am i allowed to get a life ins policy on my ex husband (the father of my 2 girls who are now 19 & 18) he owes me 28,000 in child support and i will never see it. i was thinking if i got a life ...
I'm a medical student on academic leave until late June. Basically, I need to wait for the foundations week that marks the beginning of the 3rd year at UCLA.
Someone posted a question about whole life vs. term and someone claimed they could prove whole life had equal or better return than buying term and investing the difference in the stock market but ...
I'm scheduled to have a hip replacement in May. My question is this: is there any type of insurance (i.e.- AFLAC) that can help with some of the medical expenses that I will incur or even help ...
Having recently become responsible for my 63 y/o mother who has had a stroke and is permanently disabled, I am trying to understand all the options for her financialcare and healthcare. Mom is likely ...
I am new to the insurance industry and was told by an insurer I want to be appointed with that I am required to have $500,000 of Errors and Ommissions Coverage? being new I would hate to ask a ...
i am leaving my job and i will need to get health care coverage somewhere else. i am having problems with my back, shoulders, and neck because of my huge breast. i need to get a breast reduction ...
I work as a barback. I injured my knee lifting beer. I received a phone call just now "that i should seek employment soemwhere less demandign on my knee". Can I get workman's comp? L...
My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We've called our insurance company and they say it'...
budman62965
If i get hurt @ home what insurance will cover me ,plus the loss of work hours how many days before i get disa
Misty L. is correct. Your homeowners insurance will not provide coverage for injuries you suffer on in your own home. A homeowners policy covers damage to your property and injuries to 3rd parties - guests or visitors - if you are liable for their injury.
You need to have your own health / accident insurance and disability insurance to cover your own injuries that occur in your own home. Most people obtain this coverage through their employer, but it is available to individuals through most independent insurance agents.
Misty L
If you get hurt at home, your homeowner's WILL NOT cover it... You would need medical insurance plus possible supplemental, like AFLAC accident or disability policy to cover the loss income..
mei-lin
Right - homeowners will NOT cover it. It would be any health insurance and/or supplement like AFLAC. You won't get anything for loss of work hours or disablility unless you have disability insurance.
jamesfrye
Homeowners (HO) policies have several coverages but none are meant for the actaul homeowners or their family.
HO Liability coverage...will pay for loss sustained by guests who were injured or sustained a loss on your property. This person must have een reasonably assured they were allowed on property and you must be LEGALLY liable for the loss.
HO Medical Payments coverage...will pay for medical bill sustained by injured guests on your property (regardless of legal liability) There is no payment for lost income, punitive damages, and pain & suffering. Again, the injured party must have been on your property legally with at least implied permission.
There are other coverages on HO policies for professional liability and such but no known US policies will pay for injuries to homeowner and their families.
mbrcatz
Your health insurance policy will cover you, and your disability policy will cover your loss of income. You'll have to read the policy to see how long the wait period is.
Homeowners covers your building, contents, and if you get sued, it does NOT provide health insurance.
J.J.
Your homeowners insurance , hopefully you have it .
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