 Life insurance death benefits? |
| My father passed away a couple of months ago. my mother is asking me for help in filling all legal docs, etc. I do not have a clue about this stuff and she is so gullible it scares me. Is there ... |
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 A question about life insurance? |
| A person get a life insurance policy for $50,000 and passes away 4 months later. Can a beneficiary collect the total $50,000 or just what the decedant has paid into it?... |
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 If your car gets totaled and you have full coverage, does insurance go by trade in value, private party? |
| Value, or suggested retail value. Or do they go by any of these? I am trying to determine whether to keep full coverage on my car or not because I am fixing to make a lump sum pay off.... |
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 Insurance major? |
if i am going into insurace business later on, what major should I get my BA on???
Additional Details
i am going to be an insurace agent.... |
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 What exactly is term life insurance? |
| in details please..but i hear you can cash it in..what does that mean...i know what it mean mean...but like what does it mean when it comes to..are you going to owe them something if you cash it in..... |
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| But they are insisting I give them the exact date that the roof tiles fell off. It was about a year ago (its a long story why I waited so long) but I only have a vague idea of when it was. if I give ... |
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 What's a good life insurance? |
| My stepdad smokes a pack a day, and drives a truck for a living and I was wondering what would be a good life insurance for my mom should anything happen to him since he seems like high risk? They ... |
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 Do Insurance companies encourage crime by penalising the victims with increased premiums? |
| I have recently been a victim of crime. I had my car keys stolen from my house whilst I was asleep, my car has since been recovered but has been written off. Even though I only owned the car for 1 ... |
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| Now i find that there was water leakage and damage on the outside wall which was hidden by the vinyl sidings. The seller did not declare anything in the disclosure nor did the inspector find anything.... |
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 Family health insurance plan for 19yr old, 17yr, and few day old baby? Need it to marry.? |
| My fiance and I want to get married right away and have been wanting to for a while but had to wait until the insurance plan he had at his job kicked in. That would have been next month but now he is ... |
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 Why do doctors charge less if you do not have insurance? |
| Some doctors charge a person with no insurance or on medicare a less rate than they bill the insurance company. If they billed an insurance company the discounted rate, wouldnt this help lower ... |
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 I have a huge medical bill and no insurance. Can I really just pay like $10 a month? |
| Someone told me you can just pay what you can "afford." Well, if I can only "afford" $5 or $10 a month, will I get all my assets seized or something?... |
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 Do you think that a guy in his mid-late 30's with no money has any chance of being a provider? |
| I guy friend of mine has just turned 36 years old. He has been working at an $11.00 an hour job at an insurance company for about 8 months now. He's planning on he's getting get his ... |
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 Don't be fooled by agents when buying life insurance? |
| if you buy whole life they tell you you can borrow "your money" but you have to pay back with interest because if you don't if you die the company will deduct the money you borrow from ... |
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his love | If my car is fully insured but someone else is @ the wheel...? |
who is not on my policy, will my insurance still cover damages to another vehicle if the person in my car was at fault? Why or why not? |
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deep5223
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The question is were they driving with your permission and are they a licensed driver. If the answer to both is yes, then your insurance will cover the damage. If no to either, they will not. |
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mojo2093@sbcglobal.net
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Yes, I don't believe that person has your medical coverage for the car either, so if they get into a really bad accident they better have health insurance. |
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mamatohaley+1
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The laws vary by state but in most states the insurance with regards to damages to the vehicles follows the car. That means that your insurance would pay for your car and the other car if driver of your car is at fault.This of course varies by policy and state.
Medical coverage on your auto policy differs by state so it is not possible to speculate how that would be covered, plus you did not ask that. |
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insuragent
 |
Most likely yes, unless this person is a. an unlicensed driver/under age and driving with permission or b. a resident of the same houseshold as you...most companies exclude residents of the household or unlicensed drivers (even with permission...IF you knew they had no license) for the basis they are insuring the risk without being properly rated or taking a risk they wouldnt normally accept. |
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STEVEN F
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In general, yes. When you loan your car, you loan your car insurance. If the driver was not licensed, that violates the terms of your policy and void the coverage. |
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?
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You are still liable for any damage that is caused while the other person was driving. Check with your insurance policy. |
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Loollea
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yes, if you gave that person permission to drive your car |
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mis_x_ta_c
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If the driver was properly liscenced and insured himself then they can actually use his insurance cant they? |
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north79004487
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Different insurance companies have different views on it. All it takes is a phone call to your insurance company. Use the number on the back of your insurance card and ask them.
Generally speaking, the insurance is for your car, not the driver. But it would be a good heads up to your insurance company to let them know if you have added a driver. |
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mbrcatz
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Depends, on how your policy reads, and which state you are in. If they are a household member, or have regular access to your vehicle, and you don't list them, or if you exclude them from coverage, your policy won't pay.
Some companies, like Progressive, specifically won't cover someone who's not listed, OR won't pay if the vehicle is used for any business purpose, including pizza delivery.
So, your question is a bit too vague, we'd need more information to give an exact answer. Your agent should be able to give you an exact answer, though! |
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