 I had a car bump into my rear while what do i do next insurance of his wont pay?? |
| picking up my child at school an some guy bumped into me trying to squeeze his big black truck into the line he bumped my vechile and then picked up his kid and left i tried to get ahold of him ... |
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 Were do you really find a good and cheep auto insurance quote.? |
no gimicks
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this must be a hard to answer.
the rich get richer&the poor stay ... |
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 How can I get health insurance that includes maternity? (not through an employer)? |
I own my own business and need health insurance that includes maternity benefits. Surprisingly (to me) this is nearly impossible. Any ideas?
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I'm already married ... |
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 What if you don't have your co pay when you go to the er with insurance? |
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Are you sure they will bill me? I have blue cross blue shield for over 1 year but never used it. My card say's $50-100 co pay for ER,but I don't have it now.... |
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 Can I have car insurance policy under my father even after I'm married, changed name and address? |
| I have insurance policy under my father since I was single. Now I'm married and I included my fiance on the policy. We moved out of my parents house. My fiance and I just bought a new car and the car ... |
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 I took out a insurance policy in 1990. The agent wrote down the wrong year of my birth. and now he tells me ? |
| He tells me that when I die, the money that I should have been paying monthly, will be subtracted from the total amount of my policy. This means the face value of my policy will greatly decrease. T... |
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 A few days another driver hit my car, so i followed guidelines called the police filed a calim(he was found at |
| at fault i went to get the estimate(672) but his insurance wont pay for it because of so called confliciting stories!! i have the police reports that say he is at fault how is that conflicting what ... |
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 Accidental death insurance claim question? |
| My father died 10 years ago from a accidental drowning accident while tubing at a river, he was not married at the time and I am his only child.Anyway I recently found a accidental life insurance ... |
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 How much does your credit rating affect your car insurance premium? |
The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you.
So, overall, about what percent do folks in the know think that the ... |
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 Is there any point to making a claim on my housing insurance? |
| My son dropped my camcorder last night & has broken it. The camcorder is 4yrs old now but was in very good codition before my son dropped it, would i be best to claim or just buy a now one? If i ... |
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 I received a statement from my insurance company? |
| but the procedure couldn't be done because of how my body is built, my obgyn tried but was unsuccessful...my insurance has already paid, should I call the insruance company and let them know or ... |
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 I have filed a claim on a life insurance policy. It has been almost 3 months and the insurance company .....? |
| ....still have not paid. Is there a time line for the insurance to pay out? Are there policies by the State requiring they to pay in a timely manner? The company did not give me a definate answer. I ... |
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 What's the penalty for knowlingly using an expired health insurance card? |
| Ex husband using old card from wife's group coverage 2 yrs after divorce! Wife gets statements from insurance co showing recent visits.... |
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 I have a health insurance question.? |
| My husband is self-employed and makes a good living, but we can't afford individual health insurance. He has no employees so we are not eligible for group insurance. Our income is too high for ... |
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dezisgrammy | If one has full coverage auto insurance and the vehicle is stolen, does that mean the ins co gets ya new one? |
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Suzette A
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No, unfortunately it does not. There are some states now where you can purchase an additional rider with replacement coverage that would accomplish what you are wanting. Normally though they depreciate the car and give you actual cash value or if you have a lienholder they pay off the leinholder...but again...you do not get enough money to buy the same car again because usually as you drive it off of the lot...it depreciates because now it is not a new car...it is a used car. I hope this helps! |
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CaliGirl
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You will get a check from the insurance company if your vehicle is not recovered with in a certain time frame. I hope you have rental reimbursement. This will get you a car in the meantime while the entire claim is worked out. If not, you are stuck without a car until the check comes. The amount will be "actual cash value" of your vehicle at the time it was stolen. This means pretty much blue book value. You can check the link to the value of your vehicle at www.kbb.com |
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Deidre W
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It depends on the insurance. Many just pay you the blue book value of the vehicle. |
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anosey1
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It depends on your insurance company and state laws regarding insurance policies.
Most likely the insurance company will do an investigation to prove the car was stolen and make an estimate of what the car was worth. They will calculate the ACV - Actual Cash Value of the car minus your deductible to determine the RCV - Replacement Cost Value.
Chances are you will not get reimbursed the full amount of what you paid. |
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surelynotme
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It means you wait a long time till the insurance company is pretty sure your old one won't be found (several weeks), and then the insurance company pays you what they think your used car is worth. They don't buy cars. What you do with the money they give you is up to you. |
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jamie5987
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When my car was stolen many years ago (and I had full coverage), the insurance company just paid me the market value of my stolen car. They didn't give me a wad of cash to completely buy a new car. |
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mbrcatz
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no.
"full" coverage means different things to different people. IF your car is stolen, and you have "comprehensive" coverage (that being a real policy term), the insurance company will pay you the actual cash value of your vehicle at the time of the theft, less your deductible.
If you have a new car with a loan, or rolled over an old loan into this loan, you could very well end up owing more money than the car is worth - which means that you will still owe some money to the bank after your insurance policy pays out.
If you're worried about this scenario, always have your insurance company add "gap" coverage to your policy when you buy a new car. It will pay the difference between the actual cash value, and the loan balance on your car. |
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Bogie Boy
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They will pay you the value of your vehicle which is never enough to replace your car with a new one |
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