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 Worker's compensation benefits?
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 Why when you get a claim from your homeowner Ins. co. on the check it has 3 differ ant companies on the check?
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 My insurance agent is an idiot?
I live in North Florida and last Friday I received a call from my home insurance agent saying the inurance agency sent him a "third and FINAL" notice that the branches hanging over my roof ...


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I recently applied for univeral life insurance. Can I purchase term in the meantime..?

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 Will my home owers insurance cover contents stolen from my car if my car was parked away from my home?
...


 Life Insurance Policies???
What is the best life insurance company to go with so that my wife and children will have something in the event of my death?...


 What is the best deductible for car insurance?
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 Auto Insurance.?
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 When shopping for homeowners' insurance..?
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 Any ideas who to contact if I've been given false information on a compensation claim that I have made?
I was originaly told that my claim would be on a no win no fee basis and that all compensation due to me would be mine. The firm that dealt with my claim have now deducted a 30% commission fee which I...


 Employer Health Benefits and Pre-existing Conditions...?
Does anyone have ANY ideas on what I should do next?

s it true that in the state of Califonia that an employer can not deny health benefits to an employee because they have a pre-existing ...


 How does an insurance company decide if they are going to total out a car?
So last week, my 2001 Ford Focus, which I still owe $1500.00 on rolled down the driveway. Kelly Blue Book says its worth $1800. The estimate I got from the repair shop was between 1850. and 2000 ...


 Around how much could I save switching from a $500 deductible to $1000 deductible?
Currently my husband and I pay about $212 a month for our car insurance.... he has a 2002 Explorer and I have a 2007 VW Jetta. He had an accident back in 2006 and we are both only 20, almost 21 but I...



bjorn_nitmou
If im playing golf at a golf course and I break a window of a house am I liable?
                     
 




Dave1001
Rating
There's a difference between liable and what's right. Liability means that somehow, your negligence caused either bodily injury or property damage. In many cases (in fact, at a course where I play) the abutting homeowners had to sign a hold-harmless agreement on the CC&R's (Codes, covenants, and Restrictions) that they had to live with flying golf balls. Many people didn't check them too closely until the balls started flying their way and they learned that the golfer who hadn't worked on his slice wasn't liable. That may not be the rule on all courses, but it is at a few. Word to the wise: read your CC&R's.

On the other hand, we need to look at what's right. If I broke someone's window out with a wicked hook, I would feel duty-bound to pay, regardless of the CC&R's.


acermill
Yes, you are liable for the damage. The golf course didn't cause you to hit that ball into the window. Hence, they're not liable. Surely, the homeowner didn't ASK you to hit the ball through his window. Hence, HE'S not liable.

The person who caused the damage is liable, and that would be YOU.


Sue
Yes, you are liable. You will either need to pay it out of pocket or claim it on your homeowners policy under liability (if you have worldwide liability coverage, if you only have premises liability, your homeowners policy will not cover it).


FrEsH
way to go buddy..


mbrcatz
Rating
Yes. Absolutely. You did the damage.


Nate W
Sue is right, you are liable and you should try to file a claim through your homeowner's insurance.


Jackie P
No you are not. Ask the Pro for some lessons and you might keep the ball on he course.


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