 How to educate the people on Insurance? As its most important.? |
| As you know the fact, that only 17% is covered under Insurance in India & rest others are still with out Insurance benefits, so could you all please provide me a better solution, inorder to ... |
|
 Life Insurance in Alabama for seniors? |
| Anyone know of a life insurance company that will insure an 82 year old? My friend's mother has a little life insurance, but she fears that will not be enough when the time comes.. She is in ... |
|
 Should you get an employee life insurance if they are already under a worker's comp policy? |
| If the employee dies while working the workers comp policy pays and if the employee dies while off work then the life insurance policy pays(is this thinking correct?)... |
|
 My car was recently rear-ended.... I have Two questions....? |
| 1. I was rear ended by some chick in a BMW, I have a 95 Crown Vic in poor (Cosmectic) condition, but it drives fine. She skuffed up my bumber and put a crack in the light. I went to get an ... |
|
 Does anyone know an affordable health insurance company? |
| I am self employed and need affordable health care for myself and my child.... |
|
 What can we expect from Homeowners insurance? |
| A pipe leaked in the upstairs bathroom (not frozen - apparently former owner put a drywall screw through a pipe and it has finally given way). The water leaked (all day while we were away) into the ... |
|
 Can I get a claim dropped.? |
| If I file a claim for water damage due to sump pump failure which turns out not to be covered on my home policy can I get the claim dropped and removed from record?... |
|
| Insurance certificate sent to email ? which sites so that? HEELP? |
police impounded my car for not having insurance. can you tell mw whch sites instantly send you the insurance certificate to your email once paid online. ??
Additional Details
do that* ... |
|
 Can you take out a large insurance policy on someone without them knowing about it? |
| My daughter does not currently work, as she has 2 small children. Her husband works a lot of overtime in order to provide for them. He is also a type-1 diabetic and I worry about his health a lot. ... |
|
 Term Plan -Endowment Plan for Insurance? |
| What is the difference between TERM plan & ENDOWMENT plan? Which one is better in current market situations.????... |
|
 Left/Lose/stolen Digital Camera? Insurance? |
| I left/lost / someone stole my Digital Camera while i was on the train. What can i do?... |
|
 Can I borrow $5000? I don't have heath insurance? |
| I swear I'll pay you back.I need it to see a doctor.... |
|
 What would be approximate monthly health insurance premium? |
for a healthy couple in mid forties with self employment status in Houston and 3 kids (ages 1, 5,10)
I have tried some links on internet. They ask for basic information and a phone number ... |
|
 I just want to know? |
| I just want to know if I can able to get a copy of the insurance policy of my husband and me as the beneficiary from where my husband is working. My husband is a fireman and two years ago we went to ... |
|
|  |
R K | If terminated from employer are health benefits ceased? What if I had appointment to see doc next day? |
I was fired tonight and had a appointment to see a doctor tomorrow so am I stuck footing the bill or do I have benefits for a certain amount of time. I had full health benefits before termination. |
 |
 
Insurance Biz CT
|
COBRA is your right to continue your group coverage, regardless of the reason for termination. In some states, depending on the size of your group, employee terminations are not effective until the last day of the month, for health insurance enrollment purposes. You could have another week of coverage. I strongly suggest that you contact your Human Resources Department or Health Insurance Provider regarding this issue, and your HR manager about COBRA/State Continuation rights. |
|
kbc10
|
In some situations -- and it probably depends on whether or not you were fired for misconduct, and it may depend on whether the alleged misconduct was serious -- a person can continue their health benefits from their old job for a period of time under COBRA (it stands for Consolidated Omnibus Budget Reform Act) You would have to pay your own premiums and it can be very, very expensive. Whether or not you're eligible, I don't know but you could look up more info on it.
1. Call your human resources department at the company you were just fired from, TOMORROW, to ask about any termination paperwork relating to COBRA, or if you're eligible to continue your coverage under COBRA by paying your own premiums.
2. Go on Google and look up "COBRA" + "continuation coverage" to try to find more info about this. |
|
Jen
|
that happened to me regarding a dental bill when i resigned. they originally would not pay for a dental emergency. what did i do? i saw them, and then i paid for the cobra insurance, which retroactively paid the claim, after the dentist argued with them, because then i was technically covered,because i payed the premium. for that time frame. but cobra may not cover you if you were fired for misconduct. |
|
Suzanne: YPA
 |
COBRA rules state that a person isn't eligible to continue their coverage if they're fired for "gross misconduct." So the misconduct doesn't meet the test unless it's SERIOUSLY bad -- for example, stealing from an employer or clients; drug or alcohol intoxication while on the job; bringing a firearm to work, etc. Misconduct that's not "gross" might include leave abuse; habitually arriving late to work, etc.
If you are ill and anticipate your doctor's visit and follow-up care will necessitate a great expenditure, by all means, elect COBRA. Be prepared, though: it's expensive because you'll be paying the entire fee, including the portion your employer used to pay, plus an "administrative fee" of up to 2%. If this is just a simple checkup, why pay hundreds of dollars for something that will cost you $75.?
If you truly need to know the termination date of your coverage, look in the booklet you received when you signed up for the plan. It should be explained there. If not, call the insurer. If there's any doubt, have your doctor file the claim and see if the insurer will pay it. But beware: the insurer may initially pay it, then retract the payment once its enrollment data is updated to show you had no coverage on that date. In that case, you'll be stuck with the bill PLUS have to deal with annoyed billing staff at your doctor's office.
If you want to know more about COBRA, you can read about it here: http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html
You should also call the insurance commissioner's office in the state where you worked and inquire whether there are state laws that permit you to continue your coverage. |
|
beez
 |
Go see your doctor and see if the insurance co. will pay the claim. If not, you'll have to come up with the money. |
|
skahhh
 |
Depends on your employer agreement with you. If they don't cover it and you are poor by means testing, you can go to your local medicaid office and show need and have the bill paid in many instances if you are a citizen. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 11 minutes(s) ago
| | | |
6 | 32 minutes(s) ago
| | | |
6 | 37 minutes(s) ago
| | | |
5 | 58 minutes(s) ago
| | | |
6 | 3 hour(s) ago
| | | |
6 | 7 hour(s) ago
| | | |
6 | 9 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
5 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
