 Do you have to pay insurance on an apartment? |
| i am going to be moving out soon and i want to know if i need to pay for insurance for an apartment.... |
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 Health insurance? |
| I left my job about a couple of months back.Im actively looking for a job and hoping to land something by next month.Im eligible for COBRA benefits through my former employment.I still have time to ... |
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 Life insurance? |
| I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even ... |
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 Low cost healthcare? |
| I lost my insurance about a year and a half ago and have not been able to obtain more since. I currently trying to get work but will have to work as a contractor for a while. The only insurance ... |
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 Insurance ripoff? |
| Can anyone advise please once offered a ridiculous sum off my insurance due to stolen vehicle what I should do next to appeal? is this common practice for an insurance company to offer such a ... |
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 Told this morning that my insurance ends in 4 days. Is this legal? ? |
I was just told this morning that my insurance (and job) will end in 4 days. It is because of the economy. I am the last of hundreds...
I cannot get Cobra coverage that fast. They can'... |
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 My wife is 27 weeks pregnant and I don't have health insurance, how can I get one? NO GOVERNMENT PLANS? |
| I don't qualify for any government plan like medicaid or similar, I need private insurance and I am self employed so I have no group or company insurance, any suggestions??????... |
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 What are the things need to do while starting an insurance policy? |
| I am going to start an insurance policy in Newyork life insurance policy. I am taking policy through one of my friends. I just want to know what are the things I need to ask them for clarification ... |
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 I am planning to invest 2000 pm in life ins. can any body tell me how much can i get in 10 years? |
I am planning to invest 2000 pm in life insurance. can any body tell me what is the sum assured after 10 years. is there any policy for 10 years. can i close the account in between.
... |
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 Can I be added to my boyfriends health insurance? |
| Me and my boyfriend are in a commited relationship, and have a daughter on the way. I am still on my parents insurance, but that will expire at the end of the year. Our plans our for me to stay at ... |
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 Insurance denial? |
Can your employer/company refuse to insure your significant other because you are not married ?
My nephew started a new job and put his girlfriend on his insurance.The company just found out ... |
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 Is there anyway to get around exclusions in your insurance policy? |
| I have United Healthcare and my particular policy excludes any surgery for obesity. I was hoping to have the bypass done, but since it is excluded.... I would have to pay for it out of pocket, and I ... |
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 With regards to car insurance, what does having a deductable mean? |
| For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?... |
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 Do rich people need insurance? |
| I was just wondering..if they have so much money....do they really need insurance?... |
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| My car is a w/off due to fallen tree, t p insurer advised damaged not covered as act of god, dam to hse is ok? |
| it was gale force winds today, i had parked outside my mother's house, the tree from over the road blew accross the road onto my car also damaging two houses. my mother's included. The ... |
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carrie | If your car is a total loss due to an accident? |
Will the ins company give me a check for the blue book value? thanks
Additional Details
the car is paid off |
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mbrcatz
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No, you get actual cash value. Look up private party sale for your car at www.kbb.com. Less your deductible, less salvage value, if you decide to keep the car.
You don't get retail. |
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busymomkaren
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they will give you a check for the value of the car, but not necessarily the blue book value. they will take into account the condition of the car before it was wrecked as well as the region of the country. for instance, in atlanta the check would be bigger than in rural georgia for same vehicle. it has to do with the going price of the vehicle. |
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jusaskn
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No. The KBB is a farce. Trying selling your car for the KBB value (but don't hold your breath). The insurance company will offer FMV (Fair Market Value) less your deductible. Sorry for your loss. |
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justme
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Yes if you own the car outright minus any deductible if it was your fault. If there is a loan on it, it will be made out to you and the bank. |
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wiederjj
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if there is still a lean on the car they should pay the bank what the car is worth but if there is negative equity in it you will be responsible for that unless you have gap insurance. if the car is paid for it all depends on your coverage |
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mamatohaley+1
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No. The will give you the going value for that car in your area. If you were to walk into a dealership and purchase this exact car how much will it cost...that is what they will give you.
ETA: I worked for a major insurance company and they would use the going cost of the vehicle. You would get paid replacement value. |
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Mike Hunt
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It depends on your insurance, also if you have a GAP coverage when you bought your car. Most of the time, the insurance will payoff your loan. Then you lose out on your downpayment. |
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Dominicks Granny
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They are going to pay you what THEY feel is Fair Market Value based on where you are, the condition of your vehicle, etc., less your deductable. You'd be doing yourself a favor to start looking now for comparable vehicles and obtaining documentation to prove how much it is going to cost to replace your vehicle (a comparable vehicle in your area) - You're going to have to be able to prove THEIR idea of Fair Market Value isn't right. They aren't going to cut you a check for Blue Book Value - I promise! |
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Stoner
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yep,only what kbb value is,if shopping wait till 08 and scope the papers/internet for the sweetest deals |
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