Arzuita
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Call the city |
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Leesa
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Yours. Your homeowners insurance pays for damage done to your home. Landscape is not generally covered, so his tree falling on your house will have nothing to do with his policy. |
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STEVE-0
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It is my belief that it would fall under whats called the act of god clause which would mean your insurance would pay for the damages. |
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Tina W
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His, Unless he has no insurance then yours will btu not before your insurance company sues him and gets a judgement entered against him. I hope this really hasn''t happened to you. |
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blueyes
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Your neighbors Insurance should pay for it as it is on their property. They are responsible since it is part of their property not yours. |
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?
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his has to pay |
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Sanz
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Is it not an act of God (Not that I believe!) |
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zerocool
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HAHAHAHAHAHAHAHAHAHAHAHAHA its definatly urs.. bummer dood |
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omnimog
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His, but it might be slow, so call your insurance co. they will fix it and then they will collect from his. You shouldn't have to do much else. |
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tonysabs
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Your insurance pays for it. If the insurance company thinks that your neighbor has liability, they will go after him to recover. But you paid them to insure your property. |
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ShellyG
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Yours unless you are lucky and blessed enough to have a video-taped confession of him previously saying that he knew the tree was in an unsafe condition and he knew it could be a hazard- then it's his negligence. Otherwise it's "Act of God" and he isn't liable. |
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you have ? i have a answer
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it would be your insurance, but dubble check w/ your insn. company to see if your are covered in high wind damage and water damage. |
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walterstoney
 |
this is a tricky ?, some ins will pay that way but others will not.
Ask your ins agent about this he should be able to help. |
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Dano
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I believe that would be yours! Make sure they trim their trees! |
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pnkdiamond20
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as long as the tree is growing on HIS property then he has to pay for the damage |
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me
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HOME OWNERS INSURANCE SHOULD COVER THAT |
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andy
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depends on what kind of insurance u both have. id gues its his fault though |
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tysgrandma99
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his............ |
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♥bentworth78♥®
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You pay for your own property even though it was his tree, and you also have to get it removed out of your pocket , They classify this as an Act of God, so you pay for your own property. I just went through this when my neighbor's tree fell on my house during Hurricane Charlie |
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impossible
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I think yours. |
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hitan_2005
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well in the USA you could sue him and win |
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Ed
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His tree. It's part of his property that did damage to your property. |
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skigod377
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His. It was his tree. |
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?
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your insurance |
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'Barn
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I think the tree falling due to "nature's force" is deemed an "act of God" or something like that. In that case your insurance would cover it.
IF your neighbor is cutting his tree down and by his actions it falls on your house - your neighbors insurance pays for it.
Not an insurance expert - definitely speak with your insurance company on "whom" is responsible. Good Luck and sorry to hear about the mishap. |
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willys56cj5
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Had the same thing happen to my privacy fence last year. Despite being "an act of God", liability for repairs falls upon the insurer of the property where the tree was growing. If that property is not insured, then it would default next to your insurance. |
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jack jack
 |
his insurance WILL HAVE TO PAY |
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angel1988
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If there is a storm, then your homeowners insurance insurance will handle the claim. Take it from a person who lives in the New Orleans area. It would be considered under the clause of "Comprehensive homeowners' insurance clauses", and classified as an "act of nature", in this case. The answer is: you pay your deductible, your insurance will pick up the rest. Automatically. Just have an insurance adjuster come out to view your damages, inspect the site, and give you a quote. (Hopefully you can find repairmen who can fix everything for at or under your insurance companies' price quote for damage assessment payout. |
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gabs4_28
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i think the City should pay |
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beadtheway
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You should contact your insurance company. They will make arrangements for your claim and get you reimbursed for the damages.
They will then contact the neighbor's insurance company for reimbursement since the tree was on his property therefore belongs to him. |
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Babyofmine
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Your homeowners insurance would cover it as an act of nature. Because this was due to a storm it is not your neighbor's fault. If you neighbor was cutting down his tree and it hit your home then his insurance would pay it. |
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