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 I'm getting a medical bill from collections on something my health insurance shouldve paid for??
Who do I call to dispute it? Do I call the Lab company billing me, the collections billing me, or my health insurance company? I've never had to deal with this before =(...


 How do i get medical treatment when i can't afford the deductible?
is there some trick to get around or solve ...


 I have the Life ,accident and health license, How to market !!?
Hi I have the life, accident and health license in New York City , I would like to know how I market and get business. I don't have experience in marketing , but I do have 5 years of experience ...


 Now that same sex marriages are legal.......?
Many insurance companies will provide insurance coverage to gay couples... even co-habitating gay couples but not co-habitating hetero-sexual couples........what's up with that?...


 I have a question?
What is the cheapest insurance ...


 If I cash out my universal life insurance policy will I have to pay taxes on the money?
I have purchased a term life policy. My universal life policy is raising each year therefore eating up my cash value unless I pay higher rates. The term life policy rate is frozen for 10 years and ...


 Can you cancel a Life insurance policy over the phone?
My mother in law past away suddenly three years ago. We found out through the executor of the will, (brother in law ) that there was a life insurance policy that was never mentioned. When we ...


 My husband is self employed carpenter... what insurance does he need?
What type of insurance does he need should he have an accident at work and is unable to continue working? We are looking for an insurance which will cover the mortgage payments should he be out of ...


 I want to spend a year traveling and have questions about health insurance?
I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to ...


 Is there any life insurance companies that sells policies to prison inmates?

Additional Details
If so, could you give me some names of them?...


 Should i get insurance though work for my husband?
I just got a new job. They told me it would be 500 dollars to add my husband on. Do you think it would be better to just get some private insurance for my husband? I was told if he isn't on ...


 Where can i get financing for liposuction?
...


 Does Home Owner's Insurance Cover this?
I really need help. Are Parents financially responsible for their children's actions? This girl is 14, we'll call her "Ann". "Ann" has been a Foster Child for the last 8 ...


 Best insurance for teen,?
whats the best insurance for someone who's 16, just got his license, and wants a truck. I don't need a NEW truck, I'll get a used one. And I want to know which insurance company has ...


 Where all do insurance companies invest?
...


 100% Not-At-Fault: Vehicle Total Loss--Need Lawyer Advice--?
I have a case where another vehicle jumped a curb & landed on my parked vehicle, resulting in a total loss. Nobody was inside my vehicle. My insurance company offered a low-ball settlement. I ...


 Litigation?
Had a wreck. The offer came back and is too little. It would leave me in the whole, a 2500 bill becasue someone else hurt me. He was ticketed. They paid for the car. Now, my lawyer wants to go ...


 VUL or EIUL?
I need some help here, I'm looking to buy life insurance and two different people I know are trying to sell me on VUL and EIUL. My Q: is which one is better, I have two daughters and will need ...


 How do i find a insurance company online?
I'm looking for Imperial Fire and Casuality Insurance located in Tallulah, LA...


 Any other homebuyers having trouble getting insurance policy?
I'd like to know if other homebuyers especially of fixer-uppers are having trouble getting the property they are going to buy insured. How did you get the mortgage and close on the property? I�...



edge
If i have hoa payment in my neghborhood but i never signed anything to start with can i be liable for payment?
                     
 




greybeads
The HOA agreement would have been part of your closing documents because it is part of the title to the home you bought. It does not necessarily require a separate document to be signed. HOA fees in arrears will eventually be attached to your property and will be satisfied either by court action or at closing when you sell your house. It is advisable to pay them now as the amount in arrears might accrue interst and fines or discourage a future buyer.


Rick B
Yes, you must pay your annual Home Owner's Association dues.

There should have been something that you signed as part of closing.


Ted
There is such a thing as a voluntary home owners association. In this case: no, you don't have to pay.

Usually, the developer creates the homeowners association and records the agreement with the title agreeing to be a member. If this is the case, you don't have a choice. This agreement travels with the title and is binding on all future owners, just like an easement.


mbrcatz
If the HOA went into effect AFTER you bought the house, and you didn't agree to it, no. But if it existed BEFORE you bought the house, it was part of the house sale, and yes.


Sue
All you have to do is to buy a house that is part of a homeowners association. You should have been informed of that before you closed on the house & you would have signed something at closing. Look through your paperwork. You are liable for the payment. The payment includes insurance for common areas & maintenance fees.


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