 Would I be able to sue someone in this situation? |
| My wife was driving her truck and this guy went past a stop sign and blind sided her on the right side of her truck. Turns out the driver had taken the car from his workplace (he works at a bodyshop) ... |
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 How stressful is the insurance business? |
| Is the pay generally good? Is it worth going into?... |
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 Why should we pay CAR insurance? |
| I know it is made to protect us from being sue, I understand this. BUT if we are MADE to pay insurance to drive a car then the Car insurance companies should be MADE to include Car replacement as a ST... |
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 Life insurance?? |
| Can my 84 year old grandfather get life insurance, he has no medical condition. He doesn't own a home and obviously doesn't work. Is there any policy out there for him? How about my 74 year ... |
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 How does this affect my insurance? |
Can someone tell me how my car insurance will be affected in this instance:
I was a named driver on my dad's car (my dad was the policy holder). I accidentally went into the rear of ... |
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 What are some affordable health insurance plans? |
| Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?... |
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 Are there any Auto Insurance companies that you don't have to pay upfront? |
Hi,
I was wondering if there are any auto insurance companies that you don't have to pay upfront. I am seeking car insurance because I had an accident this January and I was at fault. I am ... |
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 How much would this kind of life insurance policy cost? |
| I am a female. I am in the age range of 20-25. I want $100,000 worth of coverage. I smoke, but I have no other health issues. How much would it cost me? Also, how much would it cost me for a $500,000 ... |
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 What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC? |
| Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, ... |
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 Will homeowners insurance cover medical bills for occupants? |
| Son ran over foot with lawnmower and had to have surgery.... |
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 How do I find out if an insurance broker is someone reputable before I pay? |
| I am getting a new insurance policy on my home and I want to make sure I am giving my money to someone that will not dissapear on me. Is there a checklist for things to lookout for before paying the ... |
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 What should a new home owner consider when purchasing insurance coverage on the new home? |
| I am unsure what all I should be asking the insurance companies about their coverages. Can you give me some tips?... |
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| Who has the cheapest home insurance policies in California? |
Time to renew and I need to start shopping around.
Additional Details
House is worth 1.4 mil. I'm having a hard time with ins. bec.even though it was built in 1927, I purchased it ... |
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 Insurance beneficiary? |
| i have a friend who is recently deceased.on her insurance policy she had her mother listed as beneficiary but her mother is also deceased she has a sister who lived in the home with her is there any ... |
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 What does 15/30/5 mean on my automobile policy under UIM/UM/Liability? |
My state requires a 15/30/5 UIM/UM/Liabilty amount. Does anyone know what this means? Does it have to be higher if the vehicle(s) are owned by a company?
Additional Details
My state(New J... |
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 How do people get Insurance? |
| I have a learning disablity In some things, so my parents don't tell me anything. I'm 21 years old. they think I am stupid and even make fun of me. so the only way I really learn things Is ... |
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 Can an employer drug test a minor? |
| Im wanting to get a job as im 16 and need to get a car but I have some weed in my system..I have a few people that say you cant drug test minors...Can anyone verify?... |
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| Medical Insurance, No Money? |
| Well this is really stressing me out I'm 21 last year I was at the hospital got sick of the apendix, and I had no medical insurance that was around October16,2006 well now I have a huge bill but ... |
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 Can you really find cheap health insurance ? |
| I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?... |
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momo | If i were to die in a wreck without a seatbelt, could my insurance company deny paying my family life insuranc |
a friend of mine got killed in a car wreck and his spouse is worried that she won't get payment from his life insurance because he was'nt wearing his seatbelt. They have small children and i told her that as long as he didn't commit suicide,she should get payment but i dont want to offer false assurance because i am not sure. |
 |
 
aaron p
 |
If the he died beyond the contestability period (2 years from the policy date in most states), this should be a matter of simply filing the claim form and sending in a death certificate.
If he died during the contestability period, she should expect the insurance company to do some investigation to see if there were any misrepresentations when he applied or if suicide was involved. This is at their discretion and some companies do not think they need to investigate all situations. Acquiring medical records would delay this more than anything else in my experience. Doctor's offices should be encouraged to release the information as quickly as reasonable under the circumstances.
Sorry for your loss, and I hope more people learn to wear their seatbelt as a habit. |
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Tom Z
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I can't believe the answers you are getting. There is no way that a life insurance settlement would be denied based merely on the fact that a seat belt was not used. Negligence on the part of the policyholder does not invalidate the policy. |
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src50
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If you're not sure, better keep your mouth shut. |
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Dart Swinger
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I hope her insurance company isn't The Hartford, because they'll cheat you any way they can. |
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lepr0kan
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Let's face it most insurance companies are pretty shady and never want to pay, so I would think that if they could have any kind of evidence showing that he may have survived had he worn a seatbelt they could possibly deny the claim. Since although he was not at fault for the accident he was still technically acting in an irresponsible manner. |
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