 Life Insurance License? |
| I'm trying to apply for the life insurance license and it says I need a appointing insurer to fill out the appointment/affiliation Notice. How can I get an insurer to do that? Should I contact ... |
|
 My insurance claim agent called and said....what should i do? |
| my g/f was in an accident last sept with an uninsured driver...the unisured dr. was 100 % responsible because they ran a stop sign.....well my g/f was going 50 mph which was the spd limit and totaled ... |
|
 Can my new health insurance policy be retroactively cancelled if I weigh in more than was on my application? |
| Not by 100 pounds or anything, but I just guessed at my weight. If I put 195 on the app, but weigh in at 210 or 215, could they cancel my coverage?... |
|
 I recently totaled my truck and I currently owe $23,000 on it. Will the insurance company pay it off? |
| Will the person who was at fault insurance company pay it off and give me what it was worth. My credit situation is not the best so I need a sizable down payment to get another car. So I'm ... |
|
 Insurance on SUVs? |
| How much is insurance on SUVs usually... like a Jeep Grand Cherokee Laredo or a Chevrolet.. anyone know?... |
|
 Someone who understands insurance please help me!? |
| I worked at a job who had a ppo insurance plan. October 30th I started a new job with a high deductable health savings plan. The plan has a 1,050 deductible, after that everything is paid for. My ... |
|
 What is life insurance? |
| Life insurance is suppose to be used as a protection of income. In case you die, your family is protected from devastation of substantial income loss. But, many insurance companies are selling it as ... |
|
 I got injured in a wreck...Help!? |
| I had an accident in May 8th of '08. A nigerian pulled out from a parking lot in a small car & hit me then fled the scene. He is a local pharmacist & ownes his own car lot. Police put it ... |
|
 LIFE INSURANCE - 5 yr term or 30 yr guaranteed term? Please read extra text before answering! Thank you :)? |
I've been quoted £15 per month for a 5 year term and £20 per month for a guaranteed term over a period of 25 years.
After researching life insurance premiums I've learnt they ... |
|
 Health Insurance for getting pregnant? |
I'm thinking of getting pregnant, can anyone tell me what is a good insurance that would cover most of the bills I would have with dr. visits, delivery, etc. I can't afford to pay a lot.
... |
|
|  |
andrewilliano | If spouse is retired nypd and i am working full time, whose heath insurance is primary FOR HIM? |
My husband is retired nypd and gets ghi health insurance through them. i am working full time at a public school and get family insurance thru them. i have been told that my insurance is primary for the whole family because i am employed full time and paying for it. am i right?
Additional Details
my insurance is better than his. i have been told by many people at the insurance companies that mine is primary because the person who is working full time is always primary. but this one person at empire is telling me different. |
 |
 
qandafromnyc
|
My husband is NYPD, too. Will retire in 2 years. I would contact somebody at 1 Police Plaza in the city.
I'm not sure if your insurance is primary. I think you're in the wrong place to get the answer you need... Most people here are very young, in high school etc...
Or call the precinct. Get to speak to the Captain.
And if they can't help you, call Ray Kelly, lol!
Seriously, I would ask a professional advisor. We have plenty of them in the city, but the first logical step would be your husbands former employer...or yours! |
|
Kamikaze☺Kid
|
The key is HIM. Your husband's insurance is primary and your's would be excess or seconday insurance for him.
As far as the rest of the family and yourself I believe that is still true. His insurance is primary and yours is seconday. Believe me you will find out when you file a claim and each insurance company will have specific conditions which make them primary or secondary insurance coverage.
You can bring a copy of your husband's insurance policy to your school health insurance representative to get the definitive word. Believe me they will gladly show you if they are secondary as opposed to the primary health insurance. |
|
runner45
 |
Yes, I believe you are correct. Unfortunately; the standard seems to be around the person who is holding a job. If your husband has better insurance, you may need to weigh the balance of what you earn on your job,and what you pay out on insurance, and what other job oprtions you may have. |
|
hin368
|
No your husband has the primary insurance because he is retired and it is permanent, you may be full time now but if you lose your job out goes your insurance but your husbands insurance is for keeps. yours should fill in where his co-pay does not. |
|
miltonday
|
check his insurance provider bet its 2nd Yours is primary recheck its important when you fill out claims. That way no co-pay one or the other or both will cover |
|
mbrcatz
|
As a retiree, if he carries his health insurance policy through the NYPD, that policy will be primary for him. He can't have his policy be secondary. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 19 minutes(s) ago
| | | |
6 | 43 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
