 Bodily Injury? |
| I was involved in an auto-accident in 2005 I was 12 weeks pregnant. The accident was not determined to be my fault at all. The woman failed to stop, her insurance USAA paid off my vechile at $14,000. ... |
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 Health insurance - what should I look for? |
| I'm new to buying health insurance. Could you tell me what should I look for? Do you have any companies you'd reccomend?... |
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 What happens after your house burns down? Who pays for what if you don't have renters insurance? |
| The fire-fighters said it was an electrical problem. One of my neighbor's car was damage by the fire. So, who will pay for his damages? Some of my other neighbor's had to go to the hospital.... |
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 Doctors billing primary & secondary ins company for same amount? |
| Husband's surgeon billed our primary and secondary ins co's the same amt. We had been told previously that the secondary would be billed for only what the primary did not pay. Is this ... |
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 HealthCare United Insurance? |
| My son will be playing football this season and he needs insurance, we dont have insurance so we are goign to buy it from the school. My son does NOT have a SSN which is required to apply online ( ... |
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 Im being billed $4000 b/c the dr i went to says they are not in my network, i called and asked if my insurance |
| was taken there and they said yes, now that im being billed i called them and said i wouldnt of seen that dr if they told me they didnt take my insurance and she admitted that they were just starting ... |
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 Health insurance denied lab work?? Help!? |
| I went to a doctor who is approved by my health insurance company (I have an EPO). Apparently, his office sent my blood work off to a lab that is not an "in network provider." My health ... |
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 Maximum out of pocket expense PPO~ annual or per "incident?"? |
| I have tried calling my insurance company and can either never get through or they may me feel ignorant. I have a 90/10 policy with $1000 maximum out of pocket. I have BCBS PPO and am just ... |
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 Does anyone know of a scam that involves someones death and you being made the only beneficiary and not relate |
| A guy from England is saying I can be the beneficiary of an estates worth 8.5 million dollars and that he can have the money delivered to me but I have to cut him in a portion.Whats up with ... |
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 Changing Health Insurance companies? |
| I've had my existing policy for 3yrs & I'm currently in the process of switching companies for cost reasons. This policy states:1) A pre-existing condition exists if a covered person ... |
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 Is credit used in determining health insurance rates? |
| I am licensed in GA for property & casualty insurance, so I know credit is used to help determine rates for auto & homeowners insurance, but it is considered in health insurance?... |
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 Best health insurance for young single people? |
| I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple ... |
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 Where can I find the best health insurance for the whole family.? |
| I want to get health insurance for my whole family, without going broke. My employer offers insurance but I don't like the provider. I want to be able to pay, out of my own pocket. Help anybody.... |
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 Insurance and prescription benefits for a student?? |
| I am a full time college student, living on my own, with asthma, migraines and ADD. I don't have any benefits, and I was wondering if anyone knows how a full time student can get good ... |
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Butterflied | If someone put a life insurance policy out on you....? |
How would you find out?who ,what when,where,etc.? |
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Doing the Right Thing
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If someone is trying to buy a life insurance policy on you, you would know very soon. People don't buy life insurance, they have to qualify for it before they can buy it. Plus you have to approve that you want to be insured and there must be insurable interest between you and the policy owner.
The qualification process includes medical underwriting procedures. This will includes saliva tests, blood tests, urine tests, cholesterol level, blood pressure, heart rate, and so on. |
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puppets48744
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Only a parent of a minor child can take-out life insurance without the insurer knowing about it. Your signature is required in order to obtain life insurance. |
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mei-lin
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If you are an adult this cannot be done legally without your signature. So if someone has done this without your consent, you probably won't be able to find out, but I'd sure check out the person who you suspect of doing this. |
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Rob D
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With a few very specific exceptions, no one can insure your life without your approval. Also, the initial beneficiary must have an insurable interest in you. In other words, the applicant must demonstrate that the beneficiary would suffer a monetary loss upon the death of the insured. The beneficiary can be changed, but only after policy issue. You have nothing to worry about. |
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Financial JUSTICE
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Life insurance with cash value don't pay out cash value when you die! Sure you get face amount that is reduced by any loans and missed premiums, but you lose all the cash value! They say its a good way to build savings! How is that so if you lose it all and it doesn't go to anyone when you die? People say you can borrow it. Why do I want to borrow my own money that I paid for? Cash value = scams! |
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mbrcatz
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Well, you find out when they bring you the APPLICATION to sign, or when the nurse comes to your home or office to DRAW YOUR BLOOD, and when the insurance company asks you to HAVE YOUR DOCTOR RELEASE YOUR MEDICAL RECORDS TO THEM.
Someone can't put a policy on an adult without their knowledge, permission, and cooperation. |
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ladylaw_912
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thats a really good question. You might have to hire a PI to check out the various companies by using your social security #.... |
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