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 Is it really necessary to insure children on a life insurance policy?
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 When it comes to Life Insurance policies, what does Cash Value mean?
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 Wat are the qualitites of successful enterprenuer?
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 Car loan my car is totaled?
So the driver was drunk totaled my car...has no insurance.. I still own 1700 on it... could I go after the guy in small claims to pay my loan off since I dont have the car any longer.. its a mustang ...


 Cheap travel ins for my healthy 75 yr old dad to go to usa to his grandsons wedding?
i would like to buy cheap travel insurance for my dad who is 75 years old. in very good health, on no medication to go to his grandsons wedding in america for on week without it costing him a fortune....


 Is the home insurance industry the biggest scam in the united states?
Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a ...


 When is a car totaled by the Insurance co?
I hit a deer recently. The car damage was $15,000. The car is only valued at $18,000. Can I push the company to just write me a check, or do I have to accept the repairs?...


 What type of life insurance should I be looking at for my 64 year old mother?
She is in fairly good health, doesnt smoke or have much of a medical ...


 Fell on hotel parking lot.they say only1000 available for medical-gone over &more needed?
insurance said because hotel didn't know about oil on parking lot they are not liabible? that was in Mo. Broke arm and glasses & still numbness in thumb and wrist pain after 3 ...


 A car ran into our yard, AAA Auto Insurance Company won’t pay for permanent damages to my tree…?
A car ran into our front yard, the driver claimed in the police report that she fell asleep on the steering wheel (this happened at 2pm). The car was totaled and did damage to our: lawn, fences on ...


 What does "term" life insurane mean?
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 Insurance services provider in India ?
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 What would happen if i just stopped paying for my health insurance.. besides obviously losing my coverage.?

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Im just wondering if it would have any negative affects on my credit or if I might have problems getting insurance in the future....


 Is it tru that when you buy insurance on your children that the parents/owners must have insurance as well?
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 Kaiser insurance, is my unborn child covered under the fathers plan?
Im pregnant, my partner (the father) has Kaiser Insurance is his child that i'm carrying covered ?
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Prenatel C...


 Can I carry my live in girlfriend and her children on my health insurance plan?
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 I thinking of buying life insurance is it possible to buy 2 life insurance from 2 different company?

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because i can't afford it....


 Can a diabetic really get life insurance?
My brother called me and asked me to help him find life insurance I could not find any. Even those misleading ads that say NO MEDICAL EXAM required would not touch him just because of his diabetes ...


 Which are the major player in Insurance sector in India?
There are so many Insurance companies in India. Which do you think are best in India....


 How come american family insurance just gave me a quote on my car insurance half of what i pay now?
so right now i have Farmers. How can american family insurance charge me more than half of what i am paying now? Is there a scam? and they told me that i can call my agent from Farmers and drop them ...



johndehaura
If my house happened to become damaged and a claim made with the insurance firm, could I carry out the work?
If I was a skilled builder with my own sole trading company, could I inherit the work and be 'effectively paid' by my insurer to fix my own property?
                     
 




RAY
Rating
UK answer.... can't see why not, they'd want you to get several (probably 3) quotes, of which one could be from yourself.

They may have preferred builders, but again if you can say I'll do it cheaper than they can, why would they argue ? Although they might want you to sign an indemnity release form saying that you are responsible for the quality fo the work

Bottom line, if you can do the same job cheaper than anyone else you're doing them a favour....

Well that's my thinking anyway.


pickle2728
Yes. The insurance company owes you for the damages (your insurance contract is between you and the insurance company) on a covered loss. The insurance company should send out an estimator or ask you to get an estimate and send into them. Regardless, you are owed the money and pay who you see fit to do the work (even if it is yourself). Just be aware they might hold back some depreciation up front but you can get that back once repairs are completed.
Good luck.


aires69uk OFFICIAL
Rating
In theory yes, but you would still have to submit an proper estimate for the repairs & materials, just the same as if you were obtaining a quote from a 3rd party builder.


thisgirl
Yes in MO. We had wind rip the siding off the house. Our appraiser estimated the repair costs and issued us payment. We put up new siding ourselves at a fraction of the cost. the adjuster then came out and reviewed the repairs. They did this to keep the rates lower. We used a better grade of siding than what was on there before so our rates did not go up since it added value to the house.


Casino Rob
Yes, you can do the work. The insurer may have their own preferred contractor but if you can do the work competently then they should have no reason not to.

If you are able to demonstrate that you can save the Insurer some money (ie. by not charging as much in the way of labour) then it will sweeten the deal for them.


Amy H
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yes. speak to your insurers. i work for a broker. they may well make a deduction on the premium they pay you out. you will have to supply a quote to them, will probably need to supply one from someone else too just to show the price is competitive.


Andrea
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I'm not sure where you live as that will affect how your claim is handled, but here in Connecticut, my friend received money directly from his insurance company from a large claim. He didn't have to give any receipts for anything.

They did hold back part of the assessed amount of damage (I can't remember the term they used for it) but if, within 6 months, he presented invoices for everything and it exceeded what he received, they would have paid him that part they withheld in the beginning.


lorijotx
Rating
No. Only an authorized 3rd party will get proper billingcompensation. For you, it would be a settlement of less, you are now benefiting on your loss - if they would even accept it. Normally they guarantee the repair, if you do it, they may not do that either.


suoomdee
Rating
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