 What's a good cheap health insurance S.C.? |
I'm currently looking for a good low cost family co-pay we're currently paying over 400 a month and our coverage sucks !
thanks soo ... |
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 Auto insurance question, Help please? |
| k so my husband bought a new car on Saturday (06 for tauras froma dealer) He got insurance threw Geicko.com had the insurance for like less than 24 hours (it was his first time with insurance) He ... |
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 Im new to insurance and want to know what is a good insurance company to work for? |
| I have talked to a lot of different insurance companies and all of them promise you the world. If anyone has any advice with what companies to work for and how I can get a hold of them I would ... |
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 Is it too early to think about life insurance? |
| My husband is 36, I am 28 and we have a 5-month-old baby. What life insurance plan should we consider? I'm in the FL area.... |
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 Can i get my money back from my life insurance? |
| my wife and i have been paying for life insurance for about 9 years now. the broker explained that it is what is called whole life insurance and that you would only pay for 10 years. recently we ... |
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 Can IL employers require a copy of my childs birth certificate & social security card for Insurance purposes? |
| My ex just started a new job in IL & the HR guy told him he has to have a copy of my daughters birth certificate & social security card for his medical file in order for my ex to cover our ... |
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 I was in a car accident and a cow was in the road and I ran into the cow. Is the owner liable for damages.? |
| Are they liable for car damages only, because I had to go to the doctor and I have whiplash in my neck and back?... |
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 Should I get Mortgage Life Insurance? (If I die, my mortgage is paid for.)? |
It costs $2.43 per week for 24 years. I live with my boyfriend and he has bad credit. If I died he wouldn't get approved for a mortgage, so he would be forced to sell the house.
Additional ... |
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 Bought a car for a friend.She quit paying the payments and insurance.She is parking it getting tickets etc etc |
| It is 100% in my name ,she is not on the loan or insurance in any way.(I know im a sucker).So now she says its her car and I have no say because she made the down payment,cash no contract. Im going ... |
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 I am appalled at how my insurance company have treated me, with respect to a recent burglary I have? |
experienced. I feel I want some sort of compensation from their flippant, lax treatment. Do you think I should try, seeing as there is so much competition around with other insurers?
A... |
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| If they am retired and make enough to live on and have enough saved to live off it for say 6 to 7 years, should they still have a life insurance policy?... |
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 A better way acquire an affordable health insurance to cover my family? |
| if I work for, say Pizza Hut as a part-time while I earn $65K/yr full-time job? I dont want to spend too much monthly payments on health insurance?... |
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 Very basic everyone's insurance type of question, please help me? |
| I'm out of state on vacation. I've had some minor (major?) health issues with my child. His doctor took him off Zithromax 2 days ago, but his symptoms are not improving. He has 2 ear ... |
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 What kind of auto insurance would cover me?...? |
| I just bought a new vehicle (truck) but I have not had insurance coverage in the past 90 days. Just being careless...but I know alot of insurance companies won't accept me for that. Does anyone ... |
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 Does anyone no where I can get help to pay medical bills? |
| Unfortunitly I losed my medical coverage on 6/30/07 and was told I would be able to enroll in another program but that was a lie and then I was in the ER on 7/15/07 and I don't have any ... |
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 I am doing project on insurance, so i want some material on insurance on net i am not able to find it pls... h |
| i am doing project on insurance i want information on insurance pls... help me out with my problemi am searcing for material on insurance on the net pls... some one help in getting information on net ... |
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cassnate | If health insurance company tells you they will pay 100% of all medical bills after the deductible....? |
Are they telling the truth? Are there any hidden exceptions? BTW, the insurance I am joining is Humana One. |
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Zarnev
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They will pay 100% of the covered charges, which means if a procedure is not covered it won't be paid. This will include any pre-existing conditions or riders that are with the policy. You'll need to look at the exclusions on the policy to see what is not covered. |
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Judy1
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Read the whole policy. There are usually some exceptions and/or limitations. |
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mimi
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Read the paper work or call and ask. Most of the time you only pay the deductible make sure you know what it is it's diffenent for Dr.s visit, med's and emergency visits, some medication varies I get some free if it generic and if it not I pay $5. Inform. yourself. |
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Mr. Pickles
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I wish with Humana for about a year through my employer and it was the worst insurance company I've ever had. |
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Stephanie S
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The plan you join is contractually obligated to pay the percentage it says it will. Once you meet your deductible, the insurance company will pay according to the guidelines it has set up as part of your plan.
For example: you have a $500 per calendar year deductible. Once you meet that deductible, the plan will pay 100% of the contracted rate with the Doctor you see (provided you're seeing an approved, in-network doctor) and you pay only your co-pay if you have one. |
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rrm38
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I agree with Zarnev, but would also ask that you check to see whether providers have to be "in network". Some will pay 100% after deductible only if the provider is in their network. It's not necessarily a bad thing, but it is something to keep in mind when choosing a provider if your insurance company has this requirement. Also, some require prior authorization before specialist visits or certain procedures will be covered. |
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mbrcatz
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Yes, there is a MAJOR hidden exception - they will cover 100% of all COVERED MEDICAL PROCEDURES after the deductible. And SOME things, like cosmetic surgery, are NOT covered. Period.
Another exception - It's likely that your 100% coverage is only for IN NETWORK PROVIDERS. Which are subject to change!!! |
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