 Plastic surgery covered by insurance? |
| I want to get a nose job. Is there any way insurance will cover it?... |
|
 High Risk life insurance? |
| My mother is about too be 50years old, just got done treatment for breast cancer, had a heart attack in 2002, and smokes. She has 10,00 worth of life insurance through her job but because she is my ... |
|
 I have $50,000 worth of life insurance. Cash value is $17,000.? |
| Should I cash it in and re invest or just leave it? The premiums will increase when I turn 54. I am 51 at this time. I am presently in good health. If I cash it in will there be any penalties ... |
|
 Can a live-in relative, not covered under a homeowners policy, take out a claim for car damage from the house? |
| I live at my parent's house. My car was parked in their garage. A sewage drain(old house) busted and sent "stuff" over my car. It took the paint off the car. If my parents are going to ... |
|
 My tree fell on my neighbors uninsured truck. will my insurance cover it if it was a sound tree or unsound? |
| wind storm. my insurance co will not cover it,they say his car insurance will . he has none. he is threatning suit. they will represent me in court but not small claims court but will provid e ... |
|
 Full Coverage car Insurance? |
Is it smart to carry full coverage on a 1999 Windstar full paid for
Market Value approximatiely $5000.00 . My yearly premium is abouts 2300.00 with 500 ded on collision and comprehensive.
I... |
|
 What am I suppose to do if I am having problems with my car insurance company? |
| My car was found to totaled two months ago and my insurance company was to pay to my car people on my behalf. They still have not done anything. What am I to do about this?... |
|
 Life insurance - is this a scam? someone help me....? |
| my mother is getting life insurance (she's in her 50's). she had a man come to her house - he said he wants to withdraw her monthly life insurance payments out of her account next month. I ... |
|
 Should I purchase Term Insurance not Whole Life and invest the difference? |
Whole life cost more, but with Term I could cut that in half and invest the other portion of the payment...it's a good idea eh?
Additional Details
The anwers from my question has ... |
|
 I am in a relationship and the man says that he cannot divorce his wife because she will loose her medical ins |
She has diabetes and had cancer. He says that no one will give her insurance because of her medical history. Is this true? Are there alternatives? What are other options?
They are ... |
|
 What do you think about No Win No Fee Insurance Claims. I have been approached by a company...? |
| I have been approached by a company who knew that I had had an accident back in March 2006 in Norfolk. I am from Essex and the accident was actually my fault. They are saying they will claim on my ... |
|
 A question about health insurance... Please Help.? |
| First of all, I am twenty years old, and currently living at college. I have finally (after several days of debating) decided that I need to go to the hospital. I am either pregnant, or some other ... |
|
 What should I do? My grandmother got ripped off.? |
| I just found out from my grandmother that her annuity has been taken advantage of by my older sister. My sister got the account information from my grandmother and then logged onto the company's ... |
|
 What can I do? accident no insurance? |
| I had a car accident approx one hour before I had car insurance. I submitted the claim and everything is there a way to get them to pay for everything? will they pay much attention to the time?... |
|
 Will health insurance cover existing medical bills? |
| I have a kidney stone that is unbearable and I want to get it checked out. I just applied for health insurance but I have to wait to find out if it's approved. Can I go to the hospital today and ... |
|
| Re: California Fires. Aren't homeowners responsible for obtaining homeowner's insurance and if so why is the |
| government spending millions on this disaster. Is it for those who are not insured? Please someone who knows answer I don't need B>S>. I had a fire in my house and my homeowner's ... |
|
|  |
John | If you buy a home without an agent or with a discount agent, how do you shop for title insurance? |
Even if you work with full-commission (3%) agents, they just work with their favorite title insurance companies. They don't comparison shop the best deal for you.
How do you find out the quality of service of a title insurance company? How do you find out all the fees that the title insurance will cost you?
Title insurance is to ensure that your home has a free and clear title and no one has a lien or a claim on it. It's critical and requires professional expertise. You don't want to do it yourself, and cannot afford to be self-insured. You don't want to find out by surprise that your home isn't yours after you've paid your down payment and all the closing costs. Title insurance ensures that this never happens, assuming that the insurance company does its job.
Additional Details
Is anyone familiar with the California laws? Is it always the seller's agent who chooses the title insurance company? Do the laws require that all title insurance companies do pretty much the same things to check the title? |
 |
 
fighterace26
|
title insurance is cut and dry so to speak,
im going thru a large claim on mine right now,
they are really terrible to deal with.
they all have to provide the same coverage, and service as required by the state,
the fees they charge are usually state regulated also, they all charge the state regulated amount, ( like Gap insurance for a car ) its always the same for everyone.
a trip to the register of deeds will save you the money, ( I wish I would have )
if its not on the record the title insurance wont cover it anyway.
I had an easement the title insurance didnt find, and now the easement holder came in and is doing as he wishes all over our property, tearing down trees, removing a building,
It was on record at the court house, and the title insurance still dosen't want to pay. |
|
Michael R
|
Title insurance is provided by title company. And your loan officer and your lawyer suggest a title company for you, not a real estate agent. You can shop around for title companies, however usually lawyers work with the same title companies, because they receive a kick back for bringing customers. Talk to your lawyer and your loan officer before you accept their services about this. |
|
teran_realtor
 |
I enjoyed reading the answers you've received so far, because it shows how different real estate is in different states. In Texas, the cost of title insurance is set. The title companies actually do the closings, and the fees they charge for that service do vary a little bit - could be $225 per side (buyer/seller) on up to about $250 per side. Then there are other incidental fees such as courier fees, filing fees, tax servicing, etc. Some companies will just lump it all together and charge $300 per side.
As a Realtor, (and in San Antonio, it's usually the listing agent who chooses the title company) I find that SERVICE is the number one deciding factor. Who is willing to accommodate my client time wise, timeliness of returning phone calls, willingness to explain things to my client and ultimately help to achieve a closing which is on time, and fairly painless.
Do go with a title company that's in the county the house is in. Last thing - in Texas, title insurance is just about 1% of the sales price and in San Antonio is typically a seller's expense. |
|
Jay S
|
Title insurance is the obligation of the SELLER in many areas, so it really does not matter. |
|
Faerie loue
|
Get on the net and inquire of several Title companies, ask what their fee is, ask what is included in that service fee, ask for letters of re feral, ask what their title tracing procedure includes and make sure they are insured if its a small company [which is where you will get the least expensive service] Research the Title laws in your area, very simple with all the Revised Statutes of every State at your fingertips. It's all out there just get started. You are your own best assurance! |
|
plunger
 |
There are usually only a few title insurance companies in an area anyway, and they are usually priced about the same due to the market- you can usually have them do the closing as part of the deal.
I would just call a few of them, them your situation, and go with the one that gives you the best feeling. |
|
Dorothy Z
|
Ask your escrow officer/ closing agent for the names and numbers of Title Company sales reps. In my experience, the fees differ little from company to company, but don't let that stop you. In this market you may get a deal. After you speak to the rep, call the title officer to get a break down of the fees. There are few surprises in title fees. If the title company fails to do its job, they can be sued for the damages so they are careful about doing it. |
|
NONAME
 |
You look in the phone book or ads in the real estate section of your local paper.
They do vary somewhat, typically only by a couple hundred bucks. So, what's your time really worth?
All you can really do is get quotes from a few of them, once you have a firm sales price (or, if you know you'll be around the $250K range, get quotes based on that amount). You'll see who responds quickly, and who is cheapest. |
|
live75
 |
That could be a very good question for your bank, they will probably have a few suggestions anyway, they will need to know before closing. Also, in some cases if you need a title companies services in the future, it won't cost as much the second or third time, e.g. buy more properties. |
|
jim06744
|
generally people just get their title insurance thru their lawyer. it is a bit of a rip off in terms of very high commissions are included in the premium rate, but think you end up paying it no matter who you get it from. Service shouldn't be a big deal, it is really for peace of mind you at most will end up having 1 claim and hopefully none. Your lawyer should be able to explain the very limited number of types out there and all real estate lawyers have relationships with a few companies |
|
efrankbkkcam1
|
get all information |
|
mbrcatz
|
Title insurance isn't something you can "shop out". It's going to cost you a small percentage of the purchase price of the house, depends on what STATE the house is in. It's usually 2% to 4%.
So just use whichever title insurance company your closing company wants to use. |
|
VERONICA G
 |
you can simply ask the seller who they used or check with the local companys. Good luck |
|
Dr Universe
|
i would shop around and i would also ask friends what they think |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 35 minutes(s) ago
| | | |
13 | 55 minutes(s) ago
| | | |
13 | 3 hour(s) ago
| | | |
13 | 4 hour(s) ago
| | | |
13 | 5 hour(s) ago
| | | |
13 | 8 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
13 | 4 day(s) ago
| | | |
13 | 6 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
