 No insurance and I think I have....? |
| bronchitis. Is there any way to get rid of it and avoid going to the doctor? I don't want to end up in the hospital if i don't go but I'm really dreading having to pay a doctors bill. A... |
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 I'm 29, and my wife and I just had a baby. I need life insurance. What's the best way to shop around? |
| I'm sure I could meet with dozens of slick salesmen, but I don't have time for that and I want to compare cold hard facts. Anyone been there, done that?... |
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 Car Insurance Question (regarding insurance)? |
Hello,
I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. ... |
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 Can someone recommend an insurance company with a great reputation for claims for homeowners? |
| I currently have Liberty Mutual, but work with someone who lost all in a fire, and they treated them very badly and were very rude and argued every point of coverage, and then dropped her. Want to ... |
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 About life insurance.......? |
| My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on ... |
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 Can i sue my insurance company Allstate for terminating my policy and not letting me know? |
| Allstate was my insurance company and i have not missed a payment, they say i did not make a payment since May 30th, it is now July 15th and i know for a fact i made a payment last month (because i ... |
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 Geico Commercials? |
| Who rules, the gecko or the cavemen?... |
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 Can I file homeowners insurance claim? |
| During a get together on Superbowl Sunday in my home, one of my friends fell and landed on another friend, and broke her foot. The injured friend is an ICU nurse and has been out of work ever since. S... |
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 How does Geico offer low rates with all the $ spent on ads? |
| We see the gecko ad, the various caveman ads, and other ads from Geico blitzing us at all times. How can they offer more competitive rates than other insurance companies if they spend all that money ... |
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 Pipe burst in my condo and flooded my condo and condo below me. What now? |
| Last night I came home to a disaster. My condo flooded and caused damage to the condo below me. I don't have insurance that covers this. What is the standard procedure with something like this? W... |
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 Can my 22 year-old step -son still be covered by his fathers medical insurance if he is not in school? |
| I have a 22 year old step-son who is not in school but thinks that he can still be coverd by his fathers {my husbands} medical insurance, we live in mass. Can you tell me if this is true?... |
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 Can you transfer a whole life insurance policy to another company? |
| I am unhappy with both the performance and service on a whole life insurance policy that I've had for about 11 years. Do I have any options? I'd never get the same rates now. I was told ... |
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 Should I get a full coverage insurance on a rental car? |
I have to rent a car for 2 weeks for business. Supposely, the cost should be reimbursed to me by a company after the assingment is done. Not sure if I can truly trust that.
But anyway, if ... |
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 How do you survive without health insurence in this country? |
| I always wonder how do 46 million people leave in this country without health insurence. I know if you go to hospital they will treat you without insurence but don't you have to pay later on? ... |
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MsYahoo | If my vehicle gets totaled and the insurance company pays off the remaining balance of my loan...........? |
Will I have to apply for a new loan with my bank or will they do something like give me another loan for the amount I had left on the original loan? I ask because my credit is not so great and I haven't made all my payments on time since I initially got the loan. |
 |
 
Baby #2 due 2/20/09!!
|
Most insurance companies only pay what the car is worth. Some companies, like Progressive, offer coverage similiar to GAP insurance that will pay the difference between what you owe and what the car is worth. If you owe more than the value of the car, then you will still need to pay the bank what you owe. And, you will absolutely have to reapply for a loan. Honestly, that same bank is probably not going to give you a loan. You'll need to check into a high risk bank. |
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anticone
 |
You have to re-apply. |
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daddyporky@verizon.net
 |
you have to carry a fill in insurance that is not the right name.. but if your car gets totaled and you owe 2 thousand and the value of the car at the time of loss was 900 then that is all the company will pay.. check into the name of the fill in policy ok |
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wilderwriter
 |
Every new purchase is a new loan, with all the options open to the lender. If your credit score has gone down, dramatically, since you first got the loan, then you might not be able to get a new loan and/or the interest rates they (or any other lender) may quote you could be a lot higher.
True Law seems to miss the point that though you MIGHT get the cash - more likely, the bulk of the settlement will go to the holder of the note, not to you - you would still have the remaining debt on the loan. If what you get from the insurance company pays more than what you owe, you could apply the difference on a replacement vehicle, or as a down payment on a new loan for a replacemeent. But you can't have both the cash and a paid-off loan. |
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HappyDadinW-S
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You don't mention where you live. The situation could vary based on state / federal requirements. However, in NC, the bank will require a new loan. Car loans are specific to the the vehicle and the credit situation at the time of the original purchase. |
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RB
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First, is the insurance settlement enough to pay off the balance of your original loan? If not, then you owe the remaining balance.
Second, almost anyone can get a car loan these days. Just remember the worse the credit rating, the higher the interest. The best thing is to go find a car you want and apply for a loan through the dealership or get a loan at your local bank or financial institution. |
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mbrcatz
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You have to reapply for a new loan. |
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deeply happy
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The only way your car will be paid off if they the isurance company doesn't give you what you owe on it is if you have gap isurance. that pays off the differance. For buying a new car you would have to go through the financing process again. |
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lorijotx
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New car = new loan. Insurance company only pays off the car that it covered. They don't go beyond that and neither will the bank. :( |
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njunprincess
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Sorry to say, but once the first loan obligation is paid off, you will need to re-apply for a 2nd one. |
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True Law
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Your insurance will pay for the cost of your car, which is the amount that you borrowed from the bank to pay for it. Basically instead of a car, you will have cash...But dont spend it, you'll need it to buy another car. |
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