 Can you choose to pay solely with cash instead of using insurance at the doctor's? |
I'm 18 and I need to go the doctor without my parents knowing (without it showing up on the insurance or bill). I have plenty of money to pay but will doctor's agree to do this?
A... |
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 Can an insurance company use the fact that I had an HIV test as the basis for increasing my premiums? |
| I heard through the grapevine that someone from GB was in the U.S. and had a mandatory HIV test. My understanding is that subsequent to the test (and independent of the result - the test was ... |
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 Life insurance? |
my husband and i have been talking about trying for our second child in the next year and i have a question. we are only 21 and make about $60,000/yr.
im wondering about life insurance. i am a ... |
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 In the state of Ohio, how can I insure a house and property that is still deeded to my deceased grandmother? |
| We have a house and acreage that is still in my long deceased grandmother's name. There are 8 kids in our immediate family and nobody wants it solely in their name, as it would be unfair to the ... |
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| And when they want to take it out, its not a withdrawal but a loan? What kind of insurance scheme is this?... |
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 Insurance claim? |
After I bought my flat in April 2006, I discovered that the left hand side upright of my bay sash windows is rotten.
When making the enquiries for some quotes to get the window repaired, I... |
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| could someone give me the pros & cons on both?... |
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| My windows are really, REALLY old in my house and I heard that home owners insurance might pay for it. Is there something in particular that I need to say?... |
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I just got married. Im 19 she is 18 and we need health insurance because she is prone to getting UTIs.
I have no idea what to do for heath insurance. I make about $1300 a month. I dont want to ... |
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 Stolen Insurance claim return??? |
| I had an instrument stolen from my church. They filed an insurance claim to cover the loss of the instrument. Three years later, the thief brought back the instrument to the church.. Who does the ... |
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| My management company hired the husband of an employee to look at a leaky air conditioner. As he was in the ceiling he burst a pipe, and since he did not shut off the water first it flooded upstairs ... |
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 Best term length for life insurance? |
| Looking to get term life insurance in the wake of a growing family. I'm 27 and looking to cover for my wife and daughter. So what is the best term length to be looking at? Most default to 10 ... |
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Would a typical home owner's insurance policy cover a house whose foundation is sinking?
Additional Details
Maybe I should clarify. My mother has owned the house for about 15 years.... |
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| i recently got my renewal through for my car insurance. when i phoned them up to question the price, she changed my marital status from divorced to with partner - does that really matter???... |
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My Self | If you get into a single car accident and your car is not insured who will passengers sue for injuries? |
My fiance was in a single car accident with a friend. The friend had no insurance on the car that she was driving. He's trying to sue the insurance company that does not exist. A lawyer has taken the case but if there is no insurance company to sue... isn't he suing the friend?
Additional Details
i told him this but he claims the lawyer contacted the company and they said that there was insurance... she called the insurance company wth me and they told me there was no insurance... The lawyer isn't telling him he's actually suing the friend... |
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Sassi
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Yes. Technically, if your fiance was not injured in the accident, there is no need to sue. However, if he faced physical injuries, he could sue for any medical procedures, plus time off from work or school. He could also sue for any emotional trauma occurring due to the physical injuries. |
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fcas80
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Generally a driver can be sued, whether or not he has insurance.
However, some states have Guest Statutes that do not permit guest passengers to sue the driver unless the driver was grossly negligent.
If you are in a NoFault state, your own policy may provide NoFault benefits. |
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esilky2
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there is only one person whom the passenger can sue . that's the driver.however;that doesn't mean your fiance will receive any payments.sorry to say but it will cause a problem and possibly end his friendship with his friend |
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Nick P
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Yes, he is. If the friend loses they will have to either pay up or file for bankrupcy. |
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Dr. Nightcall
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Yes, if there is no insurance, the driver must pay. If your fiance's policy has uninsured/under-insured protection, the lawyer might be going after that. |
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Karen B
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Yes, he is absolutely suing his friend. Even if the friend has insurance he is still suing the friend. You don't sue insurance companies (in 3rd party claims) as they are not the person that is at fault you sue the person that was negligent. If there was no insurance, your fiance might have coverage under his uninsured motorist coverage. |
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mbrcatz
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You sue the driver of the car, and the owner of the car. Whether or not there is insurance is irrelevant - you don't sue the insurance company, they just pay any judgements up to the policy limit.
Yes, you ALWAYS sue the friend. If you sue the insurance company, you lose - because they didn't cause the accident. |
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SCH
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This is why people need to have insurance...it is not just to pay for the car if it is wrecked, that is why in all 50 states drivers are required to have at lease PL/PD (personal liability/propert damage) insurance on their cars.
You are sueing your friend, and you should be! |
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Timmy!!!
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Yep. |
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MissV
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Friend was driving an uninsured vehicle, which is against the law in all 50 state. Friend is being sued.
The lawyer knows that. The fiance knows that. And you know that. Worse still is if the 'friend' is a minor. |
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