If one of your patients insurance ran out, would you only accept their co-pay?

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<3	If one of your patients insurance ran out, would you only accept their co-pay?

SmartA$$

Depends on the situation. If they were a good customer I might give them a discount to keep their business until their insurance kicked back in for the next year, but I wouldn't just give my services away either. If they are taking up an appointment slot that could be filled with a patient that will pay full price, then its costing me money to give them a discount. That's the business concept of "opportunity lost"

sbinlb

NO because with insurance you are getting the co-pay + the insurance, why would a medical professional only take the very small copay. If the patient no longer had insurance some medical professionals will discount the rate.

debijs

~~Most doctors can't afford to stay in practice doing this. You may be able to pay them the difference of what your insurance pays plus the copay. However, some can't even adjust that much. When going on a cash basis almost all doctors offer a 20 percent discount.

It never hurts to ask for whatever discount you can afford. It's ultimately up to the doctor to decide.~~

mbrcatz

It depends. If my overhead/expenses for that visit were more than the copay, then of course not - I couldn't operate at a loss, and still stay in business.

angel

most Doctors will not even see you if your insurance ran out

Starlight

The co-pay is usually equal to 20 to 30 % of the total charges. The doctor would lose a significant amount of money. There is no way he could stay in business accepting only "co-pays" from people.

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