Life Insurance which one is what? level term etc, confused please help? |
| I am 25, my wife is 25 and my son is 4 yrs old. I think its about time i got life insurance. Im slightly confused because most of the websites i have visited offer insuance for term cover? I dont ... |
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My son's back pack was stolen at school this past friday and inside it was a very expensive ipod and his cell |
| phone. he's reported it to the school that it was stolen. is it likely that my home owner's insurance will cover this loss and will i need to file a police report in order to file a claim ... |
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I just received a Speeding ticket for going 75MPH in a 55MPH zone.? |
| I'm 16 teen years old and my dad said if i got a speeding ticket he would take away my license what should I do. He is going to kill me. How should I tell him. Is there any way for the ticket to ... |
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I got a letter from a life insurnace company that I own a life/annuity policy which I dont have. How come? |
| I got a letter from an insurance company (big, legit addresses)saying I own a life / annuity policy with them, and they give me a policy number, and ask me to send SSN/tax payer number back to them. I... |
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Which life insurance is best for me? |
This is for usa
I am 20, my husband is 22, we have no kids yet. We currently rent an apartment, plan on having a baby in a year or two and buying a house in the next 5-6 years.
... |
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Life insurance question? |
| My husband and I are looking into purchasing life insurance, and I'd like to get some input. (Although I give a lot of answers in the insurance category for other types of insurance, I don'... |
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Hospital bills? |
| If someone was 77 yrs old and had medicare in the state of TN, will there be any bills for that person to stay in the hospital or will medicare pay it all? Or if medicare doesnt pay it all, will ... |
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What should she do next about this insurance claim? |
| My niece's 3 year old fell into a drain on a platform on the National Rail network. I won't exaggerate, it wasn't a big drain, and it was one leg that went in but he did scrape his leg.... |
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I fell at work today and they let me off early. Do I get reimbursed? |
| I'm 15 and I work at Dairy Queen. I slipped and fell on a wet floor today while holding a cup of open soda. I fell right on my tailbone and soda fell all over me and my hair was totally drenched.... |
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I work for a guy who commits insurance fraud on a daily basis and it is driving me crazy, what can I do? |
| He will damage vehicles on purpose to make a bigger estimate, charge for new parts and put old ones back on, charge for premium paint and then use the cheap brand etc.He is the owner of the company ... |
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My neighbor accidentaly shot firework through my window and caused some fire damage to my living room.? |
| The works needed are covered by my buildings insurance policy. what I want to know is, are the insurance company likely to say that the person who caused the damage is the person who I should be ... |
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Anyone here know how to convince your insurance company your not commiting fraud? |
I am looking for a way to fake out my insurance company and make it look like i really have the items i dont have my appartment was "broken into"
i filled out police report but the ... |
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Is anyone know where I can get some good life Insurance for a person 80? its my grandma she is dieing.? |
| I know it is very late to be finding a insurance policy for someone that old. But my family really wants to know where we can get some good insurance. My grandmother wad dignosed with cancer. Please ... |
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eaj174 | If you get hurt at work are you required to take a drug test to file a claim? |
This would be in Florida if it makes a difference. A co-worker got hurt and they did not send her for a test. This is about the third time she has been hurt on the job and has filed claims before. I have been with the company for 11 years and they use to make you go for a test but when I asked the manager if she went for a drug test I was told the company doesn't make them go. Just curious!
Job is with an Auto Parts store. Additional Details Very large company that is nationwide. |
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mallicoatdd
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It really depends. Some companies insurance companies or the state Workman's Comp will require that they be given a drug test because if they pop on the test then they are not liable and can make the person liable as well as let them go. Some companies do not do it because of the costs related to the tests. They are not cheap and they "trust" their employees, are not required to do it, or do not want to lose "good" help. Personally if I were running a business I would do it.... it only makes sense, seems like good business, might save my company tons of money as well as is a write off as a business expense...
But that is just my opinion.. |
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Canadian Goose
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Not sure about that..but i do know it takes like 1 month for pot to get out of your system b/c its fat soluable. Versus Heroin that is "water soluable" and pretty much leaves your system pretty quickly. |
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STEVEN F
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If they are paying the claim without requiring a test, that should tell you all you it's not required. |
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blk_female_x
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yes some comps do just like when u get in car wreck if u hit someone u will be ordered to take drug test that way ur auto insurance comp can determine whom fault it could be and also some companies will have u take a drug and alcohol test i know cuz my sister had fall in her work place and some boxes fell on her she was order to take alcohol and drug test.. |
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chole_24
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It just depends on the company. They probably don't give a rat's pa'toot if people are on drugs. In my experience, the companies around here ALWAYS do drug test. But I would say the company is too cheap to pay the tab. Drug testing is outlandishly priced today. They'd propably prefer to pay the Comp. |
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im.in.college.so.i.know.stuff
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You're never required to take a drug test unless the private company makes it a policy. I would assume that most companies would mandate testing for suspicious circumstances surrounding an injury, but no government agency will make you take a drug test after you get hurt. |
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old dude
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It varies from company to company! |
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Ant
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Well, actually, I just got hurt at work, a 90 pound box of tile fell on my toe, shattering it, I did have to go for a drug test, so I will say it probably depends on the state and the employer, and if she refused to take the test if required, then i don't think the company has to pay workers comp or anything like that, but it would probably be best to look at what laws are in your county, state and check the company policy. |
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ms_e_bunny
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Usually any company immediately requires a drug test to see if they are liable for the accident or not. If the company doesn't require it they are stupid. They are putting their a** way out there on the line. The first thing that railroads or warehouse companies do or any jobs using power tools is make sure that the person hurt wasn't under the influence. If they are under the influence then the company's workers comp doesn't have to pay the damages. The worker is responsible and is subject to being fired. |
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Yahoo answer dude
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If you work dangerous machinery, airplanes, big trucks, drug testing may be an issue. |
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mbrcatz
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You are required to comply with a medical examination from a provider of the employer's choice. I would assume that includes a drug test.
Most auto parts stores also require anyone who delivers parts to be subject to regular drug testing. |
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Scott C
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it all depends what state you're in and what company u work for, MOST workers comp. insurance company's require u to take a drug test for them to pay for the medical bills, also your employer can do random drug testing when ever it feels like it :) i know Lowe's home improvement does for a fact, most small business, mom and pop joints don't because it's so costly. |
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