monkey f
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What is most important is who's name is the vehicle titled to. If it is in her name then the insurance should be carried under her. If the vehicle is titled to you then you still have a liability risk to protect yourself against, you can then just let Allstate know that the car is now garaged at a different address. Multicar discounts save lots of money, so if the car is still in your name that is the least expensive way to go for her.
Good Luck to you. Agent in Ca |
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Beth
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as long as you don't tell them and they don't find out and the car is still registered at your address, but why is she still on yours if she's 23? She can probably get the same level of insurance she has with you on her own policy for about the same money. Allstate have good rates for women at 23. |
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Bob
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If she is the registered owner of the car she definitely needs her own insurance. The insurance contract probably stipulates that it covers drivers living in the household. Allstate may find out your daughter is no longer living at home just by looking at the policy at renewal. Three cars and three drivers with a 23 year old still on the policy. That sort of thing. Companies also order reports that will find out about driving habits and young drivers in the household. Remember they are losing premium if the policy in not rated correctly. This is a thought. Do you want your daughter to lie to Allstate if she has an accident. What's the address on her drivers license. I guess the bottom line is your daughter is on her own and should have her own policy. Good luck. |
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Kristina B
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No, you don't. I was on my mom's Allstate insurance until I was 24 and I lived at a different address. I was removed because I eventually got my own insurance. My mom never had a problem. Good luck. |
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SexyLady
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Depends on what state you live in, but generally: if she is going to college, yes. Otherwise no. |
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ITGUY
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i have no clue |
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Lore
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I think she has to live in the same town/city. Just need to change her address. Call agent to verify. |
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asking-a-question
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Yes, I believe you can still cover her. However, you must notify them that the car is garaged at a different location, otherwise all coverage will be void. Be sure to read the terms & conditions of your policy. It would be horrible for an incident to occur only to find out that because they were not notified that the address the car is garaged at was changed. |
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proudpreemieparents
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Yes, she can if you do it the round about way....you can't let the insurance company know that she has moved and you can't notify them of her new address.....that means any and all correspondence comes to you. |
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Molls
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If it is a new state, you will have to be insured in that state. If not, there should not be a problem with keeping her on yours. |
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~
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YES she can... |
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Jennifer B
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Hey here's a thought, call your ALLSTATE agent and ASK! |
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Michael G
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yes. anyone who operates the vehicle at any time should be listed on the insurance regardless of their residence |
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mbrcatz
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If she's still using your car, you will need to keep her on your insurance, but change the garaging address of the car.
I don't know WHY you'd want to do this; as any of her claims will follow the policyholder for 3-7 years, depending on what state you are in, and affect rates for the entire household. |
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jliljay
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She can still stay on your car insurance doesn't matter were she lives. I'm still on my dads and i moved out over a yr ago. |
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its just me!
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dont tell them! |
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