Have you heard of this insurance? |
| I was called by an agent today after filling out an online survey for health insurance quotes. She gave a quote for 119.95 a month which included 30-50 co-pays for doctors, a dental, vision, and ... |
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Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has ta |
Is there a way to find out if someone has taken a life insurance policy out on me. I believe my husband has taken a policy out on me without my knowledge.
Optional Information:
Santa C... |
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Does anyone know how to obtain health insurance? |
| when you are a small bussiness owner i need it for myself and my two children and my spouse i am in the metro detroit area is there a website or number i can call too find out . we already have ... |
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When getting insurance quotes, when it says like 850-1100 premium for 6 months, covers 6 months? Or year? |
Does that i would pay that premium twice a year since it says 6 months premium? Additional Details Insurance coverage for 6 months or insurance cover for one year?... |
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Therapist accepts my insurance, does it mean i don't have to pay? |
| so i found a local therapist and it charges $120 an hour and no way i have that kind of money. It says she accepts the insurance plan of blueshield. Blueshield is the insurance that i have. Im under 1... |
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What is considered a roof damage? |
| I had an appraisal show up from insurance to check on my roof for hail damage. He said that my roof does not have much hail damage and only some loose shingles. I had a conctractor checked on my ... |
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They paid property damage but refuse to pay medical bill and lost wages? |
| Back in September i had an accident, in which I was not at fault, the other vehicle suffered no damage just a few scratches but the fender and the door in my vehicle was damaged.After going back and ... |
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Does any one know of a medical insurance that will accept you even if you have a pryor medical condition? |
| My brother has a preexisting back problem and his insurance carrier refuses to pay for any doctors visits that involve his back. So he was wondering if there is an insurance company that would pay ... |
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How much can I get for suing? |
I was hit by a car sitting on the curb by a 14 year old girl with no license > but her parent have insurance Additional Details I was sitting on the curb with my g/f when a car came ... |
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Pregnant -- still on my mom's health insurance policy... will my baby be covered when he/she is born? |
| I am covered under my mother's health insurance until I am 23 years old. I live on my own and am pregnant. (live in Portland, Oregon) I have heard of a law in Oregon that requires a newborn to ... |
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What are your feelings about the bailout? |
| Michael Moore made an interesting comment on Larry King Live tonight. He thinks that the Big 3 are going into panic mode and asking for more money because they saw Barack Obama coming and taxing ... |
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Health insurance for young, healthy people? |
| I'm trying to find a health insurance plan made for someone like me- 26, male, non-smoker,non-drinker, currently at ideal weight, regularly exercises, no health conditions, no prescriptions, etc.... |
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Anybody have advice about HMOs? |
| My spouse and I live in the Sacramento area and are trying to chose between two HMOs offered by my work. Theres also a PPO option but we've kind of ruled that out. The two HMOs offered are K... |
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NoJustice | If y house is being forclosed on, do I still need to pay for homeowners insurance? |
I have a rental that is being forclosed on. Do I still need to pay for fire and dwelling insurance? |
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Bandit
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Keep the coverage until you are evicted or move. Then if the place gets struck by a strange bolt of lightning, you have coverage. Protect yourself, you never know what will happen between the landlord and lender.
Sorry, thought you were a tenant. As an owner you need to keep coverage for liability until your name is removed from the deed. |
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mbrcatz
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Yes, until the property actually passes out of your hands.
If you don't, the bank WILL put forced placement coverage on the property, and that cost will be added to the rest of the balance and foreclosure costs.
If you don't have it, and there's a fire loss before the sale, then obviously the property will bring much, much less than the pre-loss sale would have brought.
Obviously, you can still be sued for any injuries that happen at that location.
After the sale to the new owner, you are still responsible for any balance on the account, so keeping your own insurance means that you have coverage if there's a fire that lowers the sale price, or protects you against a lawsuit. Even if the mortgage company puts forced placement coverage on the property, they can still come after YOU for the full loan balance, plus foreclosure fees, and forced placement coverage fees.
You're mitigating your loss, by keeping insurance on the property. The day the title passes from you to the bank, though, you cancel the coverage. |
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car253
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I had this question yesterday. The customer called their attorney and called me back and said to keep the insurance on because they were concerned about liability. She will keep the insurance until the home is no longer hers. |
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"sexy Liano"
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no absolutly not stop now. |
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Jay S
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Good question. I don't think so. The insurance is protection against loss of YOUR property. If the property is getting ready to not be yours, then let the whoever owns it buy their own insurance. |
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CAROLYN W
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I have met similiar problem before, here http://www.InsuranceFreeTip.info/insurance-for-free.htm is the information that I feel helpful..
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mrgetdownsyndrome
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If you're looking to save money and don't perceive much risk, ditch the insurance. Until title to your property passes to another, you are gambling somewhat, because you might potentially still need the insurance.
I know when times have been tough for me - it was bye-bye insurance and step cautiously. Insurance is paying for piece of mind, but it's best to spend your dollar on having something that is worth insuring first. |
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