 What is the normal etiquette for paying for collision coverage without insurance? |
| If you can call it that. I was rear ended today and already got an estimate...it will take 2 to 3 days to fix the car. No insurance involved. Obviously the other individual will pay for the cost ... |
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 I'm filing a homeowner's insurance claim for stuff that was stolen from my car...? |
| They ask me to include my charge account number and type...I'm not entirely comfortable doing this. I know they're a legitimate company and everything, but can they just go into my credit ... |
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 Does the US have a hospital problem? |
| I heard the waiting rooms in all US hospitals are full of dangerous people and you have to wait hours for ... |
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 Life insurance questions? please help? |
| my dad had life insurance through his work and paperwork was filed before he passed but not completed because he was expected to live a lot longer than he did. His will went unfinished and he did not ... |
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 Someone owes me money, can I have a life insurance policy on that person without that person"s permission? |
| My ex boyfriend owes me a large sum of money , if anything happened to him then I would not get the money owed to me.... |
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 When You Ask for Medical at the Welfare office? |
| When you collect Medical For 6 years Do they collect money from Childs father.For all those you where on medical?& make them provie you with Health care?... |
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 Is there a life insurance policy that allows for payment before death? |
| I heard this one a financial channel but I can't find any information on it. Any insurance experts out there? Can you guide me to a website?... |
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 What auto insurance company has cheap rates for adding a 16 year old first-time driver to an insurance plan? |
| We live in Florida, and my son has just turned 16, He wants to get his licenses but we don't want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people ... |
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 Do bad debts get deducted from life insurance premium's? |
| My parents want me to take out life insurance policies on them so I won't be burdened by funeral expenses and such. They both have a lot of debt and I was just wondering if this debt would be ... |
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 What factors are considered for auto insurance? |
| I am trying to get an auto insurance. But when i went to an agent to get a quote, he told me that since i wasn't on somebody's policy for 3 years, my premium is going to be much more higher.... |
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 What are my options for health insurance if I resign from my job due to not being paid for the last 4 months.? |
| I work for a small company and currently have health coverage through a plan with them. They have not paid their employees for approximately the last 4 months. If I resign because they are not ... |
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 My bf's HOA continuously tows people for no reason.? |
| My bf and I have been dating for over 2 years. Within the past couple months visitors and members of his family have been getting towed continuously for no reason. The first time we picked up the ... |
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 Life Insurance Question? |
| i had life insurance through my employer for over one year i got fired but before i got fired i made double my salary before i left when you have life insurance and it completely paid do you get what ... |
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 Looking for health insurance, what's a good one? |
I'm going to be 22 soon. I don't smoke, never have. And I do have any pre-existing health conditions.
I was looking at a deductable around $500, but the monthly payments are like ... |
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 My heath insurance company is getting sued? |
| Will my rates go up if they lose the lawsuit?... |
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evafonda | If you have accident and insurancenot enough to cover medical bill,what happen to the rest of the bill? |
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David & Elizabeth S
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You'll have to pay it.
Call the medical provider right away if you don't have the money to pay the bill off. Renegotiate the bill as far as price and payment terms. |
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v b
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You will be billed for the rest of the money. |
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Anne R
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You are responsible for the amount of the charges that are not covered by your insurance. Typically, those amounts will be your annual deductible and your co-insurance (generally 80%). You may get a number of different bills from different providers even if your care was at one hospital. You might receive a separate hospital bill, a separate radiologist bill etc.
Wait for the Explanation of Benefits from your insurance company so you know exactly want you owe to each of them.
Once you have determined that if you cannot pay the full amount at one time, contact each service provider. As I said, it might be more the one. Explain that you are unable to pay the entire bill but are able to pay say "$25" per month. Before you give the provider an amount you can pay make sure it will be easy for you to make the payment but try and pay the bill off in 12 months. You should state how much you can pay. Do not wait for the account representative to suggest you pay $100 per month if you know that is a strain on your budget. Most health care providers are thrilled when patients' call them about setting up a payment plan even when your monthly payment is low. It prevents them from having to sent the account to a collection agency.
Many people complain their insurance doesn't pay their entire medical bill but you are still receiving the discounted rates that your insurance negiotiated with the hospital and your payment plan is an interest free loan. Until we come up with something better, those of us with any form of health insurance are lucky. |
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mbrcatz
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You pay for it yourself. |
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Dimari
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You will be billed the rest and expected to pay. If you have trouble paying you can go to the medical center and talk to the financial personnel and set up a payment plan. |
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Soozie Q
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I have never seen an insurance yet cover the entire medical bill, and quite frankly imo, no one should get free medical care. Usually with insurances, you will owe a dedictible that's anywhere from $250-$2000 or higher, and then you will also owe a percentage of the bill. For instance, my insurance has a $500 deductible and then I have to pay 20% of the total bill. So what your insurance doesn't pay, you will be expected to pay the remainder. |
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