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 Life insurance? |
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 Question about pre-existing condition in health insurance? |
hi guys
i have a unique question regarding pre-existing condition coverage of health insurance. suppose i am from a country outside US (say India), and i have a pre-existing condition (say ... |
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lovemyodyssey | If my mom-in-law who bought a condo with only her name on it gets a mortgage with my husband as co-applicant.. |
...is my husband an implied co-owner if she dies without a will? Will the house go to my husband? |
 |
 
Lori S
|
No-he will not get the property. In fact, if she dies intestate, this could be a real mess. He needs to sit down with her and find out who she wants to leave the house to or what she wants to have done with it and get the proper documentation in order NOW! If she wants him to have it, have his name put on the deed at least. |
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P&M
 |
No, it will go to her estate. He's only a co-applicant for the mortgage and responsible for paying it if she defaults. |
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angelthe5th
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NO...your husband would not automatically get the condo. It would only go to him if it was documented in your MIL's will.
Your husband agreed to pay to bank loan for the condo. The condo is the bank's collateral. These are two different things.
State laws vary in situations like this one. Ask a certified real estate agent in your area or call the mortgage holder directly. |
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mbrcatz
 |
There's no such thing as "implied co owner".
If he is on the mortgage with her, the mortgage company will require that the house be titled in both their names. When she dies, her HEIRS would own the other half.
If he is just COSIGNING the loan, guaranteeing it, he has NO ownership interest - he only gets to guarantee the loan. |
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just hanging around
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look at the contract. in most cases, he is the co owner |
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braveheart
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Did your husband get approved as a co-appolicant? If he did then he is a co-owner. |
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