cerfificate of Insurance first?

Additional Details
Proof that they have all kinds of insurance in case they do damage to your property or have a personal accident. They would get it from their ins. co. - not your ...


 How to make insurance cheeper?
what are the things i can do to make
my car insurance cheaper?

i have good grades
my car is 97
color ...


 Surely not?
My new son-in-law is a loss adjuster. He tells me that it is his job to take all insurance claims and adjust them to favour his insurance company....



John S
If an insurance company lets you down......?
If you had a good policy on your home (buildings and contents) and you suffered a serious flood and your insurance company totally let you down, what sort of compensation would be due?

My home was hit by a flood last year, from day 1 things went wrong with the claim:

We were never moved out our house while it was dried (4-6 weeks of equipment running 24/7).
We were never given B&B accommodation.
Our new for old cover only paid out at about 50% of retail value on items lost.
We were left to sleep in an empty property with no heating, furniture, etc (just a bag of clothes, a tv, a microwave, 2 sleeping bags and 2 blow up beds) for six weeks after they removed all our things into storage.
The original quotes for the rebuild were around £40'000 but the insurance only covered less than £8'000; leaving us to cover the rest.
It took over 5 months before anything was said let alone done, and going into 11 months before we got back home (still unfinished).

Compensation Amount ??
                     
 




strawberri_shortcake
Rating
All insurance companies are regulated by the Financial Services Authority. Write directly to the Ombudsman

http://www.financial-ombudsman.org.uk/

With times, dates, etc. They will let you know whether or not you have the basis for a claim. There are basic rights you are afforded such as the insurance company responding to you letters/phone calls and settling your claim one way or another within a certain amount of time.

Good luck!


butter
if you want life security you have to check more info
http://www.freewebs.com/getinsurance


grum
basically any insurance firm will try to pay as little as possible so dont accept first offer. also you never know how good your policy/company is until you need them and then its too late


Mags
Have a talk with a few different solicitors and see what each has to say. Tell them the whole story and they will act on your behalf.


t3h1
Rating
id be after a good 100k at least.


nosdda
You can appeal against the compensation you recieved. There is an Insurance ombudsman and your insurers can give you the address and telll you how to appeal.


mbrcatz
Rating
Apparently you're in the UK. Here in the US, a homeowners policy NEVER EVER covers flood losses. Sounds like your policy has limited flood coverage, and the company paid out the limit.

If you used an AGENT, you might have some recourse to his professional liability, if flood was available, and he didn't offer it to you. If not, well, refer to the contract (policy). Sounds like the insurance company lived up to their end.


Mr Chops
100k,, then burn down their building


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