 Can a health insurance policy dictate where you live? |
| My grandfather has a health insurance policy with Monumental and he is convinced that he is not allowed to move one county north or he will be dropped from his policy. I told him that, most likely, ... |
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 How can I lower my car insurance if it is high because of bad credit? |
| I have been told that my car insurance is high because of a bad credit rating. I am currently enrolled in a DMP to pay down some credit cards and I'm sure this is why it is so bad. Will any ... |
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 What makes a person uninsurable? |
| regarding life insurance, what makes a person uninsurable? would a previous surgery do that? what about any illness, would any illness make you uninsurable?... |
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 Is a person allowed to have 2 health insurance plans at the same time? |
| I have cheap health insurance that has a $4,000 deductible. I want to see a doctor. Can I open a new policy with a different company that has a low deductible, go to the doctor, and then cancel the ... |
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 To get maturnity coverage or not? |
| I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I ... |
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 Can I make a lot of money selling life,auto,health and home insurance? |
| If I network my family,friends,coworkers and neighbors(say 500 total) can I get a good start at selling insurance...I mean do you think this is a good start of referral business,TO START THE BALL ROLL... |
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 Insurance and ACT of GOD!? |
| if a person doesn't believe in a GOD, can an insurance company not pay out due to an Act of God?... |
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| What can I expect for health insurance costs as an early retiree? |
| I'm 35 now and plan to retire around 40 or 41. I'm not exorbitantly rich, though; I've just saved enough to support my expenses and will do what I want instead of going to work every ... |
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 Is my room covered by home and contents insurance? |
| I rent a room in an apartment from the owner and the owner's brother rents the other room. There was a burglary and mostly my stuff was stolen. The owner made a claim on the home and contents ... |
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 Why was I denied for health insurance...I'm never sick? |
| I've always been under my parents, but now I need to get my own because I turned 25. I have no health conditions at all. The only thing I've been to the doctor for recently was a Urinary ... |
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 My tools were stolen from the car dealership i work for they said their insurance wont reimburse me? |
| I dont think this is correct, some one broke into the dealership overnight and took the dealers things and the other mechanics as well they told me that my home owners insurance will cover this, but ... |
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 My travel insurance co refused to pay my claim, because they said they did not believe the amount I claimed ? |
| had been stolen. They accused me of fraud, by saing the amount was higher than it really was, and refused my claim. I had a police report. Is this common for them to do this and is it worth telling W... |
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 Can a person be denied for a life insurance just because a of past drug addiction? |
| 2 years ago i was arrested for possesion and use of illegal drugs i did 3 months and jail went into rehab for a year, I have been clean and sober for 2 years and few months, I recently try to get a L... |
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 Is the landlord responsible if you have a electrical fire and you have no rental insurance in New Jersey? |
The smoke detector's wiring caught fire. The firefighters said the whole electrical needs to be done.
Additional Details
In this sense I'm wondering if the landlord's ... |
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 Does homeowners insurance cover renters property if property is damaged by the house? |
storm caused power surge and because house is not grounded surge destroyed renters property
Additional Details
we just learned that the house was not grounded, electricians say its the ... |
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Shadow | If you shop for insurance would u pay extra for better costumer service, or get the best rate instead? |
Would u be happy with better service and pay extra or would u like to get the best rate, doesn't matter who the company is? I sell insurance and I want to know what u want. |
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Joshua L
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I have found that great initial customer service equals lower pay outs. Progressive is Johnny on the spot with a check that is usually a lot lower than what you would get from one of those "we'll get around to adjusting it" places. |
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mel m
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I pay extra to go through a private insurance agent. He is great! My water pipes just broke under my washing machine. I call into his office, he calls the insurance company and they take care of the rest. Definately worth the money. |
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MTR
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I'm a claims adjuster. I pay more for customer service, and am more concerned about the rating of the company and the customer service than about the premium.
I've found that you get what you pay for. If I have a claim, I want to be able to have someone handle it. My daughter was concerned about the rates, she chose someone cheaper, and had an accident last year. She finally gave up trying to have her car fixed, and just traded it in. She lost about $3000 just because she did not feel comfortable going to a direct repair shop. |
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clarnely_2001
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I would love to find a place that has both. If you're military go USAA. They have the awesome insurance with really good prices. When my car got hit in the parking lot of Winn Army Hospital, they took care of it right away even tried to give us a car to rent.
But if not, then look around for companies who have a reputation of good customer service. Price is good and all but service is what you should worry about when it comes to insurance. Progressive has nice prices, all state does too but if there was a company more like USAA for civilians I would give them a shot. |
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Rick
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Wait a miniute here...do you honestly think that insurance companies are in business to pay claims?? Yes I would pay more for good customer service but finding that largely absent I have gone with the best premium I can find.... If you doubt that just take a look at what has happenend to the folks down in Mississippi and what they had to go through to get any money on their policies. |
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realfan
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just need the cheapest |
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MoniqueLise
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I suspect that people in the business will pay more for good customer service -- because they know that the real rubber hits the road when you make a claim. Most other people will be most concerned with rate; I was before I got into the business of writing about insurance and saw what a problem it could be to get a claim paid. Now, I'm MUCH more concerned myself with customer service than the rate I'm paying. |
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mbrcatz
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The cheapest rate in the world does you NO GOOD if your coverage is crappy and you can't get any service on it.
It's a balance, between coverage and service. Rate is the LAST thing I look at, but then, I'm in the business, so my priorities are different.
MOST consumers shop bottom line pricing - and don't even look at coverage or service. |
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ragtag61
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I want the most coverage & service I can get for my dollar. I'm willing to pay more than the lowest price policy to ensure that I will be taken care of when a claim occurrs.
That is what the insurance is for ..... claims. |
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bundysmom
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Neither...I want the best coverage available for my $$$. For example....I don't want to worry about whether my aftermarket rims are covered or not & I don't want to worry about endorsements for them either...just cover them already. |
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