 Approximately how much would it cost me to buy health insurance for myself not through my work? |
I live in Louisiana and have no serious medical issues. I don't know which medical plan to use. I've looked at Blue Cross so far.
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I also need it to cover ... |
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 Insurance settlement check? |
Who gets the insurance check: my son, myself, of split it?
I bought my 17 yr old son a great used car, which his step-brother smashed into. This is the third used car I've bought my ... |
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 What happens to my life insurance that I paid for after I lose my job? |
I purchased extra life insurance through Met Life while I was employed at my last job. I got fired in August. I paid a lot of money out of my pocket and I want to keep the policy. What do I do?
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 How Much Homeower Insurance Do I need? |
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My Neighbors recently sold their home for 500 k.
Their house was built at the same time as mine, and is the same floor plan.
How much should the dwelling be ... |
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 What happens if i do not pay for my pay monthly phone..? |
I have just bough a phone with t mobile and i was wondering what happens if i do not pay and keep the phone
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I WILL GET SUED WDF!?!?!?... |
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 Life insurance face amount paid at age 100 even not dead? |
| A life insurance company offered me to buy a whole life insurance policy worth 10k at a monthly premium of 37.50. I am 59. They said that they would pay me the full amount of the policy when I ... |
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 I am looking for health insurance for my 9 year old son and i? |
| in the state of tennessee. any suggestions for max coverage, min cost and no hassles. we were on cigna with my wife but she is now on disability, brain cancer and cobra is killing us. thanks and ... |
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 What is the typical insurance payment per month for a 06 Lamborghini Murcielago? |
Knowledgeable answers only please.
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This is for the few morons below: either answer the question posed or don't post; nobody needs your opinion about their ... |
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 Car insurance? Do they check your credit rating? |
| I have just phoned to change my insurance over to another car, and was told twice that it was declined - firstly, he said due to the group of insurance, and secondly, I was told that the operator had ... |
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 My father is employed by the federal government, and until I turned 22 I was on his health insurance plan? |
| through work. After I turned 22 I was taken off the policy. I have had some problems with a root canal I had done, and I have a wisdom tooth coming in so I was going to ask him to look into getting ... |
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 Term Policy? |
| i am interested in taking term life insurance policy with maturity benefit? is there any company offering this policy?... |
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 How come part-time employees don't qualify for employer's group health insurance plans? |
| So they have to pay higher rates under individual plans, even though they make less, cause they're only part time. Is it any wonder why so many Americans do not have health insurance?... |
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 Life insurance on parents? |
| My parents are getting older and starting to get health problems. I'm worried about medical/funeral costs and I don't know if they have insurance. We don't really talk about that ... |
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 Does anyone know of a good health insurance, that can cover cosmetic surgery? |
| i really don't know much about these things, so i come to y'all for help. i want a boob job, tummy tuck, and lyposuction. and all this is very expensive, which i cant affored in all lump ... |
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A.Lee | If you buy health insurance through an agent, do you pay more? |
Or does the health insurance pay the agents a commission? |
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Insurance Made Easy.biz
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The price is the same the commission the agent gets paid is built into the price. |
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Zarnev
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The premium is exactly the same whether you use an agent or not. There are hundreds of health plans available; the advantage of using an agent, especially an independent agent that works with all the major companies in your area, is not having to spend several weeks learning and comparing the plans. The agent can make sure you get the plan that you need and that you understand the plan that you got. |
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Knowledgeable One
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You can't purchase health insurance without an agent. Even if you use a website and never see or speak to one, you still used an agent. |
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ehealthinc
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You don’t pay more when you buy through an agent. Since rates are filed with and regulated by your state department of insurance, everyone is required by law to offer the same health plan at the same price. Agent commissions are built into all monthly health insurance premiums. When you buy a plan directly through the insurance company, the insurance company retains that commission for themselves.
The value of shopping through an agent is that it allows you to get a real sense of the range of options available in your market. Rather than showing you the plans offered by just one insurance company, a good agent can show you the options offered through a number of insurance companies in your area. An online health insurance agency like the one I work for, eHealthInsurance.com, can provide you with multiple insurance companies and dozens of plans to choose from. eHealthInsurance also lets you compare plan rates and benefits for yourself and apply for coverage online.
The bottom line is – don’t think you’re doing yourself any favors by shopping or buying directly from the insurance company. A good agent can provide you with personalized help and unbiased advice and can continue to serve as your advocate with the health insurance company even after you buy – at no additional cost to you.
-Amir M, licensed agent |
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magoo&me
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Go ahead use an agent, you will be happier than if you shop online. Agents get paid from the insurance company that they place you with, NOT from you. |
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Steve C
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My agent said the answer to this question is no. This was a question that I also wanted to know. He told me that if insurance companies were selling direct to the public cheaper than through an agent it would be discounting and that is against the law. |
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mbrcatz
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The insurance company pays a commission.
You do not pay more, by using an agent. |
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Savita R
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no,not at all, whatever cover u want that premium will come to ur receipt, so please dont pay , if they ask for that |
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