 Can a judge give life insurance money to a non-beneficiary? |
My brother suddenly passed away a year ago while he was in the middle of a stressful marriage break-up with one child.
Prior to his marriage, he had named my mother as the beneficiary to ... |
|
 What are your general thoughts and perceptions about the Allstate Insurance Company.? |
| I'm thinking about changing insurance companies and see quite a bit of Allstate advertising that paints a very favorable picture, I wondering if anyone has real life experince in dealings with ... |
|
 I want to take Health Insurance. Which company offers best policy? |
| Which company gives the policy for 20 years? What are the benefits I can avail?... |
|
 Workers Comp and mileage? |
Is my workers compensation insurance suppose to cover my mileage to my doctors/PT visits if they are out side of the town I reside in and are they suppose to cover my prescriptions cost.
Also ... |
|
 Help i need medical insurance but I'm in a bind. |
| i just found out im going to be a mother im seven weeks pregnant. i just moved to north carolina and im searching for a job, meanwhile staying with a friend till i get adjusted. i have my drivers ... |
|
 American Health insurance, how dose it work? |
| Lets say I had health insurance and I developed cancer which the insurance company payed the medical bills to I could get better. Would my monthly insurance bill go up in or remain the same? Lets say ... |
|
 I need help with responsibility!!! |
| I AM 12 YEARS OLD, AND HAVE MADE MANY PROMISES TO MY MOM THAT HAVEN'T QUITE FELL THROUGH. I WANT A CHINCHILLA REAALLLLLYYYY BAD SO HOW CAN I PROVE TO HER THAT I REALLY AM RESPONSIBLE?????... |
|
 Life insurance? |
| I have a whole life policy. My annual premium is 855. According to my schedule, the value upon surrender is 7320. Does this mean that if I cancel my policy, I will be paid 7320? Further more, ... |
|
 Who Offers The Cheapest Home Owner's Insurance In Florida For 2 Story Houses? |
| I am trying to find a new home owner's insurance company that offers the lowest price possible for a two story house. I have excellent credit so please share your recommendations. Thanks! : )... |
|
 When signing up for COBRA, am I retroactively covered for the time since my employer-paid insurance ended? |
| The cover letter said my coverage under employer ended on July 31st, yet the letter wasn't even written until August 4th and postmarked on the 6th. What if I were to need insurance between now ... |
|
 Whats the best health insurance company? |
| Im looking to sign up for health insurance. rite now im on MASS HEALTH. but i wana no is there any other better & cheaper health insurance comapnies? i livei n ... |
|
 My father in law passed away , I was wondering if his car insurance should pay off the remaining car loan? ? |
Right now they are holding us responsible for the payments. But he had full coverage on the vehicle.
Additional Details
how would i find out if he had GAP coverage?... |
|
 What's your favorite health insurance agency? |
| I have Blue Shield, but was considering switching to Kaiser. I just got married and I'm looking for a package for my wife and I. We're in our fifties and are both in good health. My wife ... |
|
 Is it possible to have medicare shile working with regualr insurance? |
| My husband is of an age to retire, but doesn't plan to do so in the next five or so years. We know that he should be eligible for medicare. Is it possible to have both medicare and his health ... |
|
 Questions on various insurance terms, as I choose an insurance plan, considering pros and cons, as well what? |
Questions on various insurance terms, as I choose an insurance plan, considering pros and cons
I have some questions on insurance. Namely, anyone invovled in health insurance, I have ... |
|
| Car Accident Lawsuit? |
| ok, i had an accident about a year ago and i already told my insurance about it. so my question is, am i responsible to get my own lawyer when the plaintiff filed a lawsuit on me? or is it the ... |
|
 "Insurance" section answerers -- how much do you REALLY know about ...? |
HIPAA and COBRA?
I've been posting here for more than a year and have seen soooo many incorrect answers about these subjects. (So far today, I've read 7 blatently incorrect ... |
|
|  |
Mommy2B+Wifey2B | If you lose your engagement ring and its insured, will the insurer replace it? |
I am so shaken up right now. I lost my ring an hour ago and i am not in the area to call the insurer. Has this happened to anyone and if so, what did you do? |
 |
 
The Jewess
|
I have had a jewelry business. So I have a lot of experience here... Not all insurance companies are the same. BUT - if you had the ring insured and usually this means you had to have a receipt and a written appraisal (to get a rider on personal property) -- and the ring was insured at the real replacement value of the ring (this is usually a little more than you paid b/c if you were to custom order an exact replica it usually would cost a little more) -- the insurance company will do one of 2 things. They will either give you a check to replace the ring (this is less common) OR give you a choice of reputable jewelry stores or jewelers to replace the ring. They will then pay the jeweler direct. Good luck! And remember your relationship is more important than the ring! Don't forget it! |
|
Amazingwoo
|
They should but some tend to throw "The Small Print" at you.
We had an £800 bike stolen (I know, not a ring but bear with me...). The insurance Co said they would replace "Like for like", I asked them to explain and was told that if there was a similar standard bike for £150, that's all the money they'd give us.
You also need to check your policy, in practically all claims you need to pay a portion of the payout, for us it was £100 and this gets deducted from the cost of the money the insurers send you.
Some insurers send a cheque, others will send non-exchangeable gift vouchers.
Also, report it to the Police to get a Crime Number. It's unlikely to be found and handed in, but you have a little extra proof of your loss. |
|
Insurance Pickle.com
 |
They'll replace it and my insurance company didn't even up the rates. They will if I have another claim in the next 2-3 years though.
It has to be listed on the coverage though (more than likely|). Usually it'll have the description, size, color, etc.... and they'll either replace it or give you a check. |
|
gsundeep1
 |
Well if its insured, your insurance company will pay you what it's worth. They might be suspicious though, because there have been cases of people hiding their rings and claiming they lost them. You can use the money they give you to buy a new ring. I hope this calms you down. |
|
duffmanasu
 |
It depends on how you have it insured, and on what state/country you're in. In most U.S. states, you can have the ring insured on what's called a personal inland marine policy, or personal articles policy or you can add that coverage as a floater to your homeowner's or renter's insurance. If that is how you insured it, then you should have provided them with a receipt or appraisal and they'll cover the full purchase price (maybe the replacement cost, but maybe not) and you may or may not be subject to a deductible depending upon the plan you chose. Also, these types of policies cover all risks, so simply losing it is covered.
Now when you say it's insured, if you mean that you have Homeowner's or Renter's insurance, then the ring is almost definitely not covered for loss, only for listed perils like theft, fire, wind, etc. Even if it was covered, you'd be subject to your deductible.
So, it really depends upon how you insured it. If you have personal inland marine or personal articles coverage than you should be absolutely fine...although it's still unfortunate. |
|
Anastasia Beaverhousen
|
That's what insurance is for. Call them, make sure that losing it is part of your coverage. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 9 minutes(s) ago
| | | |
5 | 15 minutes(s) ago
| | | |
5 | 25 minutes(s) ago
| | | |
6 | 47 minutes(s) ago
| | | |
6 | 52 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 11 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
6 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
