 How do I get a copy of my husbands life insurance policies? |
| He has life insurance on us both. He recently informed me that he had made a change of the secondary beneficiarie. I found it odd as the change he made was supposed to be the way he set it up in ... |
|
 Do you love working in the insurance industry? |
| I love working in the insurance industry. I love the fact that I am able to help people either by just giving them a little piece of knowledge in the complicated world of insurance or taking care of ... |
|
 Had a grease fire in my apartment what can i expect to be charged by my complex or does their liability cover. |
I was making dinner and started a grease fire. The sprinklers went off and they had to call carpet cleaners for my apartment and the two below it. I can't afford to pay what are my options.
<... |
|
 An insurance question!? |
| When your car/home insurance company cancels you (from nonpayment); can you ever get that same companys business again? Or do you have to apply elsewhere?... |
|
| Which life insurance plan is cheaper? a)Term Plan b) Endowment C) ULIP? |
| II will appreciate if someone could provide an illustration onan excel sheet.... |
|
 Life Insurance? |
| I am about to meet with a Insurance Broker and I wanted to be aware so that I am not sold what he wants to sell me instead of what I need. Does anyone have any good tips or resources?... |
|
 How can I afford health insurance if my employer does not provide it? |
| Here's the problem.... I'm almost 21 and work a temporary full-time job with no benefits. I cannot be covered by my parents insurance after the end of the year because I'm not in ... |
|
 Is Aetna Health Insurance any good? |
| I am healthy, but if something happens I want to be sure I am covered. Have you had any good or bad experience with this company. I currently have Humana, and they don't want to pay for a ... |
|
 Grandfather's Life Insurance? |
| When my grandfather passed his insurance policy information was removed or misplaced by people cleaning out his things. How would I go about finding out who it was with? I was his only beneficiary.... |
|
 Can my father's debtors make a claim on insurance I received after his death? |
| My father passed away this year. I am receiving requests from debtors on his behalf. I stand to inherit some money from his insurance policies. Can they demand payment from me ?... |
|
 Can you appeal health insurance claim denial? |
I am trying to have a breat reduction and the my health insurance company had denied it. What can I do?
Additional Details
I do have back problems: neck problems, and always have sore ... |
|
 If cement blocks fell in my pool and ripped my liner will insurance pay for it? |
| the cement blocks were holding my winter cover on a inground pool and the wind picked it up and in to the pool they ... |
|
 Health insurance? |
| I need to get basic individual health insurance. I'm no longer covered by my dad's company's insurance provider because I am no longer a full-time student. I don't need ... |
|
 Accidental Death Mortgage Insurance? |
| We just got a letter in the mail...an offer for Accidental Death insurance for our home mortgage from Union Security Insurance Company. Should my husband die in an accident (whatever they term an ... |
|
|  |
lilas | If you have a bad credit, do they renew it after couple of years or you'll have it you whole life? |
Additional Details
Ok I am talking in the USA
|
 |
 
gabriel s
|
Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
|
jigga
 |
Advice on Experian's site:
Accurate information cannot be removed legally from your credit history before the time specified in the Fair Credit Reporting Act....
Most negative information is deleted seven years from either the original delinquency date, or in the case of civil judgments and Chapter 13 bankruptcy, seven years from the filing date.
There are a couple of exceptions. Chapter 7 bankruptcy remains 10 years from the filing date, and unpaid tax liens can remain for 15 years.
You can dispute information you believe is inaccurate. Experian will contact the creditor with the dispute. The creditor then must review its records and either update the information, delete it or state that it is accurate as reported.
If you disagree with the creditor’s conclusion and cannot resolve the issue with the creditor, you can add a statement to the account entry explaining why you believe the information is incorrect. |
|
Gypsy Gal
|
It was 6 years on your record but now I think it is two years. |
|
bellatrix27
 |
7-10 yrs after you finally pay them or go bankrupt, they mean. they dont just go away if you dont do anything. the only way to improve it is to never mess up again. |
|
geordie_hardman
|
if you have resolved all your bad debts , in the UK they usually expire after 3 years. You can also get debts reviewed if they are inaccurate by contacting a CRA like experian or equifax.
Stuff like being bankrupt or IVA takes a lot longer |
|
zippythejessi
|
At most, as long as you work at it, you'll have sucky credit for 7years. |
|
mbrcatz
|
Bad credit isn't something that gets renewed - or even stays the same. It's just like your electric bill, going up or down depending on how you use it. If you never make any efforts to improve it, it will never get any better. Unpaid debts can show up as long as they remain unpaid - which means, forever.
Here's what you can do to improve your credit:
1. Cancel credit cards, starting with the newest first. The longer you have an account open, the better it looks. They do look at "average age" of an account, and it gets factored in.
2. Get caught up with your accounts, and if you can, pay them off. The sooner the better.
3. Don't open any new accounts. That includes "90 days same as cash" deals - each one of those deals, even if you end up not getting a piece of plastic, is a credit account. The first two accounts you get in any six month period lowers your score 10 points, and another 10 points for EACH ADDITIONAL credit account.
4. get a copy of your credit report for free, at www.annualcreditreport.com right now, and every year, so you can see what accounts are open (so you can close them!!) and what accounts are in bad standing (so you can fix them!!)
Hope that helps. |
|
tomkat1528
 |
Booboos take 7-10 years to roll off |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 6 minutes(s) ago
| | | |
8 | 46 minutes(s) ago
| | | |
7 | 50 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
8 | 2 day(s) ago
| | | |
8 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
