What are my rights? - UK Home insurance? |
Additional Details I used mneysupermarket.com to purchase home insurance in October. From tomorrow I shall no longer be liing in the house and I will be renting it out. (I went for the ... |
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Why do my car insurance brokers treat me like the guilty party? |
| I'm a good guy, I pay my premium on time and have been loyal to them. I was rammed by two yobs, who then drove away hitting three other cars eventually abandoning it a short distance away. My ... |
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Do you think I should become and insurance sales agent? seems to be a great job:)? |
Additional Details thank you everyone who answers! I work at this company as a secretary and the longer i'm here the more i want to try this job. it just seems to be fun. and hard ... |
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What am I responsible for? How much etc? |
| My aunt put some couches on her credit account for me because I have never been able to finance for anything due to my credit because of ID theft. She has filed bankrupt this year and I had to stop ... |
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If I have Illinois Medicaid, am I covered in California? |
| I live in Illinois now, but will be going to college in Calfornia in August. They require that I have health insurance. I have Illinois Medicaid now, am I covered in California? If I need new ... |
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Life insurance with gerber life? |
| hey everybody...im thinking of taking life insurance with gerber life..im getting a lot of pish posh from the company, they seem to be circumventing my questions....im curious has anybody ever filed ... |
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Cannot get health insurance through company I work for. What is a good provider for good coverage and price?? |
| I need to get health insurance at a decent monthly cost and good coverage. I cannot find an isurance provider that will cover me with a pre-existing condition (tubes in ears, ENT) at a resonable ... |
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Insurance cancelled me because of material misrepresentation? What does this mean? |
| am a g1 driver, have been insured with same insurance company for 14 months. Recently had a car accident. When i filed a medical claim they cancelled me and told me becuase of material ... |
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Are car insurance deductibles generally per incident or per year? |
| Is one's car insurance deductible amount generally for each incident or accident that occurs or is it per policy year? If my comprehensive deductible is $1,000, does it make no sense to go ... |
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Best health insurance for grad students? |
| My fiancee and I are both graduate students and are looking to get health insurance in the next 6 months. The health insurance plan of the university we attend is terrible. Does anyone know any tips ... |
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Can someone please explain this to me? |
| "An incompetent worker is a liabilty of the company."... |
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What health insurance is best and affordable for my wife? |
| We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?... |
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Should I buy a life insurance policy before leaving the country? |
| I am going to study in Poland, Germany, and China for an MBA program. I will be gone for almost 11 consecutive months. My parents have asked me to purchase a life insurance policy for a couple ... |
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Is aviva life insurance good? |
| i have a life insurance with aviva. not sure if i have continue with it. plz ... |
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QUESTION ABOUT INSURANCE COST!? |
| I got a lexus LS 400 v8 1994 and i got insurance for how many years,but how come it cost more and more every year?like last year it cost $63 and this year jump to $67,even my car getting old and was 1... |
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What kind of car details will lower the cost of insurance? |
| I have to buy a car and the insurance will be costing more than the actual car. Some factors I can't change like the fact it will be my first year with a full GB licence, my gender, age, where I ... |
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What kind of insurance would cover this..? |
I am taking a buisness support system class in school, and we have a worksheet to do and one of the questions are asking what kind of insurance would cover this if..
You had a friend ... |
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whatsup | If my car doesn't have collision coverage for car insurance? |
if my car insurance doesn't include collision damages (when i'm the violator), does that mean my insurance company (geico) doesn't pay for any of my car's damages? |
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mbrcatz
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Right, if you're at fault for the accident, and you have no collision coverage, then you don't get paid for the damage to the car.
If you're NOT at fault for the accident (meaning, another PERSON caused the accident), your insurance company won't help you locate them or collect under their policy for damages to your car. If they have no coverage, you're out of luck. |
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bic
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yup |
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charmedchiclet
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Right. You'll be out of pocket for any repairs that you have to do if you wreck your car. |
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frozenbaugh
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That is correct. You did not a premium for collisioin coverage. Therefore, the insurance company has no obligation to you for your property damage.
They do have an obligation to the other person due to your negligence.
Sorry. |
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CarMan
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Sorry. Hope you saved enough money by not having collision to pay for the damages. Good luck. |
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Brainiac
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Yes |
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Sue
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Correct, your insurance will not pay for your car in an at fault accident, they will only pay damages to the other party. If you are in a not at fault accident, you will have to go after the other party for your damages. GEICO will not help you in this because you didn't pay for collision coverage (if you did, they would have paid you under your collision & subrogated against the other party). You would have to do it all yourself, deal with the other insurance & hope it is a good insurance company & they pay quickly, but they have no obligation to you. Now, if you had an independent agent, they (at least every independent agency I have worked for will) will help you go to the other party to get your damages paid, even if you didn't purchase collision coverage. They are under no obligation to do so, but, do it as a courtesy for their clients. Hey, it doesn't hurt to get quotes - I beat GEICO's prices all the time. |
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