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 My husband and I want to get Life Insurance, help!?
We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ...


 What happens if I want Homeowners and Car insurance with the same company?
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C...


 Can a doctor stop seeing you if your bill is past due?
My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#...


 I was injurd at work (toe was tore off)?
I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ...


 Why do you not want to buy insurance?
I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ...


 Should I get a lawyer, or deal with the insurance company?
My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ...


 I received $8500 from mom's life insurance. after funeral expenses do I have to pay her creditors?
She died with no assets and $10,000 in debt....


 Is it illegal to own a bar without insurance?
This in the state of Wyoming....


 Which is the Best Life Insurance Policy to take??????
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????...


 What company do you have your home owner's insurance with?
Buying house and need to get some home owner's insurance, need a few places to get quotes from....


 Is it a legal requirement to have insurance when you are self employed?
I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?...


 Should the government pay your deductible when you have a car accident?
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ...


 Home insurance and dog bite?
My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ...


 Would it be illegal to get lots of life insurace policies out on tramps/ heavy drug takers?
I don't mean killing them or anything, but taking out life insurance who were likely to die soon?...


 My daughter is being sued from an auto accident, she has insurance and no assets. They want 500K?

Additional Details
We live in MD, she is 27 and lives on her own. She hydroplaned, he hit her and now the couple are suing and the wife separately etc. He did have one broken rib but ...


 Insurance - dwi?
When does my insurance company become aware of my dwi?
after I'm arrested? after my license is suspended? or after i'm found guilty?
Additional Details
i checked my policy ...


 How do health insurance providers find out your pre-existing condition(s) when you go to get medical attention
If a person has a condition, say a torn rotator cuff, and they wanted insurance because they didn't have a ridiculous amount of money to repair the problem--after getting insurance (or before) ...


 Should I go without health insurance for a year?
Next month I am about to go through open enrollment through my employer. This year health insurance was expensive. The took about $120 out of my pay check. To get more income next year, should I ...


 Why shud an yougster, single, take life insurence?
...


 Are employers responsible for offering health insurance to employees through companys of the employees choice?
...



sita t
If i join the insurance company today and i had a accident one mth before and do i get benifit from one month?
                     
 




Faye H
Rating
What do you mean "join?"

Do you mean you buy a policy today? You had an accident last month and you want the insurance to cover it?

The answer is no, it is not covered if that is the question. They are not going to cover something that happened before you were insured.


bandit
Rating
No way!!!.....that's like trying to buy life insurance after someone dies


Timothy Y: Try Host Liability
Rating
Insurance policies, in the case of automotive coverages are usually binding as of the date of application, and payment of premiums. It is called a Binder. It covers only from that date forward. Whatever happened before, is not covered....usually.


kamkurtz
Rating
Nope, You can only purchuse insurance BEFORE you need it.


im an er
Rating
help please re phase question


L*D
No insurance can be back dated. It'll start the time you start it only. Unless there's records eg police or you told another insurer of it, there's nothing to stop you saying you came out to find someones smashed into you car and drove off. Do it in an area with no cameras. Obviously, you'll have a claim against u tho.


q2bob
Rating
No - that would be insuring against an event which is CERTAIN and therefore is not insurable.

Also, if it's a motor policy (in the UK) then the insurer would be breaking FSA regulations since it there is a requirement to update the Motor Insurers' Database with any policy cover details and amendments within 5 days.


More or less Cosmic
No! Certainly not in the UK.

However, there are some policies, which allow for existing illnesses to be considered eg. life insurance for the over 50's.


bundysmom
no


briggs
Rating
Definitely no. Your insurance will start the day you purchase it unless stated otherwise.


shih tzu lady
You living on the same planet?


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