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only child | If you are injuried in acar accident and the person in the wrony has allstate does allstate pay 1/3 of bill? |
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mbrcatz
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Nope, there is NO automatic payment! It depends on a huge number of factors, including what state you live in, the auto negligence laws, if you're in a no fault state, how much the medical bills are, how badly injured you ar, and the circumstances of the accident. |
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worldsource19
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From what I understand..no party "wants" to pay the bill so it ends up being a negotiation between the various insurance companies.. |
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Misty L
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They should pay 100% up to the limits of their insured's policy! |
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danascully74
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The auto insurance carrier would be considered the primary payor for up to a certain amount. After the primary pays their portion your regular medical insurnace would step in and pay their portion. This does not mean in all cases that 100% of medical bills are paid, it depends on the policy. I would assume, if someone else was in the wrong, that you would still not be immediately liable for any of the incurred expenses. A lot of it depends on what state you live in, etc. -- that does affect how all of that would be handled. |
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trollwzrd
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Nope! They should pay all of it. |
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eradicater2005
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They have to pay all of it |
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Eds
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Absolutely NOT! UNLESS YOUR STATE HAS A STRANGE LAW that allows them to do so. I am not aware of any-such law in the USA. I believe that if the other party was ticketed, their insurance company will gladly take care of the damage. If not, then contact a lawyer at THEIR EXPENSE. Your insurance company should help in this matter. Have a great holiday!
Eds |
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mamatohaley+1
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Laws vary so much from state to state that I can't answer your question specifically but here is what I can say..
All insurance companies should handle the claim the same in the state you live in. The fact that it is Allstate is irrelevant.
Furthermore, if you even qualify to have your meds reimbursed then the insurance company will pay only the usual and customary (they won't pay $1,000 for an xray when most other doctors charge $400) bill for reasonable and necessary treatment (they won't pay for you to go to the chiro 5 times a week for 5 months on a minor accident).
All of this said you have to qualify for a claim first. A lot of states have a threshold, which means you have to sustain a certain type of injury or accumulate a specific dollar amount in meds before you can even pursue a claim. Most often people go through their auto for medical if they that coverage or their own health insurance policy.
In most states if it is determined that you do qualify for a claim the at fault insurance company (Allstate in your case) will not pay until you are ready to settle the claim and sign a full release form. So if you need additional treatment you will need to pay your bills while you are treating. Once you sign the release form you are done with your claim.
With regards to getting an attorney that is ridiculous at this point. They would take 35% of your settlement if you even qualify. |
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danchevz
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The insurance Co. (Allstate) that insures the driver responsible for the accident is required to pay all expenses.
However, the insurance is going to pay the least amount possible. They will try to cheat you as much they can legally get away with.
If you were injured, they will not want to pay for pain & suffering.
If your car was totaled, they will not pay what your car is worth, see if they will buy you another car (identical in model, year, mileage & condition), yes this should include sales tax transfer taxes, etc. You must remmerber, they are experts at cheating you out of what your car is worth. |
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