 Hi guys, Do you think it is really worth it to have private health insurance in Australia? |
| I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental ... |
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 Health insurance group - Do I have to give medical records? |
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?
Thank ... |
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 Health insurance? |
| i'm a self employed 28 y/o male, where in the hell can i get health insurance that isn't like 800 bucks a month?... |
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 When you are geting health insurance, what does coin insurance mean? |
| i am comparing insurances right now and some have coininsurance, some say 20% after deductible and some say 20% coininsurance after deductible.. what is coininsurance?... |
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 Insurance scam? |
ATTENTION ALL MEMBERS OF THE PUBLIC, ESPECIALLY ANYONE LOOKING TO PURCHASE CAR INSURANCE IN THE UK
DO NOT, I repeat, DO NOT under any circumstances, accept a policy of Insurance from A... |
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 Do I have the right to ask for a doctor who is in-network (insurance)? |
| I recently tried making an appointment at a local health center which employs about 30 different physicians. They assigned me to a doctor which Blue Cross Blue Shield of Alabama claims is not "... |
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 Insurance for immigrants? |
| when me and my son were in Minnesota last year, we had our vaccinations in a hospital, and my husband has no insurance yet at that time until now, the shots were so expensive that costs us 1500usd. ... |
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 Is there any a way that I can find the insurance carrier of the person that hit my car? |
| The problem is that I only have a policy number. I don't have a phone number or the insurance carrier. HELP!!!... |
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 Is there an insurance company that will insure you after you've not had any for almost a year? |
| A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers ... |
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 My house is appraised at 93K. My insurance agent says I need 157K worth of house insurance.? |
| This seems high to me. He claims that the replacement value is the reason this. In the case of a complete loss, I doubt they would pay me 157K, but he disputes this. He also says that the state ... |
|
 Who has the lowest rate for car insurance? How much do you pay for yours? |
| my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?... |
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 Health Insurance? |
| Can an unmarried never been married man purchase health insurace or recieve it through his employer?... |
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 Health insurance policy number...what the heck does that mean? |
| I was filling out a medical history sheet and it asked me my health insurance company (i know that..) and then it asked me what my policy#: was...... |
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 Do I need insurance for my company? |
| Have a Computer programming business, and went ahead and created it under multi member LLC, why because if something happens the company is responsible and I'm not which I declared in the O... |
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| Going to gym while on disability (insurance)? |
| I has spine surgery a few months ago and have since stopped working while I stay home recovering...the surgery has not resolved my pain and I have gained weight since I am home everyday. I have ... |
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 If I am on my parents' insurance...are they financially responsible for my medical bills? |
| I am 23 years old but my parents pay for my health insurance (we are on a family plan). My parents always say they will pay for my medical bills, but lately I've been wondering if my mom really ... |
|
 What is required to work successfully in Insurance field? |
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?... |
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confuscious | If you received a large medical bill one month before..? |
your medical insurance kicked in is there a way to get it put on your insurance or any ways to lessen the bill? it's a 15,000 dollar medical bill and my medical was only one month away from being active |
 |
 
Insurance Biz CT
|
Your insurance effective date is just that. The date on which your insurance is effective. If something happened to you before that, it will be your responsibility.
I would suggest talking with the patient accounts office at the hospital and see if there are any programs that you may qualify for in which your bill would be reduced or you would not have to pay. All hospitals have a "free bed" program. You, of course, would have to qualify for this program.
If that does not work, see if you can make some sort of payment arrangement with them where you would pay them a small amount every month toward the bill. |
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curiositycat
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No, you have to pay it. You didn't have coverage on the date of service. I had coverage under insurance but they used a contractor that doesn't contract with my insurance and I ended up having to pay that anyway EVEN THOUGH I WAS COVERED. They said I should have known my coverage-like I'm going to follow my labwork and know where it goes. Anyway -- you will have a very hard time getting coverage for that because you weren't an active person under the insurance on the date of service. |
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steffo
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nope. Insurance companies don't even like to pay for bills when your actually covered, there is no way they're gonna pay for one when your not covered. I would contact the hospital or doctor and try to negotiate something with them. |
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Faye H
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Your new medical insurance is not going to pay any bills incurred prior to the effective date of your new policy.
Look at it this way. If I don't have insurance on my car and I get into an accident today, do you think if I went and got car insurance tomorrow, they would pay for it? Not a chance.
$15,000 is a huge hit but you're probably stuck with it. I'm assuming this is a hospital bill. Call the hospital and explain to them that you did not have medical insurance. They may be willing to work with you on a payment plan. If you qualify as low income, they may also reduce the amount of the bill. The main thing is to talk to them. People are always afraid to pick up the phone and call creditors. Most of the time, they will try to work something out with you if they feel you are making an honest effort to pay it. If you wait until the hospital turns it over to collections, you won't have that opportunity as the collection agency is paid a percentage of what they collect where if you're working directly with the hospital billing department, you'll have a much better shot at getting the bill reduced. |
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Custo
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There's not a way to have it covered under your insurance.... BUT, call the provider. Ask them to work with you. They'll set up a payment plan, and knock off a portion. |
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mbrcatz
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No, you weren't insured. It doesn't matter WHEN you got the bill, what matters is when the service was rendered. |
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Tapestry6
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Work with your new insurance company. You should allredy be paying into your insurance one month before it starts...and
I had an emergency surgery that was one month before our insurance technically kicked in and after talking to them, they paid the bill in full, hospital, doctor and anesthesiologist. Good luck.!! |
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