 This is the first time I have insurance and I don´t understand how it works very well, Can you help me? |
I want to get a nose job and I was wondering how the insurance work in this cases.
I know it probably won´t cover the whole surgery, but I was wondering if it will cover the hospitalization ... |
|
 Car Insurance increase after moving? |
| I have just moved house and my car insurance has increased by ÂŁ160. I have only moved half a mile from my previous address. If I ask my insurers to provide justification and proof for this rise (ie -... |
|
 Looking for a lost insurance policy how can i find it? |
we dont know who ,what , when or where.
my brother-in-law died and and did not leave his wife a thing. but before he died he said he had a life insurance policy. we can not find it. can you ... |
|
 You are single. You phone to let your family know that you have gotten a new job. You sign a 300,000 dollar? |
| life insurance policy to them. One week later you are smacked by some fat savage females on the freeway with a baby in their car (10/50'd) at over 60 mph in rush hour traffic and spin through 3 ... |
|
 What exactly does a dental insurance service frequency limitation of 2 per 12 consecutive months mean? |
| During the first 12 months understand that it means that a particular service, for example, a routine dental cleaning, is covered 2 times with in a 12 month period, but what about the second 12 month ... |
|
 Health insurance? |
| Whats a deductible?... |
|
 Electrical fire....is the insurance company required to cover for code updates? |
My mothers house is about 60 years old and the wiring is probably at least 30 years old.
She had a fire caused by the old wiring under the house getting exposed, two wires touched and ... |
|
 Group Health Coverage - I may be changing jobs, whose health plan covers my wife's current cancer treatment? |
| She will be facing six months of chemotherapy and follow up doctor visits. Our current provider covered a January surgery and hospital stay and has been great. Would my new employer's plan ... |
|
 Life insurance question!? |
| This is a weird situation. Ok My mom has remarried and now there is like 6 kids some step some real. Between my step dad and her they have an estate. Obviously it would be divded 6 ways with me ... |
|
 Do you think it is fair for the clinic to charge a facility fee as well as a doctor visit fee? |
| A facility fee is for the room a patient sees the doctor in and for use of the waiting room chair. The billing clerk assured me that Medicare paid for most of it. It seems the medical community ... |
|
 Which of the following represents the problem of adverse selection for a health insurance company? |
Which of the following represents the problem of adverse selection for a health insurance company?
A. Insured people tend to behave more dangerously ... |
|
 Does Anyone Know of a Health Insurance Plan, that will cover Pre-Existing Conditions? |
That does not cost an Arm and a leg? Not interested in a Discount Health Plan, Just PPO and "Real Health Insurance" Plans.
Additional Details
Supposedly Hippa Passed a Bill in 1... |
|
 American Health Insurance? |
| I am looking for really REALLY good insurance providers in the US. I am a single, healthy (no pre existing conditions) woman and I am looking for a good insurance company that offers very ... |
|
 Family of 4 looking for affordable health/medical insurance.? |
| I am looking for insurance for me and my 3 kids. Does anyone have any suggestions as to whom i can go to to find some that won't cost me an arm and a leg. i live in west texas so any suggestions ... |
|
 My bestfriend boyfriend was in a car accident and he doesnt have a health insurance? |
| and he needs a surgery and the family they dont have money to ppay by frieday and if they dont pay they arent going to touch him for nothing can u people help me and wat should i ... |
|
 Medical Insurance claim denied by UHC? |
| My husband added me to his medical policy after we got married. Last year I started getting sick and look at the united health care directory for the list of Physician. I found a nearby doctor's ... |
|
|  |
nick | If my daughter is licensed but doesnt have insurance but drives with parents at all times is that legal? |
|
 |
 
Zarnev
|
If she is licensed she needs to have insurance whether she drives with you or not. She can be added to your policy.
It depends upon the insurance company you have. If she has an accident it will either be not covered (some "budget" companies will only cover the named drivers) or they'll require you pay up the premium from the day she was licensed. |
|
kNOTaLIAwyR
|
- No. All motorists must be insured, and the state will see that it collects fees for uninsured motorist fees going back to the lapsed time in her policy.
The state will charge a backfee according to state costs for state insurance (uninsured motorist fee).
Auto insurance companies usually know when a young family member resides in the home, and they attach a rider with the policy stating that the child is not covered on your policy.
If your daughter is over 18, then she is responsible for any damages she may cause by driving without insurance, and will be responsible for state auto insurance (uninsured motorist fee) going back to the day she was awarded her license, or the day her auto policy lapsed (whichever was last)
This is the same as you would have to pay if there were a lapse in your policy.
The best advice is to put her on your policy as an occassional driver (for the lowest rate available). |
|
what
 |
Of course, your policy and you are covering her by virtue of your consent. What the license to a minor is, is a commitment on the parents part, and the state to allow the child to drive under certain restrictions. If anything, you as the parent is liable for her driving. |
|
mbrcatz
 |
Most likely, not. Most policies allow you 30 days to add a newly licensed operator to the policy. Some give you zero days, for household members/relatives.
So if you've gone beyond that time frame, she's driving without insurance. Worst case scenario - she hits a car, your car is totalled, the other car is totalled, and she badly injures someone. You write a check for your car, you write a check for the other car, AND the bodily injuries for the other people. If you can't afford that much, you lose your house and have your wages garnished for the next 20 years.
Add her to the policy. She needs to be insured. |
|
rambo123
|
sure...its legal... if she lives at home .. she is automatically covered under the auto policy as a family member
if she lives elsewhere she cannot be listed on the parents policy. if she drives other peoples cars and doesn't own one// she needs to buy a non owned auto liability policy
to protect her assets
rambo 123 |
|
MICon
|
It's a question of state law. In many states the law on auto insurance will automatically cover licensed drivers who drive with the permission of the owner. In other states it is left to the terms of the insurance contract. There are also some states which require all drivers to have insurance even if they do not own a vehicle. Talk with a licensed agent in your locality. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 32 minutes(s) ago
| | | |
6 | 33 minutes(s) ago
| | | |
5 | 40 minutes(s) ago
| | | |
6 | 45 minutes(s) ago
| | | |
6 | 58 minutes(s) ago
| | | |
7 | 1 hour(s) ago
| | | |
5 | 4 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
